RHB

Foreign Currency Current Accounts
Service Charge Monthly charges if average daily balance for the month falls below a minimum balance:

FCY Minimum Balance Monthly Charge
USD 2,000 10
GBP 1,000 5
JYP 300,000 1,000
AUD 3,000 10
EUR 3,000 10
CAD 3,000 10
NZD 3,000 10
CHF 3,000 10
HKD 10,000 50
Minimum Charge on Incidental Overdraft
(AC without overdraft facility)
USD Prime (5.25%) + TOD Rate (5% p.a.)
payable on overdrawn amount OR minimum USD10, whichever is higher
Cheque Book Personal / Corporate Current AC:
US$6 per cheque book (50 leaves)
Request for AC Statement
(via Counter)
1 year or less:
US$15 (or equiv) per statement month

1- 3 years:
US$25 (or equiv) per statement month

beyond 3 years:
US$40 (or equiv) per statement month
Returned / Dishonoured Cheques Returned cheque charges (fees will be charged based on the respective currencies):
FCY Insufficient Fund Technical
USD 30 10
Stopped Payment Instruction Stopped payment cheque charges (fees will be charged based on the respective currencies):
FCY Charges
USD 20
Foreign Cheque Deposits
• Drawn on banks outside Singapore

• Drawn on banks in Singapore
(via CTS System)
1/8% commission, minimum S$20, maximum S$100 (equivalent) + postage + agent fee, if any.
Commission-in-lieu of exchange 1/8% minimum S$50
Free
Foreign Currency Note Deposits If deposit is in a currency different from the FCY notes deposited, the notes will be converted to S$ equiv. and then reconverted to FCY funds at prevailing exchange rates
(subject to availability).

If deposit is in same currency as the FCY notes deposited, CILE is as follows:
FCY Commission
USD 1%
GBP 1.5%
JPY 1.5%
AUD 1.5%
EUR 1.5%
CAD 1.5%
NZD 1.5%
Others 1.5%
Inward Funds Payment (Telegraphic Transfer)
• Credit into ACU Current Account
FCY Service Charge
USD 5
GBP 3
JPY 500
AUD 5
EUR 5
CAD 5
NZD 5
CHF 5
HKD 25
Credit to Fixed Deposits AC No Charge
Withdrawals
• Transfer to Local Currency AC
To own AC:
Free

To third party AC:
1/8% commission, minimum S$20, maximum S$100
Withdrawals
• Cheques issued and are presented to us for payment from overseas
1/8% comm. minimum S$20 except there is no maximum commission to be charged
Withdrawals
• Foreign Currency (FCY) notes
If withdrawal is in a currency different from the FCY notes deposited, the notes will be converted to S$ equivalent and then reconverted to FCY funds at prevailing exchange rates (subject to availability).

If withdrawal is in same currency as the FCY notes deposited, CILE is as follows:
FCY Commission
USD 1%
GBP 1.5%
JPY 1.5%
AUD 1.5%
EUR 1.5%
CAD 1.5%
NZD 1.5%
Others 1.5%
Foreign Currency Call Accounts
Minimum Initial Deposit / Early Ac Closure
FCY Minimum Initial Deposit Early AC Closure
USD 2,000 30
GBP 1,000 20
AUD 3,000 30
EUR 3,000 30
NZD 3,000 30
Minimum Monthly Balance & Service Charge Monthly charges if average daily balance for the month falls below a minimum balance:

FCY Minimum Balance Monthly Charge
USD 2,000 15
GBP 1,000 10
AUD 3,000 15
EUR 3,000 15
NZD 3,000 15
Inward Telegraphic Transfer is a receipt of
funds by SWIFT from a local or overseas
party.

• Crediting to a Foreign Currency Current Account 
FCY Service Charge
AUD 5.00
CAD 5.00
CHF 5.00
CNY 50.00
EUR 5.00
GBP 5.00
HKD 25.00
JPY 500
NZD 5.00
USD 5.00
Current Account
Minimum initial deposit Personal Current AC: S$1,000
Corporate Current AC: S$3,000
S$ Interest Bearing Current AC: S$1,000
Service Charge*
*For AC-holder with more than one AC, same charges apply per AC.
Personal Current AC:
S$10 p.m. if average daily balance is less than S$3,000
Accounts of Govt / Statutory Bodies, Banks, Charitable / Religious Bodies, Cooperatives /Societies: Free TRIO Current AC:
S$5 p.m. if average daily balance is less than S$2,000

Corporate Current AC:
S$25 p.m. if average daily balance is less than S$10,000

S$ Interest Bearing Current AC:
S$15 p.m. if average daily balance is less than S$10,000
Minimum Charge on Incidental Overdraft
(AC without overdraft facility)
Personal Current AC:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$20, whichever is the higher

Corporate Current AC:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$30, whichever is the higher
Minimum Overdraft Charge
(AC with overdraft facility)
S$15
Cheque Book / Transaction Fee Personal / Corporate Current AC:
S$5 per cheque book (50 leaves)
Transaction Fee: Nil

TRIO Current AC:
Cheque book: Free
Transaction Fee: Nil

SGD Interest Bearing Current AC:
1st 30 cheque free per month and
S$0.40 per cheque from 31st cheque onwards
Cheque Book Postage Normal mail (24hrs-48hrs):
Free

Registered mail (24hrs-48hrs):
S$5

Express mail (same day):
S$15
Direct Mark Cheques (CTS) S$100 per cheque
Payment Stop Cheques S$30 per cheque (for stopped payment)
S$50 per request (for lost cheques / chequebooks)
Outward Return Cheques / Outward GIRO Return Due to insufficient funds:
S$50 per cheque / item

Due to technical reasons:
S$10 per cheque / item
Retrieval of Cheque Images S$50
ROC search for Corporate ACs S$20 + Cost S$5 per search
Audit Confirmation S$30 (simple)
S$50 (complex)
Early C/A closure fee
(within 6 months of opening)
Personal / Corporate Current AC: S$40

TRIO Current AC: S$80

SGD Interest Bearing Current AC: S$50
Request for CA Document / Cheque Image 1 year or less:
S$20 per document + retrieval cost

1- 3 years:
S$30 per document

beyond 3 years:
S$50 per document
Request for AC Statement
(via Counter / ATM)
1 year or less:
S$20 per statement month

1- 3 years:
S$30 per statement month

beyond 3 years:
S$50 per statement month
Request for Ad Hoc Loan Statement S$20 per statement
ATM Services
Replacement of Lost / Damage Card S$5 per card
Re-issuance of Forgotten / Lost PIN Number S$5 per re-issuance
Others
Standing Order Instructions By customer: 
S$10

Loan Account: 
Free 

By charitable organisation:
(up to 10 customers): Free

For salary payment* 
(manual input into system)
1 recipient : S$5
2 - 20 : S$20
21 - 50 : S$40
51 - 100 : S$80
101 - 150 : S$100
151 - 200 : S$120
> 200 : S$150

*Note: 
1. Salary payments of other Banks are effected via file
transfer/ diskette instead of manually / individually input
into the system.
2. Amount charged is per occasion. 
Amendment: 
S$5 per amendment
Coin Deposits S$1 per 100 pieces or part thereof.

Note: 
Waived for Junior Banker AC holder, Free for once every 3 months.
Coin Withdrawal / Exchange
Withdrawal: 
S$1 per 100 pieces or part thereof.

Exchange: 
S$1 per S$50 or part thereof per day.
Bulk Notes Deposit
First 1,000 pieces: 
Free 

Exchange:
Thereafter, S$3 per 100 pieces or part thereof. 
(Not applicable for deposit with denominations of S$100 & above).

Tools

Telegraphic Transfer (TT) and On Demand (OD) are forms of remittance that RHB Bank provides in order to conveniently aid your personal and business payments.


Telegraphic Transfer (TT)

Be it paying for an overseas purchase or sending money to a studying child, Telegraphic Transfer is the perfect tool to send foreign currency overseas in a timely and secure manner. The benefits of TT are:

  • Fast and safe way, as it goes from one bank to another and directly into an account
  • Easily traced if it gets lost

On Demand (OD)

On Demand rate are applied when purchasing or selling of demand draft, foreign cheque and etc. It is a cheaper method for payments made overseas and funds are cleared through our correspondents in major cities around the world.