Smart Move Balance Transfer


Transfer your outstanding balances from other credit card/charge card to your RHB Credit Card/-i under RHB Smart Move Balance Transfer and enjoy great savings with interest rates/actual management fee at 4.88%p.a. for 6 to 36 months or 6.88%p.a. for 36 months tenure .

Choose a tenure that meets your repayment capability to save money while clearing your remaining credit balance.

Tenure
(months)

Interest/Actual
Management Fee

Effective
Rate 
 Minimum
Amount
(RM)
 Monthly
Instalment
(RM)

6

4.88%p.a.  8.32% 1,000 170.73

12

4.88%p.a.  8.89% 1,000 87.40
24 5.88%p.a. 10.91%  1,000 46.57
36 6.88%p.a. 12.62%  1,000 33.52

  Note: Promotion is valid from 1 January 2024 – 31 December 2024

5 Easy Ways to Apply

Log in

Log in

Log in to RHB Online Banking to check out the tactical rates.
SMS

SMS

SMS BTCX to 66300 and our Customer Contact personnel will be in touch with you to complete the application
Email

Email

Download and complete the Smart Move Balance Transfer application form and email the completed application form along with a copy of the other bank’s latest credit card statement, to telesales_department@rhbgroup.com
Call

Call

Call our Customer Contact Centre at 03-92068118 and request for Smart Move Balance Transfer
Leave us your details

Leave us your details

Leave your particulars with us below and we will be in touch
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