RHB | Banca Fixed/Term Deposit CMD-i

FD / CMD-i Placement at 1:1 ratio
Selected Life Regular Premium (Min. AFYP) / Contribution (Min. AFYC)	Promotional FD / CMD-i Rate
RM10,000	6.88% p.a.¹ (3 months)
RM10,000	5.38% p.a.² (6 months)
RM50,000	8.88% p.a.³ (3 months)
RM50,000	6.38% p.a.⁴ (6 months)
RM500,000	10.88% p.a.⁵ (3 months)
RM500,000	7.38% p.a.⁶ (6 months)
RM1,000,000	12.88% p.a.⁷ (3 months)
RM1,000,000	8.38% p.a.⁸ (6 months)

Fixed Deposit (FD) / Commodity Murabahah Deposit-i (CMD-i) is protected by PIDM up to RM250,000 for each depositor.

RHB Bancassurance-Fixed Deposit Campaign & RHB Bancatakaful Commodity Murabahah Deposit-i Campaign Terms & Conditions apply. Campaign runs from 1 October 2025 to 31 December 2025. The campaign is open to all new and existing RHB’s customers who apply a minimum of RM10,000 Annualised First Year Premium (AFYP) or Annualised First Year Contribution (AFYC) on any participating Bancassurance Regular Premium Product and Bancatakaful Regular Contribution Product. Please refer to RHB for the list of participating products. Placement is only applicable over the counter. Deposit Placement in the prescribed amount in respect of the relevant Banca Products shall enjoy only one promotional FD/CMD-i rate. The Deposit rates will be automatically renewed at the 3 month and 6 months prevailing board rates and returns will be paid upon maturity.

¹Annual effective rate for three-month Fixed Deposit/CMD-i rate of 6.88% p.a. is 3.18% p.a. with current board rate of 1.95% p.a.
²Annual effective rate for six-month Fixed Deposit/CMD-i rate of 5.38% p.a. is 3.72% p.a. with current board rate of 2.05% p.a.
³Annual effective rate for three-month Fixed Deposit/CMD-i rate of 8.88% p.a. is 3.68% p.a. with current board rate of 1.95% p.a.
⁴Annual effective rate for six-month Fixed Deposit/CMD-i rate of 6.38% p.a. is 4.22% p.a. with current board rate of 2.05% p.a.
⁵Annual effective rate for three-month Fixed Deposit/CMD-i rate of 10.88% p.a. is 4.18% p.a. with current board rate of 1.95% p.a.
⁶Annual effective rate for six-month Fixed Deposit/CMD-i rate of 7.38% p.a. is 4.72% p.a. with current board rate of 2.05% p.a.
⁷Annual effective rate for three-month Fixed Deposit/CMD-i rate of 12.88% p.a. is 4.68% p.a. with current board rate of 1.95% p.a.
⁸Annual effective rate for six-month Fixed Deposit/CMD-i rate of 8.38% p.a. is 5.22% p.a. with current board rate of 2.05% p.a.

Disclaimer: The information contained herein is strictly meant to be as general information and a reference for the campaign promotion only. It does not constitute a contract/subscription of insurance/takaful. For further details on the benefits, exclusions, and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS), and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad (199801001430 (457556-X) or Syarikat Takaful Malaysia Keluarga Berhad 198401019089 (131646-K), RHB is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets and is not a pure investment product such as unit trusts.

Important note:
Buying a life insurance/takaful policy is a long-term financial commitment. You must choose the type of policy that best suits your personal circumstances. You should read and understand the insurance/takaful policy and discuss it with the bank staff or contact the insurance/takaful provider directly for more information. Regular top-up/additional premium/contribution is tied to the performance of the underlying assets and is not a pure investment product such as unit trust. You must evaluate your options carefully and satisfy yourself that the investment-linked fund(s) chosen can meet your risk appetite, and that you can afford the premium/contribution throughout the policy duration. Return on an investment fund is not guaranteed.

Member of PIDM.
RHB Bank Berhad 196501000373 (6171-M) | RHB Islamic Bank Berhad 200501003283 (680329-V)

Grow your returns with a special 3-month Fixed Deposit/CMD-i interest/profit rate of up to 12.88% p.a.!

Protecting your wealth is just as important as growing it. Enjoy higher returns on your Fixed Deposit (FD) / Commodity Murabahah Deposit-i (CMD-i) when you sign up for selected RHB Life Protection Plans / Family Takaful Solutions.

Sign up for this amazing offer today!