HDB Home Loan Finance your dream home with RHB Home Loan.


Legal Subsidy


No Prepayment Penalty

  • Singapore Citizens or Singapore Permanent Residents
  • Minimum 21 years of age
  • Borrower(s) must be mortgagor
  • Photocopy of NRIC (both sides)
  • Proof of Income:
    • Salaried Employee:
      1. Latest Computerised Payslip and Income Tax Notice of Assessment, or
      2. Latest Computerised Payslip and latest 12 months CPF Contribution Statement
    • Self-Employed:
      1. Income Tax Notice of Assessment (NOA) for latest 2 years
    • Rental Income - Stamped Tenancy Agreement with remaining lease period of at least 6 months.
  • Other documents :

    For all applications
    - A printout of Financial Information on HDB loan commitment via My HDB page at www.hdb.gov.sg.
    - Latest statement of all credit facilities with other Financial Institutions or Moneylenders

    For Property purchase
    - Sales & Purchase Agreement or Option to Purchase

    For Refinancing
    - Recent loan statement showing past 12 months repayment history; and recent loan statement showing the outstanding loan balance; and any of the following:

    1. Exercised Option to Purchase or Sale & Purchase Agreement,
    2. Stamp Duty Certificate for purchase of subject property
    3. A copy of Title Deeds

For Term Loan or Bridging Loan
- Latest CPF Public Housing Withdrawal Statement

Note : Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg

Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg

Any other documents as may be requested by the Bank at its sole discretion