Man reading documents

Building 
better cash flow
for long-term
growth.

RHB Reflex

A good cash flow management is vital in setting
up your business for long-term growth. In order
to keep your business moving forward, it is vital
for you to have complete control of your
business cash flow.

 

RHB Reflex helps you keep track of your financial for your growing business
and maintain a healthy cash flow at all times so you can thrive in the long
run.

 

Introduced as the winner of Best Cash Management Bank in Malaysia in
2019, RHB Reflex is an online service which combines cash management,
trade and payment solutions together as a combined online solution.


 

The ASIAN Banker


Start with a simplified financial portal for
easier control of all your finances.

 

 

 

Always

business-ready

for you

 

RHB Reflex gives you an overview of your account balances and activities, trade inquiries and status of your cheques in real time. Whenever you need to, you can access your Credit Card Merchant report and information on foreign exchanges, rates and treasury via RHB Reflex Mobile App.

Manage everything
in one place

RHB Reflex makes it easy so you
can bring together all your account
balances and activities in one place.

Currency

Stay on top of things with
RHB Reflex Mobile App

Get instant reminders on payments and authorise transactions on the go with real-time notifications.

RHB Reflex
DuitNow

Collect payments from
multiple banks & eWallets
with DuitNow QR

Manage outlets and cashiers, generate QR payment codes, receive real-time QR payment notifications, and view QR payment transaction history through DuitNow QR via the RHB Reflex Mobile App anytime.

Find out more   
DuitNow
Man checking his phone
Man making business decisions

Bank anytime and anywhere with Secure Plus

Log in safely to RHB Reflex anytime and anywhere with Secure Plus soft token via the RHB Reflex Mobile App.

Speed up workflow and improve cash flow with custom roles

Your growing business demands teamwork to keep operations running smoothly. Delegate your business tasks with 4 different user roles made of Administrator, Data Entry, Reviewer/Authoriser and Inquirer.
Know more

User Roles

User Roles

System Administrators are appointed by the Company’s Management or Board of Directors. They manage the system for the corporate users.

Administrator

Who take care of the set-up of the system i.e: Sysadmin1 & Sysadmin2.

Data Entry

Used for Account Management, to conduct transactions, stop and request Cheque Book.

Reviewer / Authoriser

Reviewer: Used for Account Management to review entries made by data entry before authorizing.

Authoriser: Used for Account Management to approve/reject made by data entry.

Inquirer

Used for Account Management, to view Account and Cheque Status.

Expedite your business payment processes via bulk payment

Conduct multiple payments to a list of recipients such as your suppliers or creditors simultaneously via RHB Reflex and have your own API and file importer to facilitate the process.

RHB Reflex Packages
Take your SME business further via one online platform
by choosing the best package that’s right for you.
RHB Reflex
Basic
  • Inquiry management
  • Cheque management
  • Complimentary package
Apply now
RHB Reflex
Premium
  • Inquiry management
  • Fund transfers
  • Flexible payment options
  • Cheque management
  • Complimentary packages for SME & Sole Proprietor (effective from 01/05/2018)
Apply now
Only RM50/month to enjoy the full features & more!
RHB Reflex
Premium Plus
  • All-round software automation
  • Inquiry management
  • Fund transfers
  • Flexible payment options
  • Cheque management
  • Complimentary of Financio and Talenox
Learn moreApply now
Integrated Solutions
Accounting Software
HR & Payroll Software
POS Software
Education Software
Inquiry
Account Management
Information Management
Trade Inquiry
Credit Card Merchant report
Trade Application
Transfer
Fund Transfer (Own Account & 3rd Party)
IBG (Interbank GIRO)
Rentas (Inter-Bank Transfer)
Remittance Foreign TT
Payment
Card Payment
Payment Advice Notification
Bills Payment
Bulk Payment
Payroll Payment
Loan Repayment
Statutory Body Transactions
Cheque
Cheque Management
Stop Cheque online
Online Cheque Book request

How to become an RHB Reflex user?

New to RHB Reflex?

Apply Business Current Account now at our branch or submit your details here to apply.

Existing RHB Current Account holders without RHB Reflex

Apply for RHB Reflex and submit your documents below to our branch

RHB Reflex Application Form
SME Declaration form (For SMEs)

Existing RHB Reflex user – Upgrade package

Upgrade your service package by submitting documents below to our branch

RHB Reflex Application Form
SME Declaration form (For SMEs)

Need more guidance?

Register for RHB Reflex Classroom Training for detail system guidance

Click here to register

Eligibility Requirements

Suitable for Private Limited, Limited Liability Partnerships and Partnerships

Apply now

New RHB Reflex Application Form

Download here Open PDF File
Sample Board of Directors for Berhad and Sdn. Bhd. Company - New Current Account Opening and Reflex Application Open PDF File
Sample Board of Directors for Berhad and Sdn. Bhd. Company - Apply or Upgrade to Reflex Premium /Premium Plus Open PDF File
Sample Board of Directors for Berhad and Sdn. Bhd. Company - Link Subsidiary Account(s) Open PDF File
Sample Letter of Authorisation for Sole Proprietor Open PDF File
SME Declaration Form* Open PDF File

RHB Reflex Service Request Maintenance Form

Service Request – Corporate Open PDF File
Service Request - Account Open PDF File
Service Request - User Open PDF File

Auto Sweeping Facility Application Form

Download here Open PDF File
Sample Board of Directors for Berhad and Sdn. Bhd. Company - Auto Sweeping Facility Open PDF File
*Note: The SME package is only applicable to companies which fall under the BNM’s definition of SME.

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RHB Business Current Account

Start your business and effectively track your business cash flow.
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Covers temporary fund deficiencies, pays bills and manages your overall cash flow.
RHB Joy@Work

RHB Joy@Work

A comprehensive banking solution that offers employees the privilege of enjoying attractive rates, savings and discounts. 
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Apply now

Please fill in the fields below so we can get in touch with you.

Service Charges

Service Charges

Terms and conditions

RHB Reflex Oct 2019 Open PDF File
RHB Reflex DuitNow QR Nov2019 Open PDF File

Product disclosure sheet

RHB Reflex & Financio Open PDF File
FAQ - RHB Reflex DuitNow QR Nov2019 Open PDF File
RHB Reflex & Kakitangan.com Sept 2019 Open PDF File
RHB Reflex & Talenox Open PDF File

Fact Sheet

DuitNow QR for Business Open PDF File
RHB Reflex & Talenox Open PDF File

User Guide

RHB Reflex DuitNow QR Open PDF File
Recall, Return & Cancel transactions Open PDF File
Reflex FEA Declaration Form Open PDF File
Reflex FEA Enhancement Guide Open PDF File

PIDM

Protected by PIDM up to RM250,000 for each depositor. Click here for PIDM’s DIS brochure.

Get Connected

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