Reflex Online Cash Management

No. Description Standard Package SME Package
1. Monthly Subscription Fee
(Basic/Premium)

Note:
Basic Package – For Viewing Only

Premium Package – For Viewing & Transactions
RM30.00 Waived

Note:
Reflex Basic Lite Package
Only limited features are available, please click here for more information.

Note:
Reflex Premium Lite Package

Only limited features are available, please click here for more information.

2.
Security Token
Requirement
 
a) Basic Package
 
 
 
 
 
 
b) Premium Package
 
 
 
a.  No token required. Login is via password
 
 
     
b.  Requires (min) 4 Tokens:
  Two (2) Tokens Free-of-Charge for 2 System Administrators
  Two (2) Tokens for Users at RM50.00/user
     
Additional token = RM50.00/user
     
 
 
 
a.  No token required. Login is via password
 
     
     
b.  Requires (min) 4 Tokens:
  Two (2) Tokens Free-of-Charge for 2 System Administrators
  Two (2) Tokens for Free-of-Charge
     
Additional token = RM50.00/user
     
3. Token Renewal Fee Waived Waived
4.
Intra-Bank
(within RHB)
 
a.  Single Module
  Own Account
  Third Party Account
     
b.  Bulk Module
  Own Account
  Third Party Account
     
 
 
 
a.  Free-of-charge
b.  Free-of-charge
   
   
   
a.  Free-of-charge
b.  Free-of-charge
   
 
 
 
a.  Free-of-charge
b.  Free-of-charge
   
   
   
a.  Free-of-charge
b.  Free-of-charge
   

5.
IBG (Interbank GIRO)
a. Single Module
b. Bulk Module
 
a.  RM0.10
b.  RM0.10/transaction
 
a.  RM0.10
b.  RM0.10/transaction
6. RENTAS RM4.00 RM2.00
7. Payroll Intra-bank (within RHB Bank) Free-of-charge Free-of-charge
8. Payroll via IBG
(Interbank GIRO)
RM0.10/transaction RM0.10/transaction
9. Payroll via RENTAS RM4.00 RM2.00
10. Statutory body payment for EPF, SOCSO & IRB Free-of-charge Free-of-charge
11.
Outward TT
a. Transaction amount less
  than RM5,000
b. Transaction amount
  equal or more than
  RM5,000
c.  Additional charges
  (applicable for transaction
  with OUR charges option
  only)

RM22.00
   
RM20.00
   
   
MYR100 per transaction.

   
   
   


RM22.00
   
RM20.00
   
   
MYR100 per transaction.

   
   
   

12. DuitNow ID (Registration)
Free-of-charge 
Free-of-charge 
13.
DuitNow
a. Transaction < RM5001
b. Transaction > RM5001

Free-of-charge  

RM0.50  


Free-of-charge 
RM0.50  

14.
Instant Transfer
a. Transaction < RM5001 
b. Transaction > RM5001 

Free-of-charge 
RM0.50    


Free-of-charge 
RM0.50    

* Note:
The SME package is only applicable to companies which fall under the BNM's definition of SME.

IBG Transaction Limit is RM 1,000,000 per transaction

DuitNow & Instant Transfer Limit is RM10, 000,000 per transaction 


IBG Payment Initiated by Customers Funds Received by Beneficiaries



Business Days
(Mon – Fri)
Before 5:00 am


Same business day
By 11:00 am
5:01 am to 8:00 am By 2:00 pm
8:01 am to 11:00 am By 5:00 pm
11:01 am to 2:00 pm By 8:20 pm
2:01pm to 5:00 pm By 11:00 pm
After 5:00 pm Next business day By 11:00 am
Non-Business Days
(Saturday, Sunday and
Federal Territory Public Holidays)
Next business day By 11:00 am

IBG Transaction Cut Off Time Returned Unsuccessful Transaction Window Number Crediting Time of Returned Unsuccessful Transaction
0500 hours 3 1700 hours same business day
0800 hours 4 2020 hours same business day
1100 hours 5 2300hours same business day
1400 hours 1
(Next business day)
1100 hours next business day
1700 hours 1
(Next business day)
1100 hours next business day
No. Description Standard Package SME Package
1. Monthly Subscription Fee
(Basic/Premium)

Note:
Basic Package – For Viewing Only

Premium Package – For Viewing & Transactions
RM30.00 Waived

Note:
Reflex Basic Lite Package
Only limited features are available, please click here for more information.

Note:
Reflex Premium Lite Package

Only limited features are available, please click here for more information.

2.
Security Token
Requirement
 
a) Basic Package
 
 
 
 
 
 
b) Premium Package
 
 
 
a.  No token required. Login is via password
 
 
     
b.  Requires (min) 4 Tokens:
  Two (2) Tokens Free-of-Charge for 2 System Administrators
  Two (2) Tokens for Users at RM50.00/user
     
Additional token = RM50.00/user
     
 
 
 
a. No token required. Login is via password
 
     
     
b.  Requires (min) 4 Tokens:
  Two (2) Tokens Free-of-Charge for 2 System Administrators
  Two (2) Tokens for Free-ofCharger
     
Additional token = RM50.00/user
     
3. Token Renewal Fee Waived Waived
4.
Intra-Bank
(within RHB)
 
a.  Single Module
  Own Account
  Third Party Account
     
b.  Bulk Module
  Own Account
  Third Party Account
     
 
 
 
a.  Free-of-charge
b.  Free-of-charge
   
   
   
a.  Free-of-charge
b.  Free-of-charge
   
 
 
 
a.  Free-of-charge
b.  Free-of-charge
   
   
   
a.  Free-of-charge
b.  Free-of-charge
   

5.
IBG (Interbank GIRO)
a. Single Module
b. Bulk Module
 
a.  RM0.10
b.  RM0.10/transaction
 
a.  RM0.10
b.  RM0.10/transaction
6. RENTAS RM4.00 RM2.00
7. Payroll Intra-bank (within RHB Bank) Free-of-charge Free-of-charge
8. Payroll via IBG
(Interbank GIRO)
RM0.10/transaction RM0.10/transaction
9. Payroll via RENTAS RM4.00 RM2.00
10. Statutory body payment for EPF, SOCSO & IRB Free-of-charge Free-of-charge
11.
Outward TT
a. Transaction amount less
  than RM5,000
b. Transaction amount
  equal or more than
  RM5,000
c.  Additional charges
  (applicable for transaction
  with OUR charges option
  only)

RM22.00
   
RM20.00
   
   
MYR100 per transaction.

   
   
   


RM22.00
   
RM20.00
   
   
MYR100 per transaction.

   
   
   

12. DuitNow ID (Registration)
Free-of-charge 
Free-of-charge 
13.
DuitNow
a. Transaction < RM5001
b. Transaction > RM5001

Free-of-charge  

RM0.50  


Free-of-charge 
RM0.50  

14.
Instant Transfer
a. Transaction < RM5001 
b. Transaction > RM5001 

Free-of-charge 
RM0.50    


Free-of-charge 
RM0.50    

* Note:
The SME package is only applicable to companies which fall under the BNM's definition of SME.

IBG Transaction Limit is RM 1,000,000 per transaction

DuitNow & Instant Transfer Limit is RM10, 000,000 per transaction 


IBG Payment Initiated by Customers Funds Received by Beneficiaries



Business Days
(Mon – Fri)
Before 5:00 am


Same business day
By 11:00 am
5:01 am to 8:00 am By 2:00 pm
8:01 am to 11:00 am By 5:00 pm
11:01 am to 2:00 pm By 8:20 pm
2:01pm to 5:00 pm By 11:00 pm
After 5:00 pm Next business day By 11:00 am
Non-Business Days
(Saturday, Sunday and
Federal Territory Public Holidays)
Next business day By 11:00 am

IBG Transaction Cut Off Time Returned Unsuccessful Transaction Window Number Crediting Time of Returned Unsuccessful Transaction
0500 hours 3 1700 hours same business day
0800 hours 4 2020 hours same business day
1100 hours 5 2300hours same business day
1400 hours 1
(Next business day)
1100 hours next business day
1700 hours 1
(Next business day)
1100 hours next business day