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    Which one is for me?
    Save and grow with our Islamic Savings Accounts. We cover your kids too!
    Basic Savings Account-i
    Initial deposit: RM20
    • Get an RHB Debit Card-i with the account and enjoy exclusive deals and offers.
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    RHB Saving Account-i
    Initial deposit: RM100
    • Based on the concept of Commodity Murabahah via the Tawarruq Arrangement (CM).
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    I'm interested
    RHB Children Account-i
    Initial deposit: RM20
    • Enjoy FREE Personal Accident Takaful with balances above RM500.
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    RHB Debit Card-i Benefit
    Just use our debit cards.
    Actually, they are more than cash.
    Cashless
    An alternative to cash, accepted worldwide.
    Secure
    No carrying cash around, no risk.
    Fast
    Instant payments for all your purchases, the easy way.
    With RHB, you can:
    Perform Fund Transfer
    Transfer fund securely and conveniently via FPX, Interbank GIRO (IBG) and Instant Transfer (IBFT) locally or Foreign Telegraphic Transfer (TT) and Western Union to overseas beneficiary. New feature Duit Now allows you to transfer or receive money from mobile number and other DuitNow IDs.
    Bill Payment
    Over 3,000 Billers available including JomPAY, paying your bills and financing repayment is just clicks away. With scheduled payments, you’ll never miss a bill payment again.
    Banking Anywhere
    With mobile app, you can perform any banking transaction, anywhere. Additionally, you can transfer money to the contacts in your phone book easily via DuitNow

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    Terms and Conditions
    Product Disclosure Sheet



    Protected by PIDM up to RM250,000 for each depositor.
    Click here for PIDM’s DIS Brochure.
    Basic Savings Account-i
    Initial deposit: RM20
    Benefits
    • A deposit facility based on the Shariah concept of Commodity Murabahah via the Tawarruq Arrangement. It refers to the trading of commodities which acts as the underlying assets of a transaction.
    • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
    Eligibility
    • All Malaysian citizens and permanent residents
    • Aged 18 and above
    • Minimum account balance: RM10
    Profit Rates Computation
    BASIC SAVINGS ACCOUNT-i
    OPTION 1 AND OPTION 2    		 PROFIT RATE (% p.a.)
    Up to RM50,000
    		 0.25
    Above RM50,000
    		 0.25
    Terms & Conditions

    Protected by PIDM up to RM250,000 for each depositor
    Click here for PIDM’s DIS Brochure.

    RHB Saving Account-i
    Initial deposit: RM100
    Benefits
    • A deposit facility based on the concept of Commodity Murabahah via the Tawarruq Arrangement. It refers to the trading of commodities which acts as the underlying assets of a transaction.
    • Quarterly e-statement via RHB Now or email hardcopy statement can be retrieve upon request via Phone banking or RHB Now
    • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
    Eligibility
    • Individual/Joint account holders aged 18 & above, Clubs, Societies, Trustees, Institutions & Associations
    • Initial Deposit RM 100
    • Minimum balance in account RM 10
    • For Online Account Opening (no joint account allowed)
    Profit Rates Computation
    SAVING ACCOUNT-i PROFIT RATE (% p.a.)
    Up to RM1,000
    		 0.00
    Up to RM10,000
    		 0.05
    Up to RM20,000   0.15
    Up to RM50,000  0.25
    Up to RM100,000  0.50
    Above RM100,000  1.00
    Terms & Conditions

    Protected by PIDM up to RM250,000 for each depositor
    Click here for PIDM’s DIS Brochure.

    RHB Children Account-i
    Initial deposit: RM20
    Benefits
    • Quarterly e-statement via RHB Now or email hardcopy statement can be retrieve upon request via Phone banking or RHB Now
    • Debit card (for individuals aged 12 years old and above)
    • Free Personal Accident Takaful coverage of up to RM50k for child below 18 years of age and parent/legal guardian aged 18 to 65 years. Subject to minimum balance of RM500. Please click here to view the Master Certificate.
    • Customer may have an option to donate certain percentage of Customer’s profit earned from their Commodity Murabahah based Current Account-i and Savings Account-i to listed Charitable Bodies. Click for Terms & Conditions & Listed Charitable Bodies:
    Eligibility
    • Trust Account
      Individuals aged 12 years and below (opened with parent or legal guardian)
    • Minor Account
      Individuals aged 12 to 18 years (The account can be solely managed by them with the consent of parents or legal guardian)
    Profit Rates Computation

    With effect from 1 July 2020, the Balance Range Tier for Children Account-i product will be as follows:

    CHILDREN ACCOUNT-i
    Existing Balance Range Tier NEW Balance Range Tier Profit Rate (% p.a.)
    Up to RM 100,000 Up to RM 50,000 1.90%
    Above RM 100,000 Above RM 50,000 0.60%
    Terms & Conditions

    Protected by PIDM up to RM250,000 for each depositor
    Click here for PIDM’s DIS Brochure.

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