Malaysia
Benefits
  • Allows you to manage a diversified currency portfolio in Malaysia, with the ability for conversion of foreign currency to another foreign currency. You can also convert foreign currency into Ringgit account or vice versa.
  • Undertaking of foreign currency funds from abroad and hedge against foreign currency fluctuations and to enjoy potential foreign exchange gain depending on market conditions.
  • Avoid double conversions for receivables and remittances to and from other countries.
  • Earn interest on short or long-term deposits with a consolidated monthly statement
  • All buying and selling of foreign currencies and precious metals can be performed via RHB Now Internet Banking or at your RHB domicile branch


List of Foreign Currencies and Precious Metals
  • US Dollar (USD)
  • Euro (EUR)
  • Singapore Dollar (SGD)
  • New Zealand Dollar (NZD)
  • Indonesia Rupiah (IDR)
  • Chinese Renminbi (CNY)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Swiss Franc (CHF)
  • South African Rand (ZAR)
  • Arab Emirates Dirham (AED)
  • Brunei Dollar (BND)
  • Pound Sterling (GBP)
  • Hong Kong Dollar (HKD)
  • Canadian Dollar (CAD)
  • Thai Baht (THB)
  • Saudi Riyal (SAR)
  • Paper Gold (GLD)
  • Paper Silver (SLV)
For more information on RHB MCA Precious Metals Investment click  here
Choice of Accounts
You may invest in account type that suits your requirement:
  • Education & Employment Account (EDEA – Investment MCA)
  • For parents/individuals to manage educational funds in foreign currencies in Malaysia and overseas;
  • For resident individuals who are employed overseas to retain oversea salaries and investment funds from abroad;
  • For non-residents employed in Malaysia to retain foreign currency salary received from overseas or in Malaysia, inclusive of Ringgit conversion.
  • Individual (INDA – Investment MCA)
  • For resident/non-resident individual to retain investment funds from abroad, invest in foreign currency either from conversion of Ringgit, proceeds from overseas or foreign currency borrowing from a licensed onshore bank or non-resident;
  • For a resident without Domestic Borrowing, no limit applies for a conversion from Ringgit to Foreign Currency.


Choice of Deposit Types
Call Deposit
  • Minimum initial call deposit of
    • Foreign Currencies : USD1,000 or its equivalent
    • Precious Metals : Paper Gold – 5 grams ; Paper Silver – 300 grams
  • Interest rate calculated daily and credited at month end except for Gold and Silver investment
  • No minimum withdrawal amount
Term Deposit
  • Similar to fixed deposit;
  • Tenure ranging from 1 week to 12 months;
  • Minimum initial term deposit of USD2,000 or its equivalent
  • Interest paid upon maturity; and
  • No Term Deposit is allowed for paper gold and paper silver investment
RHB Multi Currency Visa Debit Card
First Multi Currency Account in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 13 foreign currencies.
  • Stay unaffected by currency fluctuations

    The exchange rates are locked in to protect your money from foreign currency fluctuations.

  • No Currency Conversion Fee*

    Transact with your preferred currencies on overseas retail spend with no extra charges.

  • Attractive interest rate

    Enjoy attractive interest rate on your account balance of selected currencies.

  • Safe and credible

    Your deposit is protected by PIDM.

  • Instant Currency Conversion

    Enjoy access to fast, simple and seamless online banking experience no matter where you are.

Click here to find out more

Terms & conditions

  • Stay unaffected by currency fluctuations

    The exchange rates are locked in to protect your money from foreign currency fluctuations.

  • No Currency Conversion Fee*

    Transact with your preferred currencies on overseas retail spend with no extra charges.

  • Attractive interest rate

    Enjoy attractive interest rate on your account balance of selected currencies.

  • Safe and credible

    Your deposit is protected by PIDM.

  • Instant Currency Conversion

    Enjoy access to fast, simple and seamless online banking experience no matter where you are.

Click here to find out more

Terms & conditions

Where do I start?

Please fill in the fields below so we can get in touch with you.
Full name
Contact number
Email address
Eligibility
  • Individuals aged 18 years old and above, non-profit organisations, sole proprietors/associations, clubs and societies
How to Apply
Individual Accounts
  • Complete application and declaration form & 2 specimen signatures;
  • Identity card and/or passport;
  • For education purpose, to provide enrolment letter; or
  • For employment, to provide working visa

To open a Multi-Currency Account, it is compulsory to open a Ringgit Savings or Current Account with the domicile branch

All buying and selling of foreign currencies and precious metals can be performed via RHB Now Internet Banking or at your RHB domicile branch

Except for paper gold and paper silver, RHB’s Multi Currency Account is eligible for protection by PIDM. Click here for PIDM's brochure.