RHB Multi Currency Account

Transacting cross-borders can be tricky for your business, especially when you have to deal with multiple foreign payments and international clients regularly.

As an exporter, having an RHB Multi Currency Account enables you to receive the foreign currency directly into your account without going through the conversion. For an importer, you’re able to convert the foreign currency when the rates are favourable and reserve it for future payments with low-risk of losing out on exchange rate spread.

Enter new markets faster with a multi-currency account
that helps you grow your global businesses from start to end.

Enter new markets faster with a multi-currency account

Manage a diversified currency portfolio in Malaysia

Easily view your foreign currencies via Reflex Business Internet Banking and enjoy an interest-bearing account that holds up to 24 foreign currencies and precious metals such as Paper Gold and Paper Silver.

Instant Currency Conversion
no matter where you are

Enjoy access to fast, simple and seamless multi-currency conversion or all buying and selling of foreign currencies and precious metals via RHB Reflex or at your home branch.

Attractive interest rates
on foreign currencies

Earn interest on short and long-term deposits with a consolidated monthly statement and enjoy potential foreign exchange gain depending on market conditions. If interested, you may place your foreign currencies on short and long-term deposits at your home branch.

All-round convenience for Importers and Exporters

All-round convenience for
Importers and Exporters

A multi-currency account that’s flexible to your needs can help you take your global business further. As an importer or exporter, the convenience of being able to send and receive funds in multiple foreign currencies means you can get paid by your client in one currency, then pay suppliers or employees in another.

RHB Multi Currency Account comes in two alternative forms of investment with fixed returns which you can choose from:

Call Deposit

Best suited for business owners who engage in international trading, including both exports and imports, Call Deposit enables you to hold a short-term deposit of up to 24 foreign currencies in one account.

Minimum initial call deposit of USD5,000 or its equivalent for companies.

Initial call deposit for precious metals.

Paper Gold: Companies-50 grams.

Paper Silver: Companies-1,000 grams.

No minimum withdrawal amount required.

Interest rate calculated daily and credited at month end except for Gold and Silver investment.

Term Deposit

Term Deposit is an ideal solution to help you earn potentially higher returns on your foreign currency. It allows you to place multiple-currency fixed deposits that give you fixed returns on your deposits placed with us on your chosen tenure ranging from 1 week to 12 months.

Minimum initial term deposit of USD10,000 or its equivalent.

No Term Deposit is allowed for paper gold and paper silver investment.

Interest paid upon maturity.

Start building better global businesses with

RHB Multi Currency Account

Apply now

We’ll take care of all your
cash management needs.

RHB Reflex

As your business takes off, we’re here to help you keep everything in place with proven security features.

An e-Banking platform for your cash and trade transactions, designed to help you streamline your day-to-day work processes. Find out how these benefits can work for you:

Apply now

One glance overview

A platform to view all
foreign currencies.

One glance overview

at your fingertips

Trade foreign currencies
the exchange rate is

Convenience at your fingertips

Special Rate
just for you

Enjoy special counter rate on each of your TT application when you submit your application for Telegraphic Transfer (TT) to foreign countries online.

Special Rate just for you

Enjoy the same benefits and keep your business moving with RHB Reflex Mobile App.

RHB Reflex Mobile App Download RHB Reflex Mobile App for iOSDownload RHB Reflex Mobile App for Android

RHB Reflex Premium Plus helps to build better business efficiency.

As your ally, helping you grow your business to new heights is our top priority. With RHB Reflex Premium Plus, we’ll sort out your financial, sales, accounting, people management and other processes so you can focus on giving your business your all.

Know more


View real-time bank balance and make payment directly from Financio then automated reconciliation to RHB Reflex.


Kakitangan / Talenox works via RHB Reflex Premium Plus to manage leave, payroll and statutory payments.


Take credit card payments on the go via MPOS where the collections are directly linked to your Business Current Account.

Eligibility Requirements

Company account
Export Proceeds Account (EXPA)
For exporters only, to retain unlimited proceeds.

Non-Export Proceeds Account (NEPA)
For non-exporters to receive unlimited proceeds from all types of non-export invoices, consultation charges, services fees, royalty fees, dividends, rentals or any investment abroad proceeds.

Apply now

Required Documents

Company Accounts
  • Complete application and declaration form & 2 specimen signatures; and
  • Company/board resolution, M&A, Cert. Of Incorporation & Form 24 & 49

Note: To open a Multi-Currency Account, it is compulsory to open a Ringgit Savings or Current Account with the domicile branch”

These solutions may also help you maximise your business growth

RHB Business Current Account

RHB Business Current Account

Start your business and effectively track your business cash flow.

RHB BizPower Flexi Fixed Deposit

RHB BizPower Flexi Fixed Deposit

Get better returns on your fixed deposits with longer tenures.

RHB BizPower SME Business Loan

RHB BizPower SME Business Loan

Covers temporary fund deficiencies, pays bills and manages your overall cash flow.

Apply now

Please fill in the fields below so we can get in touch with you.
Full name
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Contact number
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e.g. +60309673426
Company name
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Company registration number
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Email address
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Please select a state
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RHB Multi Currency Account is protected by PIDM up to RM250,000 for each depositor.
Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM. Click here for PIDM’s DIS Brochure.