RHB Multi Currency Debit Card/-i

RHB Multi Currency Debit Card/‑i

1 Debit Card, 34 Currencies

Finally, a Debit Card that allows you to transact up to 34 currencies.

No currency conversion fee on overseas retail spend*. Hassle‑free on all your retail spend in 34 currencies.

Enjoy exclusive benefits

Earn reward points

Enjoy 1x reward points for every RM1 spent overseas.

Switch between foreign currencies

Switch directly between supported currencies without converting back to Malaysian Ringgit.

No Currency conversion fee*

Transact with your preferred currencies on overseas retail spend with no extra charges.

Attractive currency conversion rates

Debit Card/‑i holders enjoy preferential exchange rates when converting their preferred currencies.

Stay unaffected by currency fluctuations

The exchange rates are locked in to protect your money from foreign currency fluctuations.

Instant Currency Conversion

Enjoy access to a fast, simple and seamless online banking experience no matter where you are.

Diversify with Precious Metals

Hold foreign currencies alongside precious metals to diversify your portfolio and manage market opportunities. (Applicable to conventional accounts only)

Safe and credible

RHB Multi Currency Account/‑i, Current Account/‑i and Savings Account/‑i are protected by PIDM up to RM250,000 for each depositor. Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM.

Visa Privileges²

Enjoy up to 16% OFF for any online purchases made every Friday from 12pm via Klook website or mobile application.
Enjoy up to 8% OFF hotel booking via hotels.com.
Get 20% OFF Airport FastTrack Service when you pay with RHB Visa Multi Currency Debit Card/‑i.

Mastercard Privileges²

Enjoy up to 20% discount on hotel booking via Agoda.
Save up to 10% on your next Qatar Airways flight online booking.
Book your car rental services through Mastercard Travel & Lifestyle Services and enjoy up to 15% discount on brands such as Sixt, Enterprise and Hertz and perks such as additional free driver and complimentary upgrade to the next higher car group.
Enjoy complimentary stay with Mastercard.

Transact in any of
these currencies

MYR [Ringgit Malaysia]

33 Foreign Currencies

USD [US Dollar]
JPY [Japanese Yen]
CHF [Swiss Franc]
CAD [Canadian Dollar]
SGD [Singapore Dollar]
NZD [New Zealand Dollar]
THB [Thai Baht]
NOK [Norwegian Krone]
JOD [Jordanian Dinar]
VND [Vietnamese Dong]
BHD [Bahraini Dinar]
MXN [Mexican Peso]
IDR [Indonesia Rupiah]
CNY [Chinese Renminbi]
AED [Arab Emirates Dirham]
BND [Brunei Dollar]
KRW [Korean Won]

EUR [Euro]
GBP [Pound Sterling]
HKD [Hong Kong Dollar]
ZAR [South African Rand]
AUD [Australian Dollar]
SAR [Saudi Riyal]
DKK [Danish Krone]
SEK [Swedish Krona]
KHR [Cambodian Riel]
TRY [Turkish Lira]
INR [Indian Rupee]
PLN [Polish Zloty]
BTD [Bangladeshi Taka]
PKR [Pakistani Rupee]
PHP [Philippine Peso]
QAR [Qatar Riyal]

Click here for the latest Multi Currency Account/‑i’s Currency Conversion Rates

RHB Multi Currency Debit Card/‑i
Perfect for just about anyone

Frequent Travellers

Regardless which major cities¹ you travel to in the world, it’s the smart and convenient way to carry your travel fund. All you need is just one card that carries multiple currencies¹.

Business Travellers

From local to overseas, you can travel for work at major cities¹ with the currencies stored in your card. With cash on hand for immediate expenses, it’s a load off your mind and you can focus on your work.

E‑commerce shoppers, traders, entrepreneurs

Be it for e‑commerce or shopping online, you can take your card across borders¹ offering you good exchange rates on your overseas retail spend in major cities¹.

Parents with children studying abroad

No matter which major cities¹ your children study in, you can set up account here so you can transfer money for their living expenses. This way, you can view how they manage their expenses abroad.

Expats

Regardless of where you work as an Expat¹ the card can conveniently store 33 foreign currencies on top of Ringgit Malaysia. With online banking access, you get to enjoy fund transfer from Ringgit Malaysia to any currency of your choice.

¹Subject to any of the 33 foreign currencies available in the RHB Multi Currency Debit Card/‑i.

Simple way to start your journey

New Multi Currency Account Holder
Existing Multi Currency Account Holder

Open Multi Currency Account/‑i and Current or Saving Account/‑i with RHB Bank / RHB Islamic Bank.

Convert Ringgit Malaysia to your preferred currencies via RHB Online Banking.

Get your RHB Multi Currency Debit Card/‑i. Transact overseas with no currency conversion fees on retail spend.*

Convert Ringgit Malaysia to your preferred currencies via RHB Online Banking.

Get your RHB Multi Currency Debit Card/‑i. Transact overseas with no currency conversion fees on retail spend.*

Get ready to spend with RHB Multi Currency Debit Card/‑i

Step 1:
Get your Multi Currency Account and
Debit Card ready.

Step 2:
Activate for Overseas Transaction

Note: These tutorial videos are applicable to Conventional products only.

Explore our videos to help you
get the most out of your RHB Multi Currency Account.

When does
‘No Currency Conversion Fee’ apply?

Customer A

Say you have the following funds:

Ringgit Malaysia: RM200,000.
Multi Currency Account/‑i:

• USD20,000

• EUR10,000

• GBP500

Note: RHB Online Banking allows customers to transfer funds from Ringgit Account to Multi Currency Account/‑i anytime, any day, anywhere.

Scenario 1

You’re in New York and you make a transaction amounting to USD10,000.

USD will be deducted directly from your USD fund with no currency conversion fee.

Scenario 2

You’re in Milan and your make a transaction amounting to EUR20,000.

EUR20,000 will be deducted from your Ringgit Malaysia Account with 1% currency conversion fee.

Scenario 3

You’re in London and you make a transaction worth GBP50,000.

Since there’s insufficient fund in both Multi Currency Account/‑i and Ringgit Account, the transaction will be declined.

How to open Joint Account/‑i
for your loved ones

OPEN

Open a joint Multi Currency Account/‑i and a Current or Savings Account/‑i at any of the RHB Branches with initial deposit.
The joint account holder to apply for an RHB Multi Currency Debit Card/‑i.

Parent + Children

CONVERT & EARN

Convert Ringgit Malaysia to the preferred currencies via RHB Online Banking.
Enjoy Attractive Term Deposit Returns³ when you place your selected foreign currency funds into Foreign Currency Term Deposits.

Parent

TRANSACT

The joint account holder to transact using RHB Multi Currency Debit Card/‑i on the available foreign currencies with no extra charges.

Children

With the assumption that joint Account/‑i holder
is the primary holder’s children aged 18 years old and above.

Fees & Charges

Annual Fee

The annual fee for RHB Multi Currency Debit Card/‑i is RM20 per annum.

Replacement Fee

The replacement fee for RHB Multi Currency Debit Card/‑i is RM15.

Apply now with initial deposit of USD 200 or its equivalent in other foreign currencies

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