ANNOUNCEMENT
SMEs¹ and micro enterprises affected by floods located in districts identified by Agensi Pengurusan Bencana Negara as flood disaster areas.
Note: Financing should not be used for refinancing of existing credit/financing facilities
Applicable for Term Loan / Commodity Murabahah Term Financing-i ONLY.
Note: A collective financing limit is applicable for SMEs with common shareholder(s) of equal to or more than 20% shareholding
Manufacturing |
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Services |
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(Sectors identified to be most aligned to the long-term strategic development goals for Malaysia under the National Investment Aspirations (NIAs)) |
OR
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Green Technology |
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Digital and 4IR technology |
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Biotechnology |
OR |
Up to RM10 million
Up to 3.5% p.a., for financing without guarantee; or
Up to 5.0%p.a., inclusive of guarantee fee.
¹At least 51% shares held by Malaysians and as defined by SME Corp. Malaysia’s Guideline for SME Definition, accessible at https://www.smecorp.gov.my/images/pdf/2021/Guideline_on_SMEDefinition_Updated_Sept2020_Final.pdf
Note: All applications are subjected to the Bank’s final decision.
PENJANA Tourism Financing (PTF) |
Objective |
To help alleviate the short-term cash flow problems faced by SMEs1 due to COVID‑19 and MCO |
Eligibility Criteria |
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Type of Financing |
Commodity Murabahah Term Financing-i |
Financing Size |
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Financing Rate |
3.5% p.a. inclusive of 1% guarantee fee (absorbed by RHB) |
Financing Tenure |
Maximum 7 years (inclusive of 6 months moratorium on principal and interest/profit; interest/profit is accrued, non-compounded) |
Fees |
No Legal Fees |
Available of Fund |
Until full utilisation of Facility |