Protect your vehicle against unforeseen disasters such as flash floods, storms, landslides, earthquakes, sinking of soil and other unexpected occurrences. Special Perils Add-On Covers are additional coverage that will compensate you for the financial loss you might incur from such events.
Choose from either option of Full Special Perils Cover or Limited Special Perils Cover to suit your coverage and financial needs.
Full Special Perils Cover (RM) |
Limited Special Perils Cover (RM) |
|
---|---|---|
Vehicle Value | 50,000 | 50,000 |
Coverage | 100% | 25% (subject to policyholder’s choosing; capped at 50%) |
Sum Insured (x % of vehicle value) | 50,000 | 12,500 |
Premium Rate | 0.25% of sum insured | 0.40% of sum insured |
Annual Premium | 125 | 50 |
Repair Cost for Damage Caused by the Insured Special Perils | 15,000 | 15,000 |
Maximum Claims Payout for Repair Cost (subject to excess, if any) |
15,000 | 12,500 |
Balance of Repair Cost to be Borne by Policyholder | 0 | 2,500 |
Any customer with a Private Car Comprehensive policy with RHB Insurance.
You will not be required to contribute towards the betterment that is applied on the Own Damage claim made if your car is below the age of 13 years old. This cover is only applicable when your car is replaced with brand new original parts, and as a result of which your car is in a better condition than it was before the damage.
Note: This cover is terminated on the date your claim is settled under this benefit and reinstatement of this cover is not allowed.
Age of Vehicle (Years) | Annual Premium (RM) | |
---|---|---|
Vehicle Sum Insured RM100,000 and below |
Vehicle Sum Insured Above RM100,000 |
|
5 | 105 | 175 |
6 | 105 | 175 |
7 | 160 | 175 |
8 | 160 | 275 |
9 | 245 | 275 |
10 | 245 | 275 |
11 | 280 | 300 |
12 | 280 | 300 |
Any customer with a Private Car Comprehensive policy with RHB Insurance.
In the event of a need to request for a damage claim of your own car, a new coat of paint is usually applied to the recently repaired area of the vehicle, causing the tone of the newly applied coat of paint to be different from the existing one.
RHB Insurance now introduces a new motor add-on coverage for your Comprehensive Motor Private Car Policy, where we offer full body spray painting for your entire vehicle.
In the event your vehicle encounters a sudden breakdown within Malaysia, our assistance provider shall perform on-site repair or provide unlimited towing facility without any towing charges to tow your car either back to your or your authorised driver’s home or to your authorised driver’s preferred workshop if on-site repair is not possible.
Any customer with a Private Car Comprehensive policy with RHB Insurance.
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