RHB

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Private Property Home Loan Finance your dream home with RHB Home Loan.

BENEFITS
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Attractive Interest Rates

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Legal Subsidy

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No Prepayment Penalty

CURRENT PROMOTIONS
Direct Customers Variable Package
Year 1
Year 2
Year 3
Thereafter
1.78% (MR1- 3.97%)
1.88% (MR1- 3.87%)
2.08% (MR1- 3.67%)
3.38% (MR1-2.37%)
Minimum Loan Amount S$100,000
Minimum Loan Tenor 5 years
Lock-in period 2 years from 1st loan release date
Legal Subsidy (refinancing) (for loan ≥ $200,000) 0.5% of loan amount approved by the bank, subject to maximum amount of $2,500
Mortgage Deposit Bundle Variable Package
Year 1
Year 2
Year 3
Thereafter
1.75% (MR1- 4.00%)
1.98% (MR1- 3.77%)
2.48% (MR1- 3.27%)
3.38% (MR1-2.37%)
Minimum Loan Amount S$500,000
Maximum Loan Amount S$1,500,000
Minimum Loan Tenor 5 years
Lock-in period 2 years from 1st loan release date
Deposit Placement S$100,000 for a period of 12 months
 
ELIGIBILITY
  • Singapore Citizens, Singapore Permanent Residents or Foreigners
  • Minimum 21 years of age
  • Borrower(s) must be mortgagor
 
DOCUMENTS REQUIRED
  • Photocopy of NRIC (both sides)
  • Proof of Income:
    • Salaried Employee:
      1. Latest Computerised Payslip and Income Tax Notice of Assessment, or
      2. Latest Computerised Payslip and latest 12 months CPF Contribution Statement
    • Self-Employed:
      1. Income Tax Notice of Assessment (NOA) for latest 2 years
    • Rental Income - Stamped Tenancy Agreement with remaining lease period of at least 6 months.
  • Other documents :

    For all application
    - A printout of Financial Information on HDB loan commitment via My HDB Page at www.hdb.gov.sg.
    - Latest statement of all credit facilities with other Financial Institutions or Moneylenders

    For Property purchase
    - Reservation form/ Booking form/ Contract of Sale/Sale & Purchase Agreement

    For Refinancing
    - Recent loan statement showing past 12 months repayment history; and recent loan statement showing the outstanding loan balance; and any of the following:

    • Exercised Option to Purchase or Sale & Purchase Agreement,
    • Stamp Duty Certificate for purchase of subject property
    • A copy of Title Deeds
    • For Term Loan or Bridging Loan
      - Latest CPF Public Housing Withdrawal Statement

    Note : Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg

    Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg

    Any other documents as may be requested by the Bank at its sole discretion