Compulsory Documents

• NRIC photocopy
• Sales & Purchase Agreement / Booking receipt
• Latest 3 months salary slip*
• Latest saving (ASB,FD,CASA) to proof average month end balance ≥3 installments
• Latest EPF Statement

AND EITHER one of the following

• Latest 3 months salary crediting statement*
• Latest BE Form + Tax payment receipt

*NOTE: The Bank may require up to 6 months of income statement if the income comprise of variable components.

How much should you pay for your conventional home loan?

Complete the fields below to determine your monthly payments for your home loan.

*Please note that you do not have to use commas (example: type in 100000 and not 100,000).

If you would like to see the repayment schedule, click here:

Notes:
The total repayment amount and amount of interest/profit charges applicable to the loan/financing facility(ies) are deemed accurate on the assumption that the interest/profit rates remain unchanged. The repayment amount illustrated is based on the interest/profit rates that take effect at the time the Letter of Offer is executed. The actual repayment may be different than the amount shown in the schedule in the event the interest/profit rate increases during the tenure of the loan/financing facility(ies).

Complete the fields below to calculate an estimated home purchase price based on your income and debts, and assuming that you will finance your purchase using conventional loan.

*Please note that you do not have to use commas (example: type in 100000 and not 100,000).

Example:
Monthly income: RM3,000.00
Monthly debts payment: RM500.00
Debt Payment interest rate: 5%
Loan term: 20 years
Down Payment: 10%
Loan eligibility: RM126,271.00
Monthly repayment scheme: RM833.00
With a RM14,030.00 down payment, you can afford a home worth RM140,301.00.

Disclaimer:
RHB Bank accepts no liability for any inaccuracies and omissions on its website, and any decision made by users based on the information contained on RHB Bank's website is the sole responsibility of the person concerned.