RHB Multi Currency Account
Transacting cross-borders can be tricky for your business, especially when you have to deal with multiple foreign payments and international clients regularly.
As an exporter, having an RHB Multi Currency Account enables you to receive the foreign currency directly into your account without going through the conversion. For an importer, you’re able to convert the foreign currency when the rates are favourable and reserve it for future payments with low-risk of losing out on exchange rate spread.
Enter new markets faster with a multi-currency account that helps you grow your global businesses from start to end.
Manage a diversified currency portfolio in Malaysia
Easily view your foreign currencies via Reflex Business Internet Banking and enjoy an interest-bearing account that holds up to 24 foreign currencies and precious metals such as Paper Gold and Paper Silver.
Instant Currency Conversion no matter where you are
Enjoy access to fast, simple and seamless multi-currency conversion or all buying and selling of foreign currencies and precious metals via RHB Reflex or at your home branch.
Attractive interest rates
on foreign
currencies
Earn interest on short and long-term deposits with a consolidated monthly statement and enjoy potential foreign exchange gain depending on market conditions. If interested, you may place your foreign currencies on short and long-term deposits at your home branch.
All-round convenience for
Importers
and Exporters
A multi-currency account that’s flexible to your needs can help you take your global business further. As an importer or exporter, the convenience of being able to send and receive funds in multiple foreign currencies means you can get paid by your client in one currency, then pay suppliers or employees in another.
RHB Multi Currency Account comes in two alternative forms of investment with fixed returns which you can choose from:
Call Deposit
Best suited for business owners who engage in international trading, including both exports and imports, Call Deposit enables you to hold a short-term deposit of up to 24 foreign currencies in one account.
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Minimum initial call deposit of USD5,000 or its equivalent for companies. |
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Initial call deposit for precious metals. |
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Paper Gold: Companies-50 grams. |
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Paper Silver: Companies-1,000 grams. |
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No minimum withdrawal amount required. |
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Interest rate calculated daily and credited at month end except for Gold and Silver investment. |
Term Deposit
Term Deposit is an ideal solution to help you earn potentially higher returns on your foreign currency. It allows you to place multiple-currency fixed deposits that give you fixed returns on your deposits placed with us on your chosen tenure ranging from 1 week to 12 months.
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Minimum initial term deposit of USD10,000 or its equivalent. |
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No Term Deposit is allowed for paper gold and paper silver investment. |
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Interest paid upon maturity. |
We’ll take care of all your
cash management needs.
RHB Reflex
As your business takes off, we’re here to help you keep everything in place with proven security features.
An e-Banking platform for your cash and trade transactions, designed to help you streamline your day-to-day work processes. Find out how these benefits can work for you:
Apply nowOne glance overview
A platform to view all
foreign
currencies.
Convenience
at your
fingertips
Trade foreign currencies
whenever
the exchange rate is
favourable.
Special Rate
just for you
Enjoy special counter rate on each of your TT application when you submit your application for Telegraphic Transfer (TT) to foreign countries online.
Enjoy the same benefits and keep your business moving with RHB Reflex Mobile App.
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RHB Reflex Premium Plus helps to build better business efficiency.
As your ally, helping you grow your business to new heights is our top priority. With RHB Reflex Premium Plus, we’ll sort out your financial, sales, accounting, people management and other processes so you can focus on giving your business your all.
Know moreEligibility Requirements
Company account
Export Proceeds
Account (EXPA)
For exporters only, to retain unlimited
proceeds.
Non-Export Proceeds Account
(NEPA)
For non-exporters to receive unlimited proceeds from
all types of non-export invoices, consultation charges, services fees,
royalty fees, dividends, rentals or any investment abroad proceeds.
Apply now
Required Documents
Company Accounts
- Complete application and declaration form & 2 specimen
signatures; and
- Company/board resolution, M&A, Cert. Of Incorporation & Form
24 & 49
Note: To open a Multi-Currency Account, it is compulsory to open a Ringgit Savings or Current Account with the domicile branch”
These solutions may also help you maximise your business growth
RHB BizPower SME Business Loan
Covers temporary fund deficiencies, pays bills and manages your overall cash flow.
Apply now
RHB Multi Currency Account is protected by PIDM up to RM250,000 for each
depositor.
Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM. Click here for PIDM’s DIS Brochure.