RHB

Service Commission / Service Charges / Interest
Closure of account Closure of accounts within 6 months - RM20 *
Closure of Basic Savings accounts within 3 months - M20*
Dormant Account
- Balance of RM10.60 and below Account closed & balance absorbed as charge
- Balance more than RM10.61 RM10.60 per annum
Lost Passbook RM10 (service charge) *
RM10 (Stamp Duty on Letter of Indemnity for lost of passbook) *
Replacement of Savings Account Passbook due to poor handling, mutilated, faded etc (except if passbook is full due to transactions) RM10 (service charge) *
Intrabank Fund Transfer via instruction (account to account other than payroll services) RM5.30 per transaction
Service Commission / Service Charges / Interest
Cancellation of long outstanding uncollected cheque book after issuing of reminder RM26.50 per cheque book
Cheque returned due to
- Insufficient fund RM159 per cheque
- Due to post dated RM10.60 (on payee's account)
Reclearing of cheques RM53 per cheque
Interest on Overdrawn Amount (TOD) Min: RM5 *
Max: BLR + 3.5%
Service charge on dormant account

For dormant accounts with balances of up to RM10.60, the account is closed and the amount absorbed as a charge.

For dormant accounts with balances more than RM10.61, an annual service fee of RM10.60 is charged until the remaining balances are sent to unclaimed monies.

Service charge

Current Account (without OD facility)
Monthly RM5.30 is levied on account if daily average balance is below RM1,000.

Current Account (with OD facility and Basic CA without OD facility)
Half yearly RM10.60 is levied on account if daily average balance is below RM1,000 in the preceding 6 months.

MaxCash Account
Service charge of RM5.30 for every subsequent withdrawals / debits after meeting the maximum number of no-charge withdrawals / debits within a month as stated below:

Month End Balance Band (RM) Number of No-Charge Withdrawals / Debits
Up to 20,000 3
Up to 100,000 6
Above 100,000 Unlimited

My1 Account
RM15.90 annual fee. Monthly RM5.30 is levied on account if average daily balance is below RM5,000.

Audit confirmation
- With facilities RM106
- Without facilities RM53
Mandate form RM10 stamp duty *
RM10.60 service charge
Stop payment cheque
- Upon Instruction RM21.20 per cheque
- Upon cheque returned (sufficient fund) RM10.60 per cheque
- Upon cheque returned (insufficient fund) RM159 per cheque
Photocopies of cheques, pay-in-slips, advices and cheque images RM10.60 per document
Request for changes of signatories/conditions for Current Account RM10.60 per account
Stamp duty On Letter of Indemnity RM10*
Intrabank Fund Transfer via instruction (account to account other than payroll services) RM5.30 per transaction
Cheque processing fee RM 0.53 per piece
Coins deposit
(Individual & SME customers will be exempted)

RM3.20 Service charge for deposit from RM1,000 to RM3,000

RM5.30 service charge for deposit more than RM3,000

*Not applicable for Basic Current Account

Changing of coins
(Individual & SME customers will be exempted)

RM8.50 per bag

Loose coins: RM1.05 for every RM50

Third party encashment of Pre-printed "Account Payee Only" crossing cheque

RM2.12 charge to drawers' account for each third party encashment.

Third party encashment on cheque with MICR code 16 is waived (Government cheques).

Bulk cash deposits
(Individual & SME customers will be exempted)
1st 1,000 pieces no charge.
Multiple of 1,000 pieces,a service charge of RM10.60 up to a maximum of RM530 will be charged on all accounts.
Closure of Current Account

Closure of accounts within 6 months - RM20 *
RM10.60 on Current Account closed after 6 months

MaxCash Account
RM20 on account closure within 3 months from the date it is opened. *

Inward cheque returned RM10.60 courier charges
(To courier to customer's address)

Note:
Guidelines on the Imposition of Cheque Processing Fee
Frequently Asked Questions (FAQ) - Cheque Processing Fee

Service Commission / Service Charges / Interest
Lost of fixed deposit statement Request for FD Summary – Service Charge RM2.12 per page
Services Commission / Service Charges / Interest
Joining fee RM0
Card replacement fee RM50 for each replacement card issued
Cash advance fee 5% of amount advanced or a minimum of RM15, whichever is higher
Dishonoured cheque charges by card issuer (per cheque) Nil
Production of sales draft RM21.20 for each sales slip or cash advance duplicate copy
Overlimit fee A fee of RM53 may be charged whenever the Total Outstanding Balance exceeds the combined card limit due to excess limit transactions
Additional statement request RM5.30 per copy
Late payment Min RM10 or 1% of total outstanding up to max RM100
Overseas transaction 1% of the transactions made in foreign currencies
Finance Charges Retail Purchases
Finance charges:

Description Interest Rate
Per Month Per Annum
Cardmembers who promptly settle their minimum payment due for 12 consecutive months 1.25% 15%
Cardmembers who promptly settle their minimum payment due of at least 10 months or more in a 12-month cycle. The 12 months minimum payment due cycle will not apply to new cardmember 1.42% 17%
Cardmembers who do not fall within the above categories 1.50% 18%
Minimum Monthly Payment 5% of the outstanding balance or a minimum of RM50, whichever is higher.
Interest Free Period 20 days from statement date- if all retail transactions of the previous month are fully paid
Service Commission / Service Charges / Interest
Joining fee RM0
Card replacement fee RM15
Production of sales draft RM21.20*
Cash Withdrawal Fee Free at all RHB ATMs
RM1.06* at MEPS ATMs
RM8.48* at other non MEPS ATMs
Balance Checking Fee Free at all RHB and MEPS ATMs
Overseas transaction 1% of the transactions made in foreign currencies
* Inclusive of 6% Good & Service Tax
Service Commission / Service Charges / Interest
Amount displayed is inclusive of GST except for items with asterisk*
Redraw Fee RM53 per transaction for MY1 Flexi Home Loan
Redemption statement
(per account per request)
RM53
Letter of confirmation for EPF withdrawal RM21.20
Security document retrieval fee RM21.20 for up to 10 pages
RM53 for more than 10 pages
Additional loan statement RM5.30 per page
Restructuring/ Rescheduling No charges
Monthly maintenance fee No charges
Item Fees and Charges Amount (inclusive of GST)
HP Agreement RM10.60 per agreement for stamp duty
Supplementary HP Agreement RM 21.20 per agreement for documentation and stamp duty
Variation on HP Agreement upon request
RM 10.60 per agreement for stamp duty
Postal charges
  • RM 3.10 for account without guarantor
  • RM 6.20 for account with 1 guarantor
  • RM 9.30 for account with 2 guarantors
Road tax renewal RM 10.60 per transaction
Redemption statement (as requested by third party)
RM 31.80 per request
Discharge and release letter by third party (as requested by third party)
RM 31.80 per request
FIS Data Reference (FIS) charges
RM 4.45 per transaction
Request for retrieval and copy of documents
  • Additional HP statement
  • Issuance of letter of consent for transfer of vehicle from East Malaysia to West Malaysia and vice versa
  • Issuance of letter of undertaking for insurance/ takaful claim
  • Audit confirmation per account
  • Request for copy of HP’s documents
RM 23.30 per request
Photocopy of HP agreement RM 26.50 per request

Service Commission / Service Charges / Interest
Restructuring/Rescheduling
Corporate customers

Individual and SME customers are charged stamp duty on the following documents:

RM230.00 including stamp duty. If it involves registrable vehicles, any charges payable to JPJ and runners shall be billed at cost.

Per Copy No. of Copies Total Amount
HP Variation Agreement RM10 2 RM20
Supplement Guarantor Agreement RM10 2 RM20
Guarantee & Indemnity (if any) RM10 2 RM20
Supplement Corporate Guarantee Agreement (if any) RM10 2 RM20
Assignment of Agreement RM230.00 including stamp duty. If it involves registrable vehicles, any charges payable to JPJ and runners shall be billed at cost.

Reimbursement on Stamp Duty

Standard Document Per Copy No. of Copies Total Amount
IHP/HP Agreement RM10 2 RM20
Personal Guarantee RM10 2 RM20
Joint & Several Guarantee RM10 2 RM20
Corporate Guarantee RM10 2 RM20
Novation Agreement RM10 1 RM20
Additional Documents due to certain terms and conditions imposed Per Copy No. of Copies Total Amount
Repurchase Agreement RM10 2 RM20
Assignment of Purchase Agreement RM10 2 RM20
Standing Instruction RM10 1 RM20
Letter of Set-Off RM10 1 RM20
Supplemental Agreement RM10 2 RM20
Variation Agreement RM10 2 RM20
Deed of Assignment RM10 2 RM20
Subordination of director loan RM10 2 RM20
Additional documents required for opening of L/C Per Copy No. of Copies Total Amount
Personal Guarantee RM10 2 RM20
Joint & Several Guarantee RM10 2 RM20
Corporate Guarantee RM10 2 RM20
Service Commission / Service Charges / Interest
eIPO Application via online or ATM RM2.50 per application