Key Financial Information

FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL 
GROUP
2018 2017
2016 Restated
2015
2014
Profit before taxation 3,119 2,558
2,232 2,251 2,735
Net profit attributable to equity holders of the Bank 2,305 1,950
1,682 1,665 2,038
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL
GROUP
2018 2017
2016 Restated
2015
2014
Total assets 243,166 230,210
236,679 227,938 219,354
Gross loans, advances and financing 168,879 160,124
154,469 151,386 142,486
Total liabilities 219,770 207,025
214,905 210,246 200,460
Deposits from customers 178,856 166,865
165,636 158,158 157,134
Paid-up capital 6,994 6,994
4,010 3,461 2,572
Shareholders' equity 23,358 23,150
21,745 17,668 18,794
Commitments and contingencies 172,941 172,226
196,190 186,078 133,504
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL
GROUP
2018 2017
2016 Restated
2015
2014
Dividend per RM1.00 share (sen) 20.50
15.00
12.00 16.33
6.00
Net assets per RM1.00 share (RM) 5.8 5.8
5.4 5.1
7.3
Net tangible assets per RM1.00 share (RM) 5.0 5.0
4.7 4.2 5.3
Basic earnings per RM1.00 share (sen) 57.5 48.6
43.6 48.4 79.7
Share price (RM) 5.29 5.00
4.71 4.35N1 7.62
Market Capitalisation (RM Million) 21,213 20,050
18,887 17,444N2 19,602
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL 
GROUP
2018 2017
2016 Restated
2015
2014

Net return on average equity 10.3 8.7
8.5  10.0
11.5
Net return on average assets 1.0 0.8
0.7  0.7
1.0
Cost-to-income 49.3 49.9
50.0  58.8 54.7
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL 
GROUP
2018 2017
2016 Restated
2015
2014
Gross loans to deposits 94.4 96.0
93.3 95.7
90.7
Gross impaired loans ratio 2.06 2.23
2.43 1.88
2.03
FINANCIAL YEAR ENDED DECEMBER RHB BANK GROUP RHB
CAPITAL 
GROUP
2018 2017  2016 Restated
2015
2014
Dividend yield 3.9 3.0
2.5 3.7N1 0.8
Dividend payout ratio 35.7 30.8
28.6 33.9 7.6
Price to earnings multiple (times) 9.2 10.3
10.8 9.0 9.6
Price to book multiple (times) 0.9 0.9
0.9 0.9 1.0

Note:

N1 : Share price for RHB Bank in 2015 is based on share swap ratio of 1:1.3

N2 : Based on enlarged share base of RHB Bank after capital injection in April 2016