RHB Multi Currency Account

Transacting cross-borders can be tricky for
your business, especially when you have to deal
with multiple foreign payments and international
clients regularly.


As an exporter, having an RHB Multi Currency Account enables you to
receive the foreign currency directly into your account without going
through the conversion. For an importer, you’re able to convert the foreign
currency when the rates are favourable and reserve it for future payments
with low-risk of losing out on exchange rate spread.






Enter new markets faster with a multi-currency account

that helps you grow your global businesses from start to end.
Warehouse presentation
Manage a diversified currency
portfolio in Malaysia


Easily view your foreign currencies via Reflex Business Internet Banking and enjoy an interest-bearing account that holds up to 32 foreign currencies and precious metals such as Paper Gold and Paper Silver.

Instant Currency Conversion
no matter where you are


Enjoy access to fast, simple and seamless multi- currency conversion or all buying and selling of foreign currencies and precious metals via RHB Reflex or at your home branch.

Attractive interest rates
on foreign currencies

Earn interest on short and long-term deposits with a consolidated monthly statement and enjoy potential foreign exchange gain depending on market conditions. If interested, you may place your foreign currencies on short and long-term deposits at your home branch.
Man working on the laptop

All-round convenience for Importers and Exporters

A multi-currency account that’s flexible to your needs can help you take your global business further. As an importer or exporter, the convenience of being able to send and receive funds in multiple foreign currencies means you can get paid by your client in one currency, then pay suppliers or employees in another.
RHB Multi Currency Account comes in two alternative forms of investment with fixed returns which you can choose from:

Call Deposit

Best suited for business owners who engage in trading, including both exports and imports, Call Deposit enables you to hold a short-term deposit of up to 32 foreign currencies in one account.

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Term Deposit

Term Deposit is an ideal solution to help you earn potentially higher returns on your foreign currency. It allows you to place multiple-currency fixed deposits that give you fixed returns on your deposits placed with us on your chosen tenure ranging from 1 week to 12 months.

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Start building better global businesses with

RHB Multi Currency Account

We’ll take care of all your

cash management needs.

RHB Reflex

As your business takes off, we’re here to help you keep everything in place with proven security features.

An e-Banking platform for your cash and trade transactions, designed to help you streamline your day-to-day work processes. Find out how these benefits can work for you:

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One glance overview

A platform to view all
foreign currencies.

One glance overview

at your fingertips

Trade foreign currencies
the exchange rate is

Convenience at your fingertips

Special Rate
just for you

Enjoy special counter rate on each of your TT application when you submit your application for Telegraphic Transfer (TT) to foreign countries online.

Special Rate just for you

Enjoy the same benefits and keep your business moving with RHB Reflex Mobile App.

RHB Reflex Mobile App Download RHB Reflex Mobile App for iOSDownload RHB Reflex Mobile App for Android
Barista making coffee

RHB Reflex Premium Plus helps to build better business efficiency.

As your ally, helping you grow your business to new heights is our top priority. With RHB Reflex Premium Plus, we’ll sort out your financial, sales, accounting, people management and other processes so you can focus on giving your business your all.

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View real-time bank balance and make payment directly from Financio then automated reconciliation to RHB Reflex.


Kakitangan / Talenox works via RHB Reflex Premium Plus to manage leave, payroll and statutory payments.


Take credit card payments on the go via MPOS where the collections are directly linked to your Business Current Account.

Eligibility Requirements

Company account

Export Proceeds Account (EXPA)

For exporters only, to retain unlimited proceeds.


Non-Export Proceeds Account (NEPA)
For non-exporters to receive unlimited proceeds from all types of non-export
invoices, consultation charges, services fees, royalty fees, dividends, rentals or any
investment abroad proceeds.

Required Documents

Company Accounts

  • Complete application and declaration form & 2 specimen signatures; and
  • Company/board resolution, M&A, Cert. Of Incorporation & Form 24 & 49

Note: To open a Multi-Currency Account, it is compulsory to open a Ringgit Savings or Current Account with the domicile branch”

These solutions may also help you maximise your business growth

Apply now

Please fill in the fields below so we can get in touch with you.

Terms and conditions

Product disclosure sheet

RHB Multi Currency Account is protected by PIDM up to RM250,000 for each depositor.
MCA Gold Investment and MCA Silver Investment are not protected by PIDM. Click here for PIDM’s DIS brochure.