RHB

High-Yield Savings Account
Service Charge (Fall-below Fee) S$10 p.m. if average daily balance is less than S$500
Early Account Closure Fee (Within 6 months of opening) S$30 only if account is closed within 6 months of opening on customer's request
Note: New account with zero balance and no activity within 1 month of opening will be closed by the Bank.
Savings Passbook
Minimum initial deposit S$500
Minimum amount to earn interest S$500
Early AC closure fee (Within 6 months of opening) S$30
Lost passbook replacement S$20
Service charge (Fall-Below Fee) S$2 p.m. if average daily balance less than S$500
Outward GIRO Return S$50 per item
Fixed Deposit Account
Minimum deposit S$1,000: > 2 month deposit
S$5,000: 1-2 month deposit
S$50,000: 7 days deposit
Current Account
Minimum initial deposit Personal Current Account: S$1,000
Corporate Current Account: S$3,000
S$ Interest Bearing Current Account: S$1,000
Service Charge*
*For AC-holder with more than one AC, same charges apply per AC.
Personal Current Account:
S$10 p.m. if average daily balance is less than S$3,000
Accounts of Govt / Statutory Bodies, Banks, Charitable / Religious Bodies, Cooperatives /Societies: Free TRIO Current Account:
S$10 p.m. if average daily balance is less than S$3,000

Corporate Current Account:
S$25 p.m. if average daily balance is less than S$10,000

S$ Interest Bearing Current Account:
S$15 p.m. if average daily balance is less than S$10,000
Minimum Charge on Incidental Overdraft
(AC without overdraft facility)
Personal Current Account:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$20, whichever is the higher

Corporate Current Account:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$30, whichever is the higher
Minimum Overdraft Charge
(AC with overdraft facility)
S$15
Cheque Book / Transaction Fee Personal / Corporate Current Account:
S$5 per cheque book
Transaction Fee: Nil

TRIO Current Account:
Cheque book: First cheque book free, S$10 for every subsequent cheque book
Transaction Fee: Nil

SGD Interest Bearing Current Account:
1st 30 cheque free per month and
S$0.40 per cheque from 31st cheque onwards
Cheque Book Postage Normal mail (24hrs-48hrs):
Free

Registered mail (24hrs-48hrs):
S$5

Express mail (same day):
S$15
Direct Mark Cheques (CTS) S$100 per cheque
Payment Stop Cheques S$30 per cheque (for stopped payment)
S$50 per request (for lost cheques / chequebooks)
Outward Return Cheques / Outward GIRO Return Due to insufficient funds:
S$50 per cheque / item

Due to technical reasons:
S$10 per cheque / item
Retrieval of Cheque Images S$50
ROC search for Corporate Accounts S$20 + Cost S$5 per search
Audit Confirmation S$30 (simple)
S$50 (complex)
Early C/A closure fee
(within 6 months of opening)
Corporate Current Account: S$40

Personal Current Account: S$80

TRIO Current Account: S$80

SGD Interest Bearing Current Account: S$50
Request for CA Document / Cheque Image 1 year or less:
S$20 per document + retrieval cost

1- 3 years:
S$30 per document

beyond 3 years:
S$50 per document
Request for AC Statement
(via Counter / ATM)
1 year or less:
S$20 per statement month

1- 3 years:
S$30 per statement month

beyond 3 years:
S$50 per statement month
Request for Ad Hoc Loan Statement S$20 per statement
ATM Services
Replacement of Lost / Damage Card S$5 per card
Re-issuance of Forgotten / Lost PIN Number S$5 per re-issuance
Others
Standing Order Instructions By customer:
S$10

Loan Account:
Free

By charitable organisation:
(up to 10 customers): Free

For salary payment*
(manual input into system)
1 recipient : S$5
2 - 20 : S$20
21 - 50 : S$40
51 - 100 : S$80
101 - 150 : S$100
151 - 200 : S$120
> 200 : S$150

*Note:
1. Salary payments of other Banks are effected via file transfer/ diskette instead of manually / individually input into the system.
2. Amount charged is per occasion.
Amendment:
S$5 per amendment
Coin Deposits S$1 per 100 pieces or part thereof.

Note:
Waived for Junior Banker AC holder, Free for once every 3 months.
Coin Withdrawal / Exchange Withdrawal:
S$1 per 100 pieces or part thereof.

Exchange:
S$1 per S$50 or part thereof per day.
Bulk Notes Deposit First 1,000 pieces:
Free

Exchange:
Thereafter, S$3 per 100 pieces or part thereof.
(Not applicable for deposit with denominations of S$100 & above).

Tools

Telegraphic Transfer (TT) and On Demand (OD) are forms of remittance that RHB Bank provides in order to conveniently aid your personal and business payments.


Telegraphic Transfer (TT)

Be it paying for an overseas purchase or sending money to a studying child, Telegraphic Transfer is the perfect tool to send foreign currency overseas in a timely and secure manner. The benefits of TT are:

  • Fast and safe way, as it goes from one bank to another and directly into an account
  • Easily traced if it gets lost

On Demand (OD)

On Demand rate are applied when purchasing or selling of demand draft, foreign cheque and etc. It is a cheaper method for payments made overseas and funds are cleared through our correspondents in major cities around the world.