Peace of mind
that you deserve


Need extra cash? Now, you can get fast cash from your RHB Credit Card/-i. Apply RHB CashXcess now to enjoy interest rate/actual management fee starting from 4.88%p.a. from 12 months tenure.


Lengthened payment period of up to 48 months


Withdrawal up to 80% of your available credit limit


No processing fee or early exit fee penalty

Plan Interest Rates/
Actual Management
Effective Rate Tenure
Minimum Amount
602 8.00% p.a 14.45% 12 RM1,000
603 9.00% p.a 16.43% 24 RM1,000
694 9.88% p.a 17.72% 36 RM1,000
649 9.88% p.a 17.41% 48 RM1,000
630 4.88% p.a. 8.89% 12 RM5,000

Note: Promotion is valid from 1 January 2023 – 31 December 2023

Extra benefits and privileges

RHB credit cards are packed with a range of extra benefits to fulfill any unique individual’s needs.

View all extra benefits

5 Easy Ways to Apply


Log in

Log in to RHB Online Banking to check out the tactical rates.


SMS BTCX to 66300 and our Customer Contact personnel will be in touch with you to complete the application


Download and complete the Smart Move Balance Transfer application form and email the completed application form along with a copy of the other bank’s latest credit card statement, to


Call our Customer Contact Centre at 03-92068118 and request for Smart Move Balance Transfer

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