RHB Banking Group is a multinational regional financial services provider that is committed to delivering complete solutions to customers through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experiences, underpinned by a cohesive and inspired workforce, and relationships built with stakeholders.

Ranked among the top banks in Malaysia and with a significant presence in ASEAN, RHB has strong market leadership in Malaysia across targeted products and segments. With about 13,000 employees Group-wide, RHB’s presence spans 7 countries in the ASEAN region.

RHB Banking Group is a fully integrated financial services group in Malaysia. The Group’s core businesses are structured into six business pillars, namely Group Wholesale Banking, Group Community Banking, Group Shariah Business, Group Corporate and Business Banking, Group International Business and Group Insurance.

Group Wholesale Banking (“GWB”) is a core division of the Bank, dedicated to delivering comprehensive financial solutions to corporates, institutions, and retail clients across ASEAN. GWB operates through six strategic business pillars:

• Treasury & Global Markets
• Transaction Banking
• Investment Banking Advisory
• Asset Management
• Securities
• Client Coverage

This enables us to serve businesses of all sizes and individual investors seeking access to local and regional markets. Leveraging market expertise, innovative platforms, and a strong regional presence, GWB is committed to helping clients navigate opportunities and challenges in today’s dynamic financial landscape.

Treasury and Global Markets Treasury & Global Markets offers a wide range of treasury products and solutions, including foreign exchange (FX), derivatives, capital markets, structured products, money market investments, and Islamic Treasury products. These solutions cater to the hedging and investment needs of clients in Malaysia, Singapore, and Thailand. The team also manages the Group’s liquidity and funding requirements, while optimising returns through strategic investment of excess funds.

Transaction Banking Transaction Banking provides innovative business solutions such as cash management and trade finance, including supply chain financing and working capital solutions. These services are designed to support SMEs, commercial enterprises, and large corporates in managing their working capital efficiently and driving business growth.

Investment Banking Advisory Investment Banking Advisory delivers a full suite of advisory services, including corporate and capital restructuring, mergers and acquisitions, and takeovers. The team also facilitates fundraising through equity and debt instruments, leveraging regional platforms to provide cross-border solutions across ASEAN.

Securities Securities provides brokerage and trading services for institutional and retail clients, offering comprehensive access to the Malaysian market as well as regional markets such as Indonesia and Cambodia. The team combines market expertise with a wide variety of products and advanced platforms to deliver seamless trading experiences and investment opportunities.

Asset Management Asset Management offers comprehensive investment services, including unit trust fund management, private mandates, investment advisory, product development, and trustee services. The team is committed to delivering innovative investment solutions tailored to clients’ financial goals.

Client Coverage Client Coverage serves as the primary and first touchpoint for corporate and institutional clients, ensuring an in-depth understanding of their needs and delivering integrated solutions across GWB’s product offerings. This pillar focuses on building long-term partnerships and driving client success.

Group Community Banking (“GCB”) is committed to serving individuals and families with comprehensive financial solutions tailored to their needs. We offer both conventional and Shariah-compliant banking options to help our customers achieve their financial goals. GCB provides a full suite of personalised solutions, including Wealth Management, Bancassurance, Mortgages, Auto Financing, ASB Financing, Personal Financing, Credit & Debit Cards and Deposits - empowering customers to manage, grow and protect their wealth.

GCB focuses on everyday banking via a mix of physical branches and digital solutions, while also aiming to increase financial access and inclusion within the local communities.

RHB Islamic Bank is the Shariah-compliant arm of RHB Banking Group, offering a comprehensive range of financial services across the retail, SME, corporate, commercial, wealth management and investment banking segments. Leveraging the extensive network, scale and expertise of RHB Banking Group, RHB Islamic Bank leads the delivery of Shariah-compliant banking solutions.

Committed to providing end-to-end financial solutions, RHB Islamic Bank delivers a banking experience that is simple, fast and seamless, supported by an inspired workforce and strong, trusted relationships with stakeholders.

Through an extensive nationwide branch network, complemented by self-service terminals as well as mobile and online banking platforms, RHB Islamic Bank offers accessible and customer-centric financial solutions tailored to meet diverse customer needs.

Group Corporate and Business Banking (“GCBB”) comprise Group Corporate Banking, Commercial Banking and Small and Medium Enterprises ('SME') Banking.

Group Corporate Banking provides a comprehensive suite of Conventional and Shariah-compliant financial solutions tailored for large corporate clients listed on local and international stock exchanges, as well as multinational companies, government entities, government agencies and government-linked companies. The segment’s offerings include working capital financing, bridging/term financing, project financing, syndication, corporate exercise support, structured trade finance, unrated corporate bond/sukuk, and foreign currency hedging, ensuring a holistic approach to diverse financial needs.

Commercial Banking serves small and mid-cap listed and unlisted companies, bridging the gap between large corporates and SMEs. The segment supports customers business expansion by providing essential Conventional and Shariah-compliant financing for capital expenditure, bridging/term financing, project financing, trade financing, working capital, liquidity management and foreign currency hedging, integrating tailored financial solutions with sector-specific expertise.

SME Banking focuses on serving small and medium enterprises by providing a comprehensive suite of financing, transaction and advisory solutions to support the SMEs business growth and day-to-day operations. The proposition includes working capital financing, property financing, trade facilities, and cash management services, positioning us as one of the leading market players for Bank Negara Malaysia (BNM) Funding Schemes. In line with our commitment to innovation and digital enablement, we offer direct API connectivity with third-party business solution providers through RHB’s SME e-solution, and online financing application for SMEs through RHB’s SME Online Financing - both were first amongst Malaysian banks.

Group International Business (“GIB”) serves as a core pillar to spearhead the Group’s regional growth agenda, with regional commercial banking operations spanning across five countries, namely Singapore, Cambodia, Thailand, Brunei, and Laos, and leveraging Malaysian headquarters’ expertise.

By aligning our strategies with local market dynamics and regulatory frameworks, we enhance our ability to seize growth opportunities across the region and address diverse customer needs through a comprehensive suite of financial services, including financing, deposits, wealth management, trade financing, premier banking, bancassurance, and specialised SME support.

Our aim is to deepen regional integration while building sustainable, scalable businesses across our international footprint.

RHB Insurance delivers a broad range of general insurance products designed for retail and corporate customers, ensuring stronger protection and peace of mind. Our nationwide reach includes:

• 14 RHB Insurance branches
• 600+ Pos Malaysia service points
• 2,000+ authorised agent offices across Malaysia

Ranked 11th among General Insurance providers in Malaysia, we continue to excel particularly in Fire, Personal Accident and Motor Insurance. As we move into the future, we are investing actively in automation and digitalisation to simplify processes, improve turnaround time, and deliver a more seamless customer journey. Alongside this, our commitment to ESG (Environmental, Social & Governance) shapes the way we operate - responsibly, sustainably, and with the intention to build long-term value for our customers, partners, and communities.