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This policy covers:
  • All sums which you will become legally liable to pay for compensation in respect of:
    • accidental bodily injury
    • accidental property damage
  • All costs and expenses of litigation:
    • recovered by any claimant against you
    • incurred with our written consent
Major exclusions
This policy does not covers:
  • employees of the Insured
  • loss or damage to property of the Insured or under the custody of the Insured
  • loss or damage due to bursting of boilers, economisers, vessels, apparatus of any kind
  • loss or damage caused by vibration or by the removal or weakening of support
  • environmental pollution, contamination, seepage
  • loss or damage arising in the course of or as a result of remedial or other advice or treatment given
  • contractual liability
  • losses arising from vehicles licensed for road use
  • products liability and professional indemnity
  • liability occasioned by war, civil commotion, martial law, any act of terrorism
  • radioactive and nuclear

Note: This is non-exhaustive. Please refer to policy wording for full details.

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The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.