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Smart Move Balance Transfer


Transfer your outstanding balance from other credit or charge cards to your RHB Credit Card/-i with the RHB Smart Move Balance Transfer. Enjoy savings with interest rates or management fees from 4.88% p.a. for 6 months or up to 6.88% p.a. for 36 months.

Choose a tenure that matches your payment capability to manage debt efficiently and save more while clearing your balance.

Tenure
(months)

Interest/Actual
Management Fee

 Effective
Rate 		  Minimum
Amount
(RM)		  Monthly
Instalment
(RM)

6

 4.88%p.a.  8.32% 1,000 170.73

12

 4.88%p.a.  8.89% 1,000 87.40
24 5.88%p.a. 10.91%  1,000 46.57
36 6.88%p.a. 12.62%  1,000 33.52

  Note: Promotion is valid from 1 January 2025 – 31 December 2025

5 Easy Ways to Apply

Apply now
Log in

Log in

Log in to RHB Online Banking to check out the tactical rates.
SMS

SMS

SMS BTCX to 66223 and our Customer Contact personnel will be in touch with you to complete the application
Email

Email

Download and complete the Smart Move Balance Transfer application form and email the completed application form along with a copy of the other bank’s latest credit card statement, to telesales_department@rhbgroup.com
Call

Call

Call our Customer Contact Centre at 03-92068118 and request for Smart Move Balance Transfer
Leave us your details

Leave us your details

Leave your particulars with us below and we will be in touch

Other Features You Want to Know
Smart Move Balance Transfer Terms and Conditions
Application Form

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