Communication on COVID-19 medical & travel insurance coverage


Further from the official announcement from Persatuan Insurans Am Malaysia (PIAM) in regards to the medical insurance coverage for COVID-19 of its respective members, we would like to highlight that all our medical insurance products do not provide coverage for COVID -19 under the General Exclusions of Communicable diseases required quarantine by law (i.e. pandemic).

However, our Annual Travel Protector and Travel Protector Plus Insurance do not exclude contagious disease including epidemic or pandemic with the condition that you seek and abide by the advice of the relevant authorities regarding the health and safety travel advisory prior to your travelling.

We understand the difficulties and worries during these challenging times and hence we’ve introduced a series of financial assistance listed below to our policyholders who are affected by COVID-19 to further alleviate their financial burden.


  • Cov-Aid Premium Instalment Scheme

  • Cov-Aid Premium Relief Scheme

  • COVID-19 Test Fund (CTF)

For more information, please click HERE.