|
CLICK HERE TO LEARN MORE ABOUT MEDICAL REPRICING AND BANK NEGARA MALAYSIA'S INTERIM MEASURES. |
Lower annual premiums
Enjoy comprehensive medical coverage starting from just RM49 per month, with a sustainable cost year after year.
Protection against rising medical costs
Premiums increase at a controlled rate of only 10% annually, ensuring affordability while keeping up with medical cost inflation.
Cashless & non-cashless options
Choose between a cashless or non-cashless plan based on your preference and financial flexibility.
High overall annual and lifetime limit
You can choose the plan with Overall Annual Limit of RM30, 000 up to RM2 Million. We also offer you no lifetime limit for the higher plans.
Enter and exit with ease
You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.
Lifelong medical protection
All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.
Underwriting-free upgrade
You are allowed to upgrade to a higher plan or a lower deductible option without underwriting every three (3) years, provided no claims incurred for the past two (2) years.
No co-payment
We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.
Extend your protection range
Our policy includes coverage for HIV due to blood transfusion.
Deductible options for more savings
Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.
Additional Optional Benefits
You may take up additional optional benefits by paying additional premium for the benefits below:
*Policy is renewable at the option of the policyholder.
Individual who is aged between thirty (30) days to seventy (70) years, both ages inclusive and is renewable up to one hundred (100) years. This policy may cover your legally married spouse and dependent children subject to the following:
A spouse who is aged below seventy (70) at the time of first inclusion. Once included, the spouse may continue to be included up to the age of one hundred (100) years.
Unmarried children who are aged between thirty (30) days and nineteen (19) years, both ages inclusive. For dependent children who are full time students of institution of higher education, the age limit is twenty-three (23) years.
High overall annual and lifetime limit
You can choose the plan with Overall Annual Limit of RM30, 000 up to RM2 Million. We also offer you no lifetime limit for the higher plans.
Enter and exit with ease
You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.
Lifelong medical protection
All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.
Underwriting-free upgrade
You are allowed to upgrade to a higher plan or a lower deductible option without underwriting every three (3) years, provided no claims incurred for the past two (2) years.
No co-payment
We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.
Extend your protection range
Our policy includes coverage for HIV due to blood transfusion.
Deductible options for more savings
Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.
Additional Optional Benefits
You may take up additional optional benefits by paying additional premium for the benefits below:
*Policy is renewable at the option of the policyholder.
Individual who is aged between thirty (30) days to seventy (70) years, both ages inclusive and is renewable up to one hundred (100) years. This policy may cover your legally married spouse and dependent children subject to the following:
A spouse who is aged below seventy (70) at the time of first inclusion. Once included, the spouse may continue to be included up to the age of one hundred (100) years.
Unmarried children who are aged between thirty (30) days and nineteen (19) years, both ages inclusive. For dependent children who are full time students of institution of higher education, the age limit is twenty-three (23) years.
Disclaimer
The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.
You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.
This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.
RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.
PIDM Membership Representation
You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.
This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.
RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.
We used cookies to improve your experience on our website. By continuing to use our website and/or accepting this message, you agree to our use of cookies. Please refer to our Privacy Policy for more information.