Dual Currency Investments Grow your wealth by making your money work for you.


Flexible Choice of Tenors

Wide Range of Currency


The information provided here is to be seen as general information and shall not be seen as an offer or solicitation of business. Advice should be sought and given by qualified financial advisers regarding the suitability of the product to your unique investment objectives, financial situation or particular needs. Any mis-statement or non-disclosure of material facts by the customer may affect the suitability of the products recommended to you by our financial advisers. In the event that you choose not to seek any advice from a financial adviser, you are to make your own judgement on the suitability of the product to your own needs.

By engaging in a contract for dual currency investments, you are giving the issuer of this product ("RHB Bank") the right to repay you at a future agreed date in the base currency or alternate currency (depending on the situation at the future agreed date), coupled with the agreed interest. Dual Currency Investments are subjected to foreign exchange fluctuations which will affectthe return of the investments, positively or adversely. Exchange controls may also be applicable to the currencies your investment is linked to.

Dual currency investments are not insured under the Singapore Deposit Insurance Corporation ("SDIC").



Dual Currency Investments (DCI) is a structured investment that allows investors to enjoy higher potential returns. This investment may result in the conversion of the investors’ existing base currencies into the alternate currency of their choice at the pre-arranged conversion rate.

At the start you will decide:

  • Currency pair – base currency (investment) and alternate currency
  • Tenor period
  • Target Conversion Rate

Upon maturity, you will receive your principal plus the interest either in the base or alternate currency, depending on the prevailing market situation.


Understanding Financial Products