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    Protect your vehicle with our Add-On plans.
    Special Perils Add-on Covers
    Protect your vehicle against unforeseen disasters such as flash floods, storms, landslides, earthquakes, sinking of soil and other unexpected occurrences.
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    Full Body Spray Painting
    Provides an add-on coverage for your Comprehensive Motor Private Car Policy which include a full body spray painting for your entire vehicle.
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    Disclaimer
    The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.

    Special Perils Add-on Covers
    Overview

    Protect your vehicle against unforeseen disasters such as flash floods, storms, landslides, earthquakes, sinking of soil and other unexpected occurrences. Special Perils Add-On Covers are additional coverage that will compensate you for the financial loss you might incur from such events.

    Choose from either option of Full Special Perils Cover or Limited Special Perils Cover to suit your coverage and financial needs.

    Table of Benefits
    Full Special Perils Cover
    (RM)    		 Limited Special Perils Cover
    (RM)
    Vehicle Value 50,000 50,000
    Coverage 100% 25%
    (subject to policyholder’s choosing;
    capped at 50%)
    Sum Insured (x % of vehicle value) 50,000 12,500
    Premium Rate 0.25% of sum insured 0.40% of sum insured
    Annual Premium 125 50
    Repair Cost for Damage Caused by the Insured Special Perils 15,000 15,000
    Maximum Claims Payout for Repair Cost
    (subject to excess, if any)    		 15,000 12,500
    Balance of Repair Cost to be Borne by Policyholder 0 2,500
    Note:
    • Subject to terms and conditions of the policy
    • Full Special Perils Cover and Limited Special Perils Cover are referring to Endorsement 57: Inclusion of Special Perils and Special Perils (First Loss) (Non-Tariff)
    • Premiums shown are subject to applicable tax as imposed by the relevant authorities
    Eligibility

    Any customer with a Private Car Comprehensive policy with RHB Insurance.

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    Full Body Spray Painting
    Benefits

    In the event of a need to request for a damage claim of your own car, a new coat of paint is usually applied to the recently repaired area of the vehicle, causing the tone of the newly applied coat of paint to be different from the existing one.

    RHB Insurance now introduces a new motor add-on coverage for your Comprehensive Motor Private Car Policy, where we offer full body spray painting for your entire vehicle.

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