Get the extra cash from your credit limit with
RHB Credit Card/-i for what matters most.

Want extra cash for your daily needs? You can now
convert up to 80% of your credit limit into cash via
CashXcess on RHB Online Banking with your desired
tenure. It will be credited into your account with no
hassles, no supporting documents needed!

Programme Period:
1 July 2022 – 30 June 2023


Our Rates

Flat Rate Effective Rate Tenure (Months)
3.99% p.a. 7.29% p.a. 12
3.99% p.a. 7.48% p.a. 24
6.99% p.a. 12.81% p.a. 36

CashXcess Benefits

Withdrawal up to 80%
of the available credit limit


No processing fee or
early exit penalty fees


Easy access to Cash via your
RHB Savings or Current Account/-i


How to apply for CashXcess


Watch our video now.

Step 1

Log-in to your RHB Online Banking and select your
preferred card and click 'Instant cash for you now!'

Enter your CashXcess amount.

Select your instalment plan.

Confirm your details and click submit.

Enjoy instant cash
whenever you need it.

Download the RHB Mobile
Banking App.


Get alerts to pay your credit card bills
to settle them on time.


Make payments with just one tap,
without SMS one-time password (OTP).


Gain access to your account quickly and securely.
Manage your funds in one view.






Not an RHB Credit Cardholder?
Apply now!
Please fill in the fields below so we can get in touch with you.
Full Name
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Terms & Conditions apply
Get in touch with RHB today.
Visit www.rhbgroup.com or any of our branches
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For avoidance of doubt, RHB Islamic Bank only promotes and manages promotions in relation to RHB Islamic Bank products and its related proposition only.
RHB Current or Savings Account/-i is protected by PIDM up to RM250,000 for each depositor. Credit Card/-i products are not protected by PIDM.

This CashXcess Programme is applicable to RHB Credit Card/-i Principal Cardmembers/Cardholders. Cardmember(s) are able to withdraw the CashXcess amount of up to 80% of their available credit limit subject to CashXcess minimum amount of RM1,000. This CashXcess Programme can be done via RHB Online Banking. Upon approval of the CashXcess application, the CashXcess amount will be debited to the Cardmember(s)’s credit card/-i accounts. Approved CashXcess amount will be disbursed via Interbank GIRO fund transfer or direct credit either into RHB Savings/Current account or other banks.

Member of PIDM
RHB Bank Berhad 196501000373 (6171-M) |
RHB Islamic Bank Berhad 200501003283 (680329-V)