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Smart Move Balance Transfer |
Transfer your outstanding balances from other credit card/charge card to your RHB Credit Card and enjoy BIG savings with our low interest rates!
Transfer your outstanding balances from other credit card/charge card to your RHB Credit Card/-i under RHB Smart Move Balance Transfer and enjoy great savings with interest rates/actual management fee at 4.88%p.a. for 6 to 36 months tenure.
Smart Move Balance Transfer Table
Plan Code | Tenure (months) | Interest/Actual Management Fee | Effective Rate | Minimum Amount (RM) | Monthly Instalment (RM) |
---|---|---|---|---|---|
451 | 6 | 4.88%p.a. | 8.32% | 1,000 | 170.73 |
452 | 12 | 8.89% | 1,000 | 87.40 | |
453 | 18 | 9.05% | 1,000 | 59.63 | |
454 | 24 | 9.11% | 1,000 | 45.74 | |
455 | 36 | 9.10% | 1,000 | 31.85 |
Note:
Promotion is valid from 1 January 2021 – 30 June 2021
5 Easy Ways to Apply
1. | Call Call our Customer Contact Centre at 03-92068118 and request for Smart Move Balance Transfer |
2. | SMS SMS BTCX to 66300 and our Customer Contact personnel will be in touch with you to complete the application |
3. | Email Download and complete the Smart Move Balance Transfer application form and email the completed application form along with a copy of the other bank's latest credit card statement, to telesales_department@rhbgroup.com |
4. | Walk-in Alternatively, drop the completed application form to any RHB branches near you |
5. | OR, just leave your particulars with us below and we will be in touch |
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CashXcess |
Need extra cash? Get fast cash from your RHB Credit Card/-i when you apply for RHB CashXcess.
Need extra cash? Now, you can get fast cash from your RHB Credit Card/-i. Apply RHB CashXcess now to enjoy interest rate/actual management fee starting from 4.88%p.a. from 12 months tenure.
Plan | Interest Rates/ Actual Management Fee |
Effective Rate | Tenure (months) | Minimum Amount |
---|---|---|---|---|
602 | 8.00% p.a | 14.45% | 12 | RM1,000 |
603 | 9.00% p.a | 16.43% | 24 | RM1,000 |
694 | 9.88% p.a | 17.72% | 36 | RM1,000 |
649 | 9.88% p.a | 17.41% | 48 | RM1,000 |
630 | 4.88% p.a. | 8.89% | 12 | RM5,000 |
5 Easy Ways to Apply
1. | Call Call our Customer Contact Centre at 03-92068118 and request for CashXcess |
2. | SMS SMS BTCX to 66300 and our Customer Contact personnel will be in touch with you to complete the application |
3. | Email Download and complete the CashXcess application form and email the completed application form to telesales_department@rhbgroup.com |
4. | Walk-in Alternatively, drop the completed application form to any RHB branches near you |
5. | OR, just leave your particulars with us below and we will be in touch |
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Dial-An-Instalment |
With a minimum spend of RM500, you can now convert your RHB Credit Card purchases into flexible monthly instalments for a small fee.
Shop to your heart’s content with flexible monthly instalments. Dial-An-Instalment to convert your RHB Credit Card/-i purchases into affordable monthly instalments.
Plan (months) |
One-Time Upfront Rate/ Actual Management Fee |
Effective Rate | Minimum Transaction Amount |
---|---|---|---|
6 months | 2.50% | 8.52% | RM500 |
12 months | 5.00% | 9.10% | RM1,000 |
18 months | 7.00% | 8.67% | RM1,000 |
24 months | 9.00% | 8.41% | RM2,000 |
No Maximum purchase amount limit |
Simple Steps to Apply
1. | Call us at 03-92068118 three (3) days after your purchase(s) |
2. | Identify purchase(s) to be converted by referring to sales draft or monthly credit card/-i statement |
3. | Choose from flexible payment plans of 6, 12, 18 or 24 months |
How It Works
Amount Purchased | Monthly Payment Amount | |||
---|---|---|---|---|
6 Months @ 2.50% | 12 Months @ 5.00% | 18 Months @ 7.00% | 24 Months @ 9.00% | |
RM500 on designer wear | RM85.42 | - | - | - |
RM1,000 on a vacation | RM170.83 | RM87.50 | RM59.45 | - |
RM2,000 on jewelry | RM341.67 | RM175.00 | RM118.89 | RM90.84 |
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Credit Limit Increase |
Increase your credit limit today and enjoy greater financial flexibility!
Enjoy all these and more when you increase your credit limit today:
For more information, please call RHB Phone Banking at 03-9206 8118.
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Smart Instalment Payment Plan |
Enjoy 0% monthly instalment when you spend a minimum of RM500 on retail purchases at RHB's participating merchants.
Convert your retail purchases to RHB Smart Instalment Payment Plan at 0% interest for up to 36 months, for better financial flexibility. RHB Smart Instalment Payment Plan is available at over 800 participating merchants nationwide.
Highlights
RHB Smart Instalment of IKEA applies to:
For more information, please call our Customer Contact Centre at 03-9206 8118, available 24 hours, 7 days a week.
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Rewards Programme 2020-2021 |
Start redeeming your Reward Points today and experience our comprehensive catalogue of rewards. Our extensive array of products make an excellent gift for you, family and friends!
Thank you for being a part of the RHB Reward and Infinite card programme. As a bank that loves rewarding our loyal customers, we are pleased to reveal yet another round of exciting privileges tailored specially for you.
Be it indulging in luxurious moments or surprising a loved one with a heartfelt gift, prepare to be captivated by our comprehensive catalogue of rewards.
With style and functionality in mind, this year we have put together an extensive array of products. For jetsetters, take a look at trendy designer luggage bags and back packs that make a statement, while the tech-savvy can enjoy spectacular tech gadgets. Indulge the little ones with our exciting selection of interactive and educational toys.
Check out the fabulous selection of kitchen essentials that can make your moments in the kitchen memorable. Scan through the Home Inspiration, Lifestyle & Wellness and DIY Discoveries to add a little magic to your living space.
Of course, if you prefer the thrill of shopping on your own, you can always opt for our exclusive range of shopping vouchers. Alternatively, these vouchers make excellent gifts for family and friends!
Join our eco-friendly efforts to make banking paperless and enjoy unlimited conveniences with your RHB Reward Points or redeem them online via RHB Now.
If you choose to redeem items or meals on-the-spot, browse through our list of participating merchants at the ‘Benefits’ page on our website.
Start redeeming today and experience exciting rewards!
Aman Palestin is an initiative to assist and channel donations to safeguard the welfare and human rights of Palestinians.
Aman Palestin is always working to ensure that every ringgit donated by Malaysians, is not only up to the extent for medical aid but to be utilized in the best possible way in Palestine.
Aman Palestin registrated under the Companies Commission of Malaysia (SSM) under the name of AMAN PALESTIN BERHAD as a non-profit organization to help collective, organized, effective and continuous support to the people who need aid in Palestinian.
It is hoped that the ongoing concern of Malaysians in channelling aid can provide hope and help alleviate the suffering suffered by the Palestinians.
In view to the above RHB has extended an option for all RHB Rewards and Infinite Credit Card holder to donate to Aman Palestin via our RHB Reward Program.
You can donate to Aman Palestin by converting your Reward Points via Online by clicking the link below or by sending physical form to us directly.
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Smart Pay |
Now you can pay your bills on time with our centralized RHB Smart Pay
Managing your bills is easy with RHB Smart Pay. All you have to do is register with us and we’ll automatically charge your selected bills to your RHB Credit Card/-i or RHB Debit Card/-i on a monthly basis.
In the event of a card replacement or renewal, the existing auto billing (Smart Pay) and auto-debit services will be automatically billed into your new replacement or renewal card.
RHB Smart Pay Participating Merchants:
Document Required: | |
1. | Completed RHB Smart Pay Application Form |
2. | Copy of the latest bill(s) |
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Auto Balance Conversion |
Pay off your credit card outstanding balances faster at a lower rate by converting your outstanding amount into manageable fixed monthly payments.
Benefits
Features
Eligibility
How it works
Every day is more rewarding with RHB VISA INFINITE CREDIT CARD because you get 5x Reward Points for all your overseas purchases. Kindly refer to the table below for Rewards multiplier by spend category:
Spend Categories | Credit Card Reward Points Multiplier for every RM 1 spend |
---|---|
Overseas Spend | 5X |
Local Spend | 1X |
Unlimited access to selected airport lounges / Aerotel in Malaysia and Singapore (for the first 1,000 cardholders per month).
Thereafter, a discount of 25% off the walk-in rates will be charged.
- 25% Discount at all Plaza Premium Lounges in Malaysia for all accompanying guests.
- 20% Discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)
Lounge’s Facilities
Complimentary Food & beverages, High speed internet access, Entertainment & Flight Information, Newspapers & magazines, Shower with amenities
Please refer to the Terms & Conditions for full details & the list of eligible Plaza Premium Lounges for respective RHB Credit Card.
Visit https://www.plazapremiumlounge.com/en-uk for the updated Plaza Premium Lounge locations around the world.
Enjoy complimentary tee off at the following golf courses:
For the full Terms and Conditions, please refer to RHB Premium Cards Golf Privileges 2021
- | Your purchase is covered from losses due to non-delivery or incomplete delivery of the goods. This benefit also covers you in case the goods you purchased online arrives with physical damage |
- | Automatically activated when an item is purchased using an eligible Visa card. (Applicable to Visa Signature and Visa Infinite credit cards only) |
- | Eligible for online purchases made from any merchants globally |
- | Claims and insurance details can be made available online from AIG Cardholder Insurance Portal |
- | Please click here for Terms & Conditions , Claim Forms and FAQs |
Tier | Monthly Total Spend (RM) | DOMESTIC LOCAL SPEND | OVERSEAS SPEND | |||
---|---|---|---|---|---|---|
ONLINE | ENTERTAINMENT | SHOPPING | OTHERS | |||
1 | RM1,000 – RM2,499 | 1% | 1% | 1% | 0.20% | 0.50% |
2 | RM2,500 – RM3,499 | 2% | 2% | 2% | 0.20% | 1% |
3 | RM3,500 & above | 6% | 6% | 6% | 0.20% | 2% |
Monthly Cash Back Capping | RM30 | RM30 | RM30 | Unlimited | RM100 |
Cash Back excludes cash advance, charity, government and petrol transactions.
For the list of Merchant Category Code (MCC) which are eligible for Cash Back, please click here
Online | Get your cash back on all online transaction. Example of online merchants: Lazada, Zalora, AliExpress, & other online merchants |
Entertainment | Get your cash back on all entertainment nationwide under the Entertainment MCC. Examples: KL Bird Park, Petrosains, GSC Cinemas, Speedy, TGV Cinemas, & other entertainment outlets |
Shopping | Get your cash back on shopping spend under the Shopping MCC. Examples: Zara, H & M, Charles & Keith, Pedro, & other retail outlets |
- 5x complimentary access in a calendar year to selected Plaza Premium Lounges / Aerotel in Malaysia, thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
- Exclusive 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guest.
- Special 20% discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)
Lounges’ facilities
Complimentary Food & beverages, High speed internet access, Entertainment & Flight Information, Newspapers & magazines, & Shower with amenities
Please refer to the Terms & Conditions for full details & the list of eligible Plaza Premium Lounges for respective RHB Credit Card.
Visit https://www.plazapremiumlounge.com/en-uk for the updated Plaza Premium Lounge locations around the world.
Enjoy complimentary tee off at the following golf courses:
For the full Terms and Conditions, please refer to RHB Premium Cards Golf Privileges 2021
- | Your purchase is covered from losses due to non-delivery or incomplete delivery of the goods. This benefit also covers you in case the goods you purchased online arrives with physical damage |
- | Automatically activated when an item is purchased using an eligible Visa card. (Applicable to Visa Signature and Visa Infinite credit cards only) |
- | Eligible for online purchases made from any merchants globally |
- | Claims and insurance details can be made available online from AIG Cardholder Insurance Portal |
- | Please click here for Terms & Conditions , Claim Forms and FAQs |
Cash Back
RHB World MasterCard Credit Card gives you up to 6% Cash Back per month. Kindly refer to the table below for Cash Back % by spend category:
Tier | Monthly Total Spend (RM) | DOMESTIC LOCAL SPEND | OVERSEAS SPEND | |||
---|---|---|---|---|---|---|
PETROL | TRAVEL | DINING | OTHERS | |||
1 | RM1,000 – RM2,499 | 1% | 1% | 1% | 0.20% | 0.50% |
2 | RM2,500 – RM3,499 | 2% | 2% | 2% | 0.20% | 1% |
3 | RM3,500 & above | 6% | 6% | 6% | 0.20% | 2% |
Monthly Cash Back Capping | RM30 | RM30 | RM30 | Unlimited | RM100 |
Cash Back excludes cash advance, charity, government and petrol (oversea) transactions
For the list of Merchant Category Codes (MCCs) which are eligible for Cash Back, please click here
Travel | Get your cash back on all Travel agencies nationwide under the MCC stated in the T&C. Examples: Hertz, Malaysia Airlines(MAS), Air Asia, Apple Travel, Reliance Travel, And other travel related spending |
Petrol | Get your cash back on all petrol stations nationwide under the MCC stated in the T&C. Examples: Caltex, Petron, Petronas, Shell, All other petrol stations |
Dining | Get your cash back on all dining nationwide under the MCC stated in the T&C. Examples: McDonald's, Madam Kwan's, Secret Recipe, Kenny Rogers, All other dining / restaurants |
- 5x complimentary access in a calendar year to selected Plaza Premium Lounges / Aerotel in Malaysia, thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
- Exclusive 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guest.
- Special 20% discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)
Lounges’ facilities
Complimentary Food & beverages, High speed internet access, Entertainment & Flight Information, Newspapers & magazines, & Shower with amenities
Please refer to the Terms & Conditions for full details & the list of eligible Plaza Premium Lounges for respective RHB Credit Card.
Visit https://www.plazapremiumlounge.com/en-uk for the updated Plaza Premium Lounge locations around the world.
Enjoy complimentary tee off at the following golf courses:
For the full Terms and Conditions, please refer to RHB Premium Cards Golf Privileges 2021
- Up to RM600,000 Travel Insurance coverage. Please click here for more details.
Spend Categories | Credit Card Reward Points Multiplier for every RM 1 spend |
---|---|
Overseas Spend* | 4X* |
Online Spend^ | 3X^ |
Health Spend | 2X |
Insurance Spend | 2X |
Shopping Spend |
2X |
Cinema Entertainment Spend** |
10X** |
Others Spend |
1X |
Note:
* Overseas Spend is meant for foreign currency transactions performed physically out of Malaysia. Not inclusive of Online, E-commerce, Mail Order Telephone Order (MOTO) and Recurring Auto Debit transactions.
^ Online Spend is meant for all Online, e-Commerce and MOTO transactions in local or foreign currency.
** Cinema Entertainment Spend is meant for any mode of transaction under MCC-7832.
For the list of Merchant Category Code (MCC) which are eligible for Reward Points, please click here
GOLF CLUBS | BOOKING CONTACT NO. / DETAILS |
---|---|
Sungai Long Golf & Country Club Selangor, Malaysia |
RHB Customer Care Centre |
Kota Permai Golf & Country Club Selangor, Malaysia |
Tier | Total Monthly Retail Spend (RM) |
Cash Back | |||||
---|---|---|---|---|---|---|---|
Petrol | Dining | Utilities | Grocery | Online Dining/ Grocery Delivery |
Other spend | ||
1 | 1.00 – 999.99 | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
2 | 1,000.00 – 1,999.99 | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 0.2% |
3 | 2,000.00 – 2,499.99 | 2.0% | 2.0% | 2.0% | 2.0% | 2.0% | 0.2% |
4 | ≥ 2,500.00 | 5.0% | 5.0% | 5.0% | 5.0% | 10.0% | 0.2% |
Monthly Capping (RM) | RM10 per month | RM10 per month | RM10 per month | RM10 per month | RM10 per month | unlimited |
Petrol | Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, All other petrol stations |
Dining | Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, All other restaurants |
Utility Bills | An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga Nasional Berhad, All other utilitiy billers |
Groceries | Stock up in bulk and it still wouldn't be a problem. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, Other hypermarkets or supermarkets |
Online Dining / Groceries | Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, Other Online Dining & Groceries |
Spend Categories | Credit Card Reward Points Multiplier for every RM 1 spend |
---|---|
Overseas Spend* | 4X* |
Online Spend^ | 3X^ |
Health Spend | 2X |
Insurance Spend | 2X |
Shopping Spend |
2X |
Cinema Entertainment Spend** |
10X** |
Others Spend |
1X |
Note:
* Overseas Spend is meant for foreign currency transactions performed physically out of Malaysia. Not inclusive of Online, E-commerce, Mail Order Telephone Order (MOTO) and Recurring Auto Debit transactions.
^ Online Spend is meant for all Online, e-Commerce and MOTO transactions in local or foreign currency.
** Cinema Entertainment Spend is meant for any mode of transaction under MCC-7832.
For the list of Merchant Category Code (MCC) which are eligible for Reward Points, please click here
GOLF CLUBS | BOOKING CONTACT NO. / DETAILS |
---|---|
Sungai Long Golf & Country Club Selangor, Malaysia |
RHB Customer Care Centre |
Kota Permai Golf & Country Club Selangor, Malaysia |
The RHB Rewards Motion CodeTM Credit Card has an e-ink mini screen that displays the Dynamic CVV security code which automatically refreshes to a random new code every 4 hours, powered by a battery within the card itself. It replaces the traditional static 3-digit CVV at the back of your card.
This innovative solution offers an advanced safeguarding when making online purchases. With this card, any stolen card information becomes obsolete after a very short period, further securing online transactions and preventing online fraud. This technology will help to combat unauthorised online transactions & stealing of card information online. You may continue to enjoy your online shopping experience with a total peace of mind.
Key Benefits:
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RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.