Smart Move Balance Transfer

Enjoy BIG savings with RHB Smart Move Balance Transfer! Transfer your outstanding balances from other credit card/charge card to your RHB Credit Card/-i under RHB Smart Move Balance Transfer and enjoy great savings with low interest rates/actual management fee!

  • Now with instalment payment
  • Up to 24 months instalment plan

Smart Move Balance Transfer Table

Tenure (Month) 12 18 24
Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000
Plan A B C
Interest Rate / Actual Management Fee (One Time Charge) 4.00% 7.00% 10.99%
Effective Rate (Per Annum) 7.30% 8.67% 10.22%
One Time Interest / Actual Management Fee Charge
(RM - based on Minimum Balance Transfer Amount)
40.00 70.00 109.90
Monthly Payment (RM) 86.66 59.44 46.25

Promotion is valid till 30 June 2019

4 Easy Ways to Apply for Smart Move Balance Transfer

  1. Call our Customer Care Centre at 03-9206 8118 and request for Smart Move Balance Transfer or
  2. Walk-in to any RHB branches to speak to the staff on duty to apply for Smart Move Balance Transfer. Find one near you here or
  3. Complete the Smart Move Balance Transfer application form and attach a copy of the other bank's latest credit card statement.
  4. Send SMS to 66300 with the below format
    SMS CXBT to 66300
    Our friendly consultant will contact you to complete the application
Old IC number and a copy of other bank's latest credit card statement is required for Smart Move Balance Transfer

For more information on Smart Move Balance Transfer or any other RHB products & services, please call 03-9206 8118 (Peninsular Malaysia) or 082-276 118 (Sabah & Sarawak)