Investor Relations

Five-Year Group Financial Highlights
FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
 2023  2022  2021  2020 2019
Profit before taxation 3,753  4,133  3,529  2,644  3,394
Net profit attributable to equity holders of the Bank 2,806  2,678  2,618  2,033  2,482
FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
 2023  2022  2021 2020  2019
 Total assets 328,692 310,752  289,541  271,150  257,592
 Gross loans, advances and financing 222,416 212,200  198,512  186,114  176,175
 Total liabilities 297,781  281,988  261,511  244,093  231,782
 Deposits from customers  245,083  227,160  218,733  203,471  190,555
 Paid-up capital 8,330 8,146  7,613  6,994  6,994
 Shareholders' equity 30,875 28,732  27,998  27,024  25,775
 Commitments and contingencies 246,063 206,796  157,777  157,480  150,428
FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
 2023  2022  2021 2020 2019
Dividend per RM1.00 share (sen)  40.00  40.00  40.00  17.65  31.00
Net assets per RM1.00 share (RM) 7.20  6.76  6.76  6.74  6.43
Net tangible assets per RM1.00 share (RM)  6.39  5.96  5.95  5.92  5.61
Basic earnings per RM1.00 share (sen)  65.7  64.0  64.7  50.7  61.9
Share price (RM) 5.45  5.79  5.37  5.45  5.78
Market Capitalisation (RM Million) 23,361  24,592  22,247   21,855  23,178
FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
 2023  2022  2021 2020  2019 
 Net Return on Average EquityN1  9.5  9.6  9.6 7.7  10.3
 Net return on average assets  0.9  0.9  0.9  0.8  1.0
 Cost-to-income  47.5  44.2  45.2  47.1  48.0

N1 : After second interim dividend / proposed final dividend



FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
2023 2022 2021 2020 2019
 Gross loans to deposits  90.8  93.4  90.8  91.5  92.5
 Gross impaired loans ratio  1.74  1.55  1.49  1.71  1.97

FINANCIAL YEAR ENDED DECEMBER  RHB BANK GROUP
 2023  2022  2021 2020 2019
 Dividend yield 7.3 6.9  7.4  3.2  5.4
 Dividend payout ratio 61.1  63.2  62.9   34.8  50.1
 Price to earnings multiple (times)  8.3  9.0  8.3  10.7  9.3
 Price to book multiple (times)  0.8  0.9  0.8  0.8  0.9


Analysis of Shareholdings

 Shareholders  No. Of Shares  %
Employees Provident Fund Board 1,722,803,020

40.19

 OSK Holdings Berhad 438,777,545 10.24
 Kumpulan Wang Persaraan (Diperbadankan) 252,785,123 5.90
 Others: Local 1,248,077,841 29.12
 Others: Foreign 623,904,572

14.55

 Total 4,286,348,101  100.00
As at 30 April 2024


Foreign Shareholdings
 MONTH  2024  2023  2022 2021 2020
 Jan 15.27%  17.27%  18.15%  18.88%  25.65%
 Feb 15.51%  17.09%  18.20%  18.54%  25.53%
 Mar  15.41% 17.26%  18.05%  18.76%  24.90%
 Apr  14.55%  16.76%  18.64%  18.90%  24.30%
 May   16.57%  17.96%  18.96%  23.70%
 Jun   16.11%  17.21%  19.00%  23.27%
 Jul   16.03%  16.95%  18.50%  22.84%
 Aug   16.23%  17.26%  18.48%  22.70%
 Sep   15.95%  17.26%  18.69%  22.35%
 Oct   15.75%  16.65%  18.82%  21.94%
 Nov   15.74%  17.78%  18.24%  21.80%
 Dec   15.56%  17.50%  18.10%  19.15%
Note: Position at the end of the month