Key Financial Information

FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Profit before taxation 2,558 2,232 2,251 2,735 2,471
Net profit attributable to equity holders of the Bank 1,950 1,682 1,665 2,038 1,831
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Total assets 230,210 236,679 227,938 219,354 191,090
Gross loans, advances and financing 160,124 154,469 151,386 142,486 121,753
Total liabilities 207,025 214,905 210,246 200,460 174,147
Deposits from customers 166,158 165,636 158,158 157,134 137,741
Paid-up capital 6,994 4,010 3,461 2,572 2,547
Shareholders' equity 23,150 21,745 17,668 18,794 16,739
Commitments and contingencies 172,226 196,190 186,078 133,504 100,232
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Dividend per RM1.00 share (sen) 15.00 12.00 16.33
6.00 16.30
Net assets per RM1.00 share (RM) 5.8 5.4 5.1
7.3 6.6
Net tangible assets per RM1.00 share (RM) 5.0 4.7 4.2 5.3 4.5
Basic earnings per RM1.00 share (sen) 48.6 43.6 48.4 79.7 72.9
Share price (RM) 5.00 4.71 4.35N1 7.62 7.90
Market Capitalisation (RM Million) 20,050 18,887 17,444N2 19,602 20,121
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Net return on average equity 8.7 8.5  10.0
11.5 11.5
Net return on average assets 0.8 0.7  0.7
1.0 1.0
Cost-to-income 49.9 50.0  58.8 54.7 51.3
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Gross loans to deposits 96.4 93.3 95.7
90.7 88.4
Gross impaired loans ratio 2.23 2.43 1.88
2.03 2.81
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB CAPITAL GROUP
2017 2016 Restated
2015
2014 2013
Dividend yield 3.0 2.5 3.7N1 0.8 2.1
Dividend payout ratio 30.8 28.6 33.9 7.6 22.6
Price to earnings multiple (times) 10.3 10.8 9.0 9.6 10.8
Price to book multiple (times) 0.9 0.9 0.9 1.0 1.2

Note:

N1 : Share price for RHB Bank in 2015 is based on share swap ratio of 1:1.3

N2 : Based on enlarged share base of RHB Bank after capital injection in April 2016