Highlights and Benefits

Step-Up Interest

Step-Up Interest

Earn step-up interest rate up to 1.50% p.a just by increasing your monthly average balance by at least RM500 and completing the
12 Step-Up Counter.

Super Bonus

Super Bonus

Enjoy a one-time Super Bonus Rate of 10% on total bonus interest earned after completion of 12 Step-Up Counter.
RHB Debit Card

RHB Debit Card

Go cashless and enjoy exclusive benefits with RHB Debit Card.
RHB Online Banking

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.


Get a free account statement every quarter.
With effect from 13 May 2020
 Step-Up Counter  Base Rate p.a.  Bonus Rate p.a. Total Rate p.a.
 1 0.20% 0.10% x1 0.30%
 2 0.20% 0.10% x2 0.40%
 3 0.20% 0.10% x3 0.50%
 4 0.20% 0.10% x4 0.60%
 5 0.20% 0.10% x5 0.70%
 6 0.20% 0.10% x6 0.80%
 7 0.20% 0.10% x7 0.90%
 8 0.20% 0.10% x8 1.00%
 9 0.20% 0.10% x9 1.10%
 10 0.20% 0.10% x10 1.20%
 11 0.20% 0.10% x11 1.30%
 12 0.20% 0.10% x12 1.40%

Condition (After completion of 12 Step-Up Counters)
Super Bonus Interest
 (Total Bonus Interest earned from Step-Up Counter 1 to 12) x10%
 Base Rate p.a. Bonus Rate p.a.   Total Rate p.a.
Fulfil monthly incremental average balance of RM500 1.40% 0.10%  1.50%
Does not fulfil monthly incremental average balance of RM500 1.40% 0.00%  1.40%
Base Rate is calculated daily and credited monthly.
Bonus Rate is credited monthly subject to criteria rate.

Preferred Debit Card

RHB Visa Debit Chibi Superman

RHB Visa Debit Chibi Superman


0.5% on overseas transaction



  • Enjoy contactless function.
  • Able to use the card for online / overseas function. However, customer need to opt on for this function.
  • Easy to apply as no minimum income is required.
  • Able to withdraw cash at any MEPS nationwide & the limit is up to RM10,000.

Issuance Fee


Annual Fee



Residents and

Individuals aged 18 years and above

Joint account is allowed
Service Charges

Service Charges

Protected by PIDM

Protected by PIDM

Up to RM250,000 for each depositor.
Talk to us

Please share your details and we’ll get back to you. Or download our QMS app to make
an appointment at your preferred branch. Learn More.

You may also be interested in these accounts