RHB | Smart Account

Dear

Make your money work harder for you.

As an RHB Smart Account/-i customer, we’ll help you kick start something great to grow your wealth and pursue your aspirations.

Each time you save, pay, spend, finance, trade, invest or convert, you’ll be rewarded with higher returns of up to 3.35% p.a.¹

Discover smart strategies to grow your wealth this month. Here’s how:

Fulfil criteria below to earn up to 3.35% p.a.¹

Pay bills via RHB Online Banking or RHB Mobile Banking App

6 bills

3 bills

Spend with RHB Credit Card/-i or Debit Card/-i

RM2,500
and above

RM1,000
and above

Pay RHB Home Financing/-i or RHB Auto Financing/-i

RM2,500
and above

RM1,000
and above

Trade with a minimum brokerage fee via RHB Investment Bank

RM250
and above

RM100
and above

Convert from MYR to foreign currency or Paper Precious Metals² in RHB Multi Currency Account/-i

RM10,000
and above

RM5,000
and above

Boost your wealth further.
Achieve your financial goals with our wealth creation solutions. Enjoy bonus rates of 1% when you invest in selected RHB investment products³ with minimum net investment of RM1,000 per month.⁴

Make your money work harder today.

Terms & Conditions apply


	For avoidance of doubt, RHB Islamic Bank only promotes and manages promotions in relation to RHB Islamic Bank products and its related proposition only

Protected by PIDM up to RM250,000 for each depositor. Investment products and paper precious metals are not protected by PIDM.

RHB Smart Campaign Terms & Conditions apply. Campaign runs from 1 January 2023 – 31 December 2023. Eligible for selected RHB Customers. The Participant(s) is required to fulfil the qualifying requirements as defined in RHB Smart Campaign Terms & Conditions. Click here for full Terms and Conditions.

¹ Maintain a minimum account balance of RM1,000 to qualify for bonus rates and get 0.05% p.a. on your daily account balance. It is mandatory to deposit a minimum of RM2,000 on a monthly basis in order to qualify for other bonus payout.

² Paper Precious Metals is only available in RHB Multi Currency Account/-i.

³ RHB Ringgit Malaysia denominated investment product transactions such as non-Employees Provident Fund (EPF) Investment, Private Retirement Schemes (PRS) & Unit Trust (UT) funds which encompasses funds distributed by RHB Bank and RHB Islamic Bank, excluding ASNB-VP funds, with minimum sales charge 4% and above are eligible.

⁴ Bonus payout is based on 1% of net investment amount on selected RHB investment product with sales charge of 4% or above. The bonus payout is an additional payout on top of the 3.35% p.a.

Member of PIDM
RHB Bank Berhad 196501000373 (6171-M) | RHB Islamic Bank Berhad 200501003283 (680329-V)