Malaysia
Login
    RHB Global Sites
    Login
    Malaysia

    Saving Account

    Reliable, up-to-date and competitive.
    Rates
    MySave Account (with effect from 6th July 2010)
    Range (RM) Rates (p.a.)
    Up to 3,000 0.00%
    Above 3,000 0.60%
    MaxSave Account (with effect from 1st September 2016)
    Range (RM) Rates (p.a.)
    Up to 1,000 0.00%
    Up to 10,000 0.35%
    Up to 20,000 0.50%
    Up to 50,000 0.60%
    Up to 100,000 1.00%
    Above 100,000 1.25%
    Passbook Savings Account (with effect from 6th July 2010)
    Range (RM) Rates (p.a.)
    Up to 10,000 0.00%
    Up to 20,000 0.10%
    Up to 50,000 0.25%
    Up to 100,000 0.30%
    Above 100,000 1.00%
    Statement Savings Account (with effect from 6th July 2010)
    Range (RM) Rates (p.a.)
    Up to 1,000 0.00%
    Up to 10,000 0.10%
    Up to 20,000 0.10%
    Up to 50,000 0.30%
    Up to 100,000 0.80%
    Above 100,000 1.00%
    Basic Savings Account (with effect from 6th July 2010)
    Range (RM) Rates (p.a.)
    Up to 50,000 0.25%
    Above 50,000 0.28%
    Junior Savings Account (with effect from 15 May 2019)
    Range (RM) Rates (p.a.)
    Up to 100,000 2.95%
    Above 100,000 1.25%

    Current Account

    Reliable, up-to-date and competitive.
    Rates
    MaxCash Account (with effect from 1st June 2019)
    Range (RM) Rates (p.a.)
    Up to 20,000* 0.00%
    Above 20,000 2.20%

    *First RM20,000 in MaxCash Account is non-interest bearing irrespective of account balance.
    Applicable for existing accountholders.

    My1 Account (with effect from 6th March 2009)
    Range (RM) Option 1 Option 2
    Rates (p.a.) Rates (p.a.)
    Up to 5,000*
    		 0.00% 0.00%
    Up to 20,000
    		 0.10% 0.00%
    Up to 50,000   0.30% 0.00%
    Up to 100,000  0.80% 0.00%
    Up to 500,000  1.10% 1.10%
    Up to 1,000,000  1.20%  1.20%
    More than 1,000,000  1.20%  1.75%
    *No interest is paid on the first RM5,000 of your total balances

    Fixed Deposit

    Reliable, up-to-date and competitive.
    Rates
    Ordinary Fixed Deposit (effective 15 May 2019)
    Tenure Rates (p.a.)
    1 - 2 Months 2.95%
    3 - 5 Months 3.00%
    6 Months 3.05%
    7 - 11 Months 3.05%
    12 Months 3.10%
    13 - 17 Months Negotiable
    18 - 35 Months Negotiable
    36 - 47 Months Negotiable
    48 Months Negotiable
    49 - 60 Months Negotiable
    RHB Senior Fixed Deposit (effective 15 May 2019)
    Tenure Rates (p.a.)
    12 Months 3.10%
    13 - 17 Months Negotiable
    18 – 35 Months Negotiable
    36 - 47 Months Negotiable
    48 Months Negotiable
    49 - 60 Months Negotiable
    RHB FD P.A.Y.S (effective 15 May 2019)
    Tenure Rates (p.a.)
    3 Months 3.00%

    Premier Current Account

    Reliable, up-to-date and competitive.
    Rates
    Premier Current Account (with effect from 7 October 2019)
    Range (RM) Rates (p.a.)
    Up to 5,000 0.00%
    Up to 20,000 0.00%
    Up to 50,000 0.50%
    Up to 100,000 1.00%
    Up to 500,000 2.25%
    Up to 1,000,000 2.65%
    Above 1,000,000 2.95%

    *No interest is paid on the first RM5,000 of your account balance.

    Base Rate/Base Lending Rate

    Reliable, up-to-date and competitive.
    Rates
    Base Rate
    Effective Date Rates (p.a.)
    15 May 2019 3.75%
    Standard Housing Loan*
    Indicative Effective Lending Rate 4.75%

    *A standard housing loan/home financing refers to a housing loan/home financing with financing amount of RM350,000 for 30 years and has no lock-in period.

    Base Lending Rate
    Effective Date Rates (p.a.)
    15 May 2019 6.70%
    1. 

    Apakah Kadar Asas (KA)?
    KA yang kami tawarkan untuk produk ini terdiri daripada dua bahagian, penanda aras kos dana (COF) dan kos Keperluan Rizab Berkanun (SRR) yang ditetapkan oleh Bank Negara Malaysia. Penanda aras kos dana kami mencerminkan kos pendanaan dalaman yang terdiri daripada kos penjanaan dana baru pada kadar pasaran serta kadar promosi dan adalah berdasarkan komposisi purata 12 bulan akaun semasa dan simpanan, deposit tetap dan pasaran wang dengan tempoh sehingga 12 bulan.

    What is Base Rate (BR)?
    The BR we offer on this product is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF reflects the internal funding cost comprising the cost of raising new funds at market rates as well as the promotional rates and is based on the rolling 12 months average composite of customers' currents and savings account deposits, fixed and money market term deposits with tenure up to 12 months.

    2. 

    Apakah senario-senario yang mungkin mencetuskan perubahan pada KA?
    KA boleh naik atau turun disebabkan oleh perubahan dalam penanda aras kos dana dan perubahan dalam Keperluan Rizab Berkanun. Perubahan dalam penanda aras kos dana boleh berlaku disebabkan oleh perubahan dalam Kadar Dasar Semalaman (OPR) seperti yang diputuskan oleh Jawatankuasa Dasar Kewangan Bank Negara Malaysia, dan juga faktor-faktor lain seperti kadar promosi deposit RHB dan strategi pendanaan.

    What are possible scenarios to trigger a change in the BR?
    Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as RHB deposits' promotional rates and funding strategies.

    3. 

    Penanda aras kos dana untuk tempoh 3 tahun yang lepas:

    Historical benchmark COF in the last 3 years:

    Islamic

    Rates
    Deposit Rates

    A guide to our charges & rates offered.

    Base Rate Islamic/Base Financing Rate

    Reliable, up-to-date and competitive.

    1. 

    Apakah Kadar Asas (KA)?
    KA yang kami tawarkan untuk produk ini terdiri daripada dua bahagian, penanda aras kos dana (COF) dan kos Keperluan Rizab Berkanun (SRR) yang ditetapkan oleh Bank Negara Malaysia. Penanda aras kos dana kami mencerminkan kos pendanaan dalaman yang terdiri daripada kos penjanaan dana baru pada kadar pasaran serta kadar promosi dan adalah berdasarkan komposisi purata 12 bulan akaun semasa dan simpanan, deposit tetap dan pasaran wang dengan tempoh sehingga 12 bulan.

    What is Base Rate (BR)?
    The BR we offer on this product is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF reflects the internal funding cost comprising the cost of raising new funds at market rates as well as the promotional rates and is based on the rolling 12 months average composite of customers' currents and savings account deposits, fixed and money market term deposits with tenure up to 12 months.
    2. 

    Apakah senario-senario yang mungkin mencetuskan perubahan pada KA?
    KA boleh naik atau turun disebabkan oleh perubahan dalam penanda aras kos dana dan perubahan dalam Keperluan Rizab Berkanun. Perubahan dalam penanda aras kos dana boleh berlaku disebabkan oleh perubahan dalam Kadar Dasar Semalaman (OPR) seperti yang diputuskan oleh Jawatankuasa Dasar Kewangan Bank Negara Malaysia, dan juga faktor-faktor lain seperti kadar promosi deposit RHB dan strategi pendanaan.

    What are possible scenarios to trigger a change in the BR?
    Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as RHB deposits' promotional rates and funding strategies.
    3. 

    Penanda aras kos dana untuk tempoh 3 tahun yang lepas:

    Historical benchmark COF in the last 3 years:
    Premier Current Account-i

    Range (RM) Profit Rate (% p.a.)
    Up to 5,000 0.0
    Up to 20,000 0.30
    Up to 50,000 0.50
    Up to 100,000 1.00
    Up to 500,000 2.25
    Up to 1,000,000 2.75
    Above 1,000,000 3.00

    *No profit is paid on the first RM5,000 of your total balances in the Participating Account

    Term Deposit

    Commodity Murabahah Deposit-i

    Tenure (months) Effective Rate (% p.a.)
    1 - 2 2.95
    3 - 5 3.00
    6 3.05
    7 - 11 3.05
    12 3.10
    13 - 17 Negotiable
    18 - 35 Negotiable
    36 - 47 Negotiable
    48 Negotiable
    49 - 60 Negotiable

    All rates are based on previous/historical distribution rates.
    For other information, please refer to the counters.

    Profit Rates For CM Deposit Products
    Children Account-i Profit Rate (% p.a.)
    Up to RM100,000 2.95
    Above RM100,000 1.25
    Basic Savings Account-i
    Option 1 and Option 2     		Profit Rate (% p.a.)
    Up to RM50,000
    		 0.25
    Above RM50,000
    		 0.28
    Saving Account-i Profit Rate (% p.a.)
    Up to RM1,000 0.00
    Up to RM10,000 0.35
    Up to RM20,000 0.50
    Up to RM50,000 0.60
    Up to RM100,000 1.00
    Above RM100,000 1.25
    Current Account-i (RM) Option 1 Option 2
    Rates (p.a.) Rates (p.a.)
    Up to 5,000
    		 0.00% 0.00%
    Up to 20,000
    		 0.10% 0.00%
    Up to 50,000   0.30% 0.00%
    Up to 100,000  0.80% 0.00%
    Up to 500,000  1.10% 1.10%
    Up to 1,000,000  1.20%  1.20%
    More than 1,000,000  1.20%  1.75%
    Premier Current Account-i* Profit Rate (% p.a.)
    Up to 5,000 0.00
    Up to 20,000 0.30
    Up to 50,000 0.50
    Up to 100,000 1.00
    Up to 500,000 2.25
    Up to 1,000,000 2.65
    Above 1,000,000 2.95
    *No profit is paid on the first RM5,000 of your total balances.
    Base Rate Islamic

    Effective Date Rates (p.a.)
    15 May 2019 3.75%
    Standard Home Financing*
    Indicative Rate 4.75%

    *A standard housing loan/home financing refers to a housing loan/home financing with financing amount of RM350,000 for 30 years and has no lock-in period.

    Base Financing Rate
    Effective Date Rates (p.a.)
    15 May 2019 6.70%
    Personal
    Premier
    Insurance
    Business
    RHB Group
    Islamic
    Investment Banking
    Asset Management
    RHB Now
    RHB Reflex
    RHB TradeSmart
    RHB Invest
    Contact Us
    Locate Us
    Community Engagement