should not be
for any reason.
For Young Parents
Malaysians spend 55% of their earnings on
tuition fees throughout their children’s university studies1. Every parent seeks a secure
future for their children, so plan early with an RHB Life Protection Plan to secure your child’s higher
education plans. Big dreams are achieved this way.
There is something for
you in there
Kickstart your protection with any of the following plans.
RHB Treasure 100
RHB Treasure 100 is here to help you to enhance your wealth
preserving strategy for you and generations to have a
comfortable and financially independent life in the future.
With a short premium term of 5 or 10 years, you can now
secure a guaranteed stream of income for yourself or your
loved ones up to age 100.
This product offers savings and insurance protection for 30
years. It provides guaranteed cash payment every 2 years and
full refund of total basic premium paid upon policy
maturity, provided that the policy is still in force.
The whole life investment-linked plan offers a combination
of insurance protection and investment. With as little
premium as RM1,200 per year, the Life Assured can have a
comprehensive insurance solutions for peace of mind and
Disclaimer: The information contained herein are strictly meant to be as general information
and reference for the campaign promotion only. It does not constitute as a contract of
insurance. For further details on the benefits, exclusion and terms and conditions of the
product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet
(PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB
Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that
is tied to the performance of the underlying assets, and is not a pure investment product
such as unit trusts.
RHB Treasure 100
This a limited pay non-participating whole life plan which aims to offer long term
guaranteed benefits to suit your retirement needs and creation of legacy across generations.
Short premium term of 5 or 10 years only.
Whole life coverage up to 100 years old of Life Assured.
Offers step-up Guaranteed Cash Payment from end of Policy Year 1 to 100 years old of
Additional 100% of Basic Sum Assured payable upon Life Assured’s death or TPD (prior to
age 70) due to accident.
Upon the Life Assured’s TPD from Policy Year 3 onwards, next premium due (if any)
following the event date will be waived and Guaranteed Cash Payment continue to be
Hassle-free applicable process with guaranteed acceptance for basic plan.
Optional riders are attachable to enhance the policy coverage.
This policy offers 3 optional riders to enhance the policy coverage:
Payor Premium Waiver Rider
Payor Term Cover Rider
Life Term Cover Rider
Minimum age: 14 days old
Maximum age: 60 years old (next birthday)
Minimum age: 17 years old (next birthday)
Up to Life Assured’s 100 years old (next birthday)
Payor Premium Waiver Rider:
5 or 10 years (follow premium payment term)
Payor Term Cover Rider:
10, 20 or 30 years
Life Term Cover Rider:
10, 20, 30 years or up to 100 years old (next birthday)
Introducing RHB Alpha Future. An innovative solution that caters to your child’s future with
protection, savings, and investment elements. This plan aims to give a great head start, not
just for your child’s education but also to help fulfil their dreams.
Short payment term
Build a solid financial foundation to pursue your child’s dreams
Securing your child against unfortunate events
Periodic payment to launch your child’s dreams
Additional fund to further secure your child’s future
This plan provides flexibility for better financing planning as you can
boost your child’s dream fund via regular top-up option into your preferred
Peace of mind in ensuring your child’s future is
intact Payor Benefit Rider waives all future premiums of the
policy in the event the Policy Owner dies, suffers from TPD or is diagnosed
with any of the Critical Illnesses covered under this rider to ensure your
child’s dream fund will continue to grow until it reaches maturity. Payor Shield Rider pays a lump sum of the rider sum assured
in the event the Policy Owner dies or suffers from TPD during the coverage
term of this plan to ensure additional fund for your child and family when
they need it most.
Eligibility to tax benefit
Enjoy tax benefit under the applicable tax section while building up the
dream fund to support your child’s future.
sum assured: RM 40,000
Maximum sum assured: No limit, but subject to underwriting