RHB

FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Profit before taxation 2,232 2,251 2,735 2,471 2,385
Net profit attributable to equity holders of the Bank 1,682 1,665 2,038 1,831 1,785
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Total assets 236,679 227,938 219,354 191,090 189,112
Gross loans, advances and financing 154,469 151,386 142,486 121,753 111,474
Total liabilities 214,905 210,246 200,460 174,147 173,772
Deposits from customers 165,809 158,158 157,134 137,741 138,228
Paid-up capital 4,010 3,461 2,572 2,547 2,494
Shareholders' equity 21,745 17,668 18,794 16,739 15,117
Commitments and contingencies 196,190 186,078 133,504 100,232 83,160
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Dividend per RM1.00 share (sen) 12.00 16.33
6.00 16.30 22.09
Net assets per RM1.00 share (RM) 5.4 5.1
7.3 6.6 6.1
Net tangible assets per RM1.00 share (RM) 4.7 4.2 5.3 4.5 4.0
Basic earnings per RM1.00 share (sen) 43.6 48.4 79.7 72.9 79.0
Share price (RM) 4.71 4.35N2 7.62 7.90 7.69
Market Capitalisation (RM Million) 18,887 17,444N3 19,602 20,121 19,180
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Net return on average equity 8.5  10.0
11.5 11.5 13.4
Net return on average assets 0.7  0.7
1.0 1.0 1.0
Cost-to-income 50.0  58.8 54.7 51.3 47.5
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Gross loans to deposits 93.2 95.7
90.7 88.4 80.6
Gross impaired loans ratio 2.43 1.88
2.03 2.81 2.99
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2016 Restated
2015
2014 2013 2012N1
Dividend yield 2.5 3.7N2 0.8 2.1 2.9
Dividend payout ratio 28.6 33.9 7.6 22.6 30.0
Price to earnings multiple (times) 10.8 9.0 9.6 10.8 9.7
Price to book multiple (times) 0.9 0.9 1.0 1.2 1.3

Note:

N1 : Restated to reflect the adoption of MFRS 3

N2 : Share price for RHB Bank in 2015 is based on share swap ratio of 1:1.3

N3 : Based on enlarged share base of RHB Bank after capital injection in April 2016