Smart Instalment

Instalment repayment at no extra cost.

You can get whatever you want now. Take full advantage of repayments with 0% interest for up to 24 months with RHB Smart Instalment and make your shopping much more flexible and easy on your pocket. RHB Smart Instalment is available at over 70 merchants.

Note: To avoid higher finance charges being imposed, all cardholders who have subscribed to a ‘zero-interest/interest-free’ monthly repayment plan(s), are required to make full payment of their monthly instalment plan(s) together with not less than 5 per centum (5%) or Ringgit Malaysia 50, whichever is higher, payment of their Outstanding Balance that is stipulated in their monthly credit card statement

RHB Smart Instalment in a nutshell:

  • 0% interest repayment with additional options of 6, 9, 12 or 24 months
  • No application required and no additional fee charged
  • Immediate approval upon transaction at over 70 merchants
  • Minimum purchase of RM1,000 and above
  • Can perform transaction up to 100% of available credit limit

RHB Smart Instalment of IKEA applies to:

For more information, please call RHB PhoneBanking at 03-9206 8118 (Peninsular Malaysia) or 082-276 118 (Sabah & Sarawak), available 24 hours, 7 days a week.

RHB Smart Instalment's Participating Merchants Listing

Please choose a category
Participating Merchants Listing - Adventure
Naza Bike SB
Tel: 03-2617 7681
KSH Bicycle Sdn Bhd
Tel: 03-7727 5173