Malaysia
Login
    RHB Global Sites
    Login
    Malaysia

    Saving Account

    Reliable, up-to-date and competitive.
    Rates
    Basic Savings Account (with effect from 24 June 2020)
    Range (RM) Rates (p.a.)
    Up to 50,000 0.25%
    Above 50,000 0.25%
    Junior Savings Account (with effect from 1 October 2020)
    Range (RM) Rates (p.a.)
    Up to 50,000 1.50%
    Above 50,000 0.35%
    MaxSave Account (with effect from 24 June 2020)
    Range (RM) Rates (p.a.)
    Up to 1,000 0.00%
    Up to 10,000 0.05%
    Up to 20,000 0.15%
    Up to 50,000 0.25%
    Up to 100,000 0.50%
    Above 100,000 1.00%
    MySave Account (with effect from 24 June 2020)
    Range (RM) Rates (p.a.)
    Up to 3,000 0.00%
    Above 3,000 0.10%

    Applicable for existing accountholders.

    Passbook Savings Account (with effect from 24 June 2020)
    Range (RM) Rates (p.a.)
    Up to 20,000 0.00%
    Up to 50,000 0.05%
    Up to 100,000 0.10%
    Above 100,000 0.30%

    Applicable for existing accountholders.

    Statement Savings Account (with effect from 24 June 2020)
    Range (RM) Rates (p.a.)
    Up to 20,000 0.00%
    Up to 50,000 0.10%
    Up to 100,000 0.20%
    Above 100,000 0.40%

    Applicable for existing accountholders.

    Future Saver Account (with effect from 24 June 2020)
    • Future Saver 100
    Base Rate (p.a.) Bonus Rate (p.a.)
    0.00% 0.30%
    • Future Saver 300
    Base Rate (p.a.) Bonus Rate (p.a.)
    0.10% 0.60%

    Applicable for existing accountholders.

    Bonus Saver Account (with effect from 13 May 2020)
    Category Rates (p.a.)
    Base Rate 0.20%
    Bonus Rate 0.10%

    Current Account

    Reliable, up-to-date and competitive.
    Rates
    MaxCash Account (with effect from 13 July 2020)
    Range (RM) Rates (p.a.)
    Up to 20,000* 0.00%
    Above 20,000 0.85%

    *First RM20,000 in MaxCash Account is non-interest bearing irrespective of account balance.
    Applicable for existing accountholders.

    My1 Account (with effect from 13 July 2020)
    Range (RM) Option 1 Option 2
    Rates (p.a.) Rates (p.a.)
    Up to 50,000   0.00% 0.00%
    Up to 100,000  0.10% 0.00%
    Up to 500,000  0.35% 0.55%
    Up to 1,000,000  0.50%  0.70%
    More than 1,000,000  0.50%  1.00%
    *No interest is paid on the first RM5,000 of your total balances
    RHB Smart Account (effective 13 July 2020)
    Category Rates (p.a.)
    Base Rate 0.05%

    Fixed Deposit

    Reliable, up-to-date and competitive.
    Rates
    Ordinary Fixed Deposit (effective 1 October 2020)
    Tenure Rates (p.a.)
    1 Month 1.50%
    2 Months 1.65%
    3 - 5 Months 1.70%
    6 Months 1.80%
    7 - 11 Months 1.80%
    12 Months 1.85%
    13 - 17 Months Negotiable
    18 - 35 Months Negotiable
    36 - 47 Months Negotiable
    48 Months Negotiable
    49 - 60 Months Negotiable
    RHB Senior Fixed Deposit (effective 1 October 2020)
    Tenure Rates (p.a.)
    12 Months 1.95%
    13 - 17 Months Negotiable
    18 – 35 Months Negotiable
    36 - 47 Months Negotiable
    48 Months Negotiable
    49 - 60 Months Negotiable
    RHB FD P.A.Y.S (effective 13 July 2020)
    Tenure Rates (p.a.)
    3 Months 1.70%

    Premier Current Account

    Reliable, up-to-date and competitive.
    Rates
    Premier Current Account (with effect from 13 July 2020)
    Range* (RM) Rates (p.a.)
    Up to 50,000 0.00%
    Up to 100,000 0.25%
    Up to 500,000 0.95%
    Up to 1,000,000 1.25%
    Above 1,000,000 1.55%

    *No interest is paid on the first RM5,000 of your account balance.

    Base Rate/Base Lending Rate

    Reliable, up-to-date and competitive.
    Rates
    Base Rate
    Effective Date Rates (p.a.)
    13 July 2020 2.50%
    Standard Housing Loan*
    Indicative Effective Lending Rate 3.50%

    *A standard housing loan/home financing refers to a housing loan/home financing with financing amount of RM350,000 for 30 years and has no lock-in period.

    Base Lending Rate
    Effective Date Rates (p.a.)
    13 July 2020 5.45%
    1. 

    Apakah Kadar Asas (KA)?
    KA yang kami tawarkan untuk produk ini terdiri daripada dua bahagian, penanda aras kos dana (COF) dan kos Keperluan Rizab Berkanun (SRR) yang ditetapkan oleh Bank Negara Malaysia. Penanda aras kos dana kami mencerminkan kos pendanaan dalaman yang terdiri daripada kos penjanaan dana baru pada kadar pasaran serta kadar promosi dan adalah berdasarkan komposisi purata 12 bulan akaun semasa dan simpanan, deposit tetap dan pasaran wang dengan tempoh sehingga 12 bulan.

    What is Base Rate (BR)?
    The BR we offer on this product is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF reflects the internal funding cost comprising the cost of raising new funds at market rates as well as the promotional rates and is based on the rolling 12 months average composite of customers' currents and savings account deposits, fixed and money market term deposits with tenure up to 12 months.

    2. 

    Apakah senario-senario yang mungkin mencetuskan perubahan pada KA?
    KA boleh naik atau turun disebabkan oleh perubahan dalam penanda aras kos dana dan perubahan dalam Keperluan Rizab Berkanun. Perubahan dalam penanda aras kos dana boleh berlaku disebabkan oleh perubahan dalam Kadar Dasar Semalaman (OPR) seperti yang diputuskan oleh Jawatankuasa Dasar Kewangan Bank Negara Malaysia, dan juga faktor-faktor lain seperti kadar promosi deposit RHB dan strategi pendanaan.

    What are possible scenarios to trigger a change in the BR?
    Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as RHB deposits' promotional rates and funding strategies.

    3. 

    Penanda aras kos dana untuk tempoh 3 tahun yang lepas:

    Historical benchmark COF in the last 3 years:

    Islamic

    Rates
    Deposit Rates

    A guide to our charges & rates offered.

    Base Rate Islamic / Base Financing Rate

    Reliable, up-to-date and competitive.

    1. 

    Apakah Kadar Asas (KA)?
    KA yang kami tawarkan untuk produk ini terdiri daripada dua bahagian, penanda aras kos dana (COF) dan kos Keperluan Rizab Berkanun (SRR) yang ditetapkan oleh Bank Negara Malaysia. Penanda aras kos dana kami mencerminkan kos pendanaan dalaman yang terdiri daripada kos penjanaan dana baru pada kadar pasaran serta kadar promosi dan adalah berdasarkan komposisi purata 12 bulan akaun semasa dan simpanan, deposit tetap dan pasaran wang dengan tempoh sehingga 12 bulan.

    What is Base Rate (BR)?
    The BR we offer on this product is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF reflects the internal funding cost comprising the cost of raising new funds at market rates as well as the promotional rates and is based on the rolling 12 months average composite of customers' currents and savings account deposits, fixed and money market term deposits with tenure up to 12 months.
    2. 

    Apakah senario-senario yang mungkin mencetuskan perubahan pada KA?
    KA boleh naik atau turun disebabkan oleh perubahan dalam penanda aras kos dana dan perubahan dalam Keperluan Rizab Berkanun. Perubahan dalam penanda aras kos dana boleh berlaku disebabkan oleh perubahan dalam Kadar Dasar Semalaman (OPR) seperti yang diputuskan oleh Jawatankuasa Dasar Kewangan Bank Negara Malaysia, dan juga faktor-faktor lain seperti kadar promosi deposit RHB dan strategi pendanaan.

    What are possible scenarios to trigger a change in the BR?
    Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as RHB deposits' promotional rates and funding strategies.
    3. 

    Penanda aras kos dana untuk tempoh 3 tahun yang lepas:

    Historical benchmark COF in the last 3 years:
    Premier Current Account-i

    Range (RM) Profit Rate (% p.a.)
    Up to 5,000 0.0
    Up to 20,000 0.30
    Up to 50,000 0.50
    Up to 100,000 1.00
    Up to 500,000 2.25
    Up to 1,000,000 2.75
    Above 1,000,000 3.00

    *No profit is paid on the first RM5,000 of your total balances in the Participating Account

    Term Deposit

    Commodity Murabahah Deposit-i

    Tenure (months) Effective Rate (% p.a.)
    1 1.50%
    2 1.65%
    3 - 5 1.70%
    6 1.80%
    7 - 11 1.80%
    12 1.85%
    13 and above Negotiable

    All rates are based on previous/historical distribution rates.
    For other information, please refer to the counters.

    Profit Rates For CM Deposit Products
    RHB CHILDREN ACCOUNT-i
    Balance Range Tier Profit Rate (% p.a.)
    Up to RM 50,000 1.50%
    Above RM 50,000 0.35%
    Basic Savings Account-i
    Option 1 and Option 2     		Profit Rate (% p.a.)
    Up to RM50,000
    		 0.25%
    Above RM50,000
    		 0.25%
    Saving Account-i Profit Rate (% p.a.)
    Up to RM1,000 0.00%
    Up to RM10,000 0.05%
    Up to RM20,000 0.15%
    Up to RM50,000 0.25%
    Up to RM100,000 0.50%
    Above RM100,000 1.00%
    Current Account-i (RM) Option 1 Option 2
    Rates (p.a.) Rates (p.a.)
    Up to 50,000   0.00% 0.00%
    Up to 100,000  0.10% 0.00%
    Up to 500,000  0.35% 0.55%
    Up to 1,000,000  0.50%  0.70%
    More than 1,000,000  0.50%  1.00%
    Premier Current Account-i* Profit Rate (% p.a.)
    Up to 50,000 0.00%
    Up to 100,000 0.25%
    Up to 500,000 0.95%
    Up to 1,000,000 1.25%
    Above 1,000,000 1.55%
    *No profit is paid on the first RM5,000 of your total balances.

    RHB Smart Account-i (effective 13 July 2020) Rate (p.a.)
    Base Rate 0.05%
    Base Rate Islamic

    Effective Date Rates (p.a.)
    13 July 2020 2.50%
    Standard Home Financing*
    Indicative Rate 3.50%

    *A standard housing loan/home financing refers to a housing loan/home financing with financing amount of RM350,000 for 30 years and has no lock-in period.

    Base Financing Rate
    Effective Date Rates (p.a.)
    13 July 2020 5.45%
    Personal
    Premier
    Insurance
    Business
    RHB Group
    Islamic
    Investment Banking
    Asset Management
    Trustees
    RHB Now
    RHB Reflex
    RHB TradeSmart
    RHB Invest
    Contact Us
    Locate Us