Terms and conditions apply. ¹Waiver is subject to minimum of 6 retail transactions in a year. ²Waiver of Asset Under Management (“AUM”) requirement for the 1st year and fulfill RHB Premier requirements in the 2nd year to maintain their accounts as RHB Premier Joy@Work customers. ³Unit Trust and Private Retirement Scheme offers are only valid for one time subscription only during the campaign period only for each RHB Joy@Work Premier customer. Unit Trust Offer applies to all UT funds except for Closed-Ended funds. ⁴Applicable for new RHB credit cardholders only. Promotion valid from 1st January 2020 – 31st December 2020. Full terms and conditions available at www.rhbgroup.com/p/pcr

Investors are advised to read and understand content of the relevant documents including but not limited to prospectus or information memorandum that has been registered with Security Commission, Product Highlight Sheet, Product Disclosure Sheet and Term Sheet before investing. Investors should also consider all fees and charges involved before investing. Prices of units and income distribution, if any, may go down as well as up; where past performance is no guarantee of future performance. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectus. The printed copy of prospectus and Product Highlight Sheet is available at RHB branches/Premier Centre and investors have the right to request for a Product Highlight Sheet.

For existing RHB customers who have already opened any of the participating accounts, just walk in to any of your preferred RHB branches, nominate your account as Joy@Work and submit the Letter to Employer to your Human Resources personnel to switch your salary account to RHB. Note: Please refer to Terms and Conditions for the list of participating accounts.

Member of PIDM.
RHB Bank Berhad 196501000373 (6171-M)