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Which one is for me?
Save and grow with our Islamic Savings Accounts. We cover your kids too!
Basic Savings Account-i
Initial deposit: RM20
  • Get an RHB Debit Card-i with the account and enjoy exclusive deals and offers.
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I'm interested
RHB Saving Account-i
Initial deposit: RM200
  • Based on the concept of Commodity Murabahah via the Tawarruq Arrangement (CM).
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I'm interested
RHB Children Account-i
Initial deposit: RM20
  • Enjoy FREE Personal Accident Takaful with balances above RM500.
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I'm interested
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RHB Debit Card-i Benefit
Just use our debit cards.
Actually, they are more than cash.
Cashless
An alternative to cash, accepted worldwide.
Secure
No carrying cash around, no risk.
Fast
Instant payments for all your purchases, the easy way.
With RHB, you can:
Perform Fund Transfer
Transfer fund securely and conveniently via FPX, Interbank GIRO (IBG) and Instant Transfer (IBFT) locally or Foreign Telegraphic Transfer (TT) and Western Union to overseas beneficiary. New feature Duit Now allows you to transfer or receive money from mobile number and other DuitNow IDs.
Bill Payment
Over 3,000 Billers available including JomPAY, paying your bills and financing repayment is just clicks away. With scheduled payments, you’ll never miss a bill payment again.
Banking Anywhere
With mobile app, you can perform any banking transaction, anywhere. Additionally, you can transfer money to the contacts in your phone book easily via DuitNow

Where do I start?

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Full name
Contact number
Email address
Terms and Conditions
Product Disclosure Sheet



Protected by PIDM up to RM250,000 for each depositor.
Click here for PIDM’s DIS Brochure.
Basic Savings Account-i
Initial deposit: RM20
Benefits
  • A deposit facility based on the Shariah concept of Commodity Murabahah via the Tawarruq Arrangement. It refers to the trading of commodities which acts as the underlying assets of a transaction.
  • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
Eligibility
  • All Malaysian citizens and permanent residents
  • Aged 18 and above
  • Minimum account balance: RM10
Options
Option 1
RHB Debit Card-i
(No annual Fee)
  • 6 free over the counter OTC visits per month
  • 8 free ATM Cash Withdrawals per month
  • Subsequent OTC and ATM cash withdrawal transactions at RM0.50 per transaction
  • 1st 2 GIRO transactions at RM0.50 each thereafter at RM2.00 per transaction
  • Quarterly statement is provided.
Option 2
RHB Debit Card-i
(With RM8.00 annual fee)
  • Unlimited number of ATM and OTC transactions
  • 1st 2 GIRO transactions at RM0.50 each, thereafter at RM2.00 per transaction
  • Accountholder is allowed to make cash or coin deposits free of charge.
  • Quarterly statement is provided.
Profit Rates Computation

Calculated daily and credited monthly
BASIC SAVINGS ACCOUNT-i
OPTION 1 AND OPTION 2		 PROFIT RATE (% p.a.)
Up to RM50,000
 0.25
Above RM50,000
 0.25
Terms & Conditions

Protected by PIDM up to RM250,000 for each depositor
Click here for PIDM’s DIS Brochure.

RHB Saving Account-i
Initial deposit: RM200
Benefits
  • A deposit facility based on the concept of Commodity Murabahah via the Tawarruq Arrangement. It refers to the trading of commodities which acts as the underlying assets of a transaction.
  • Quarterly e-statement via RHB Now or email hardcopy statement can be retrieve upon request via Phone banking or RHB Now
  • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
Eligibility
  • Individual Account:
    Individual/Joint account holders aged 18 & above, Clubs, Societies, Trustees, Institutions & Associations
  • Minor Account:
    Individual aged 12 to 18 years old.
    (The account opening can be one account holder and accompanied by parent/legal guardian).
  • Initial Deposit RM 200
  • Minimum balance in account RM 10
  • For Online Account Opening (no joint account allowed)
Profit Rates Computation
Calculated daily and credited monthly
SAVING ACCOUNT-i PROFIT RATE (% p.a.)
Up to RM1,000
 0.00
Up to RM10,000
 0.05
Up to RM20,000   0.15
Up to RM50,000  0.25
Up to RM100,000  0.50
Above RM100,000  1.00
Terms & Conditions

Protected by PIDM up to RM250,000 for each depositor
Click here for PIDM’s DIS Brochure.

RHB Children Account-i
Initial deposit: RM20
Benefits
  • Quarterly e-statement via RHB Now or email hardcopy statement can be retrieve upon request via Phone banking or RHB Now
  • Debit card (for individuals aged 12 years old and above)
  • Free Personal Accident Takaful coverage of up to RM50k for child below 18 years of age and parent/legal guardian aged 18 to 65 years. Subject to minimum balance of RM500. Please click here to view the Master Certificate.
  • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
Eligibility
  • Trust Account
    Individual aged below 12 years old
    (Account opening must be accompanied by parent/legal guardian)
  • Minor Account
    Individual aged 12 to below 18 years
    (Operate solely by minor and accompanied by parent or legal guardian aged 18 years and above)
  • Joint Account
    Individuals aged 12 to below 18 years
    (Jointly opened with parent or legal guardian, aged 18 years old and above)
Profit Rates Computation

Calculated daily and credited monthly
RHB CHILDREN ACCOUNT-i
Balance Range Tier Profit Rate (% p.a.)
Up to RM 50,000 1.50%
Above RM 50,000 0.35%
Terms & Conditions

Protected by PIDM up to RM250,000 for each depositor
Click here for PIDM’s DIS Brochure.

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