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- Full coverage wherever you are in the world
- Medical evacuation and repatriation
- Credit card indemnity
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Disclaimer
The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.
| 1. | Wider Coverage Across Malaysia |
| Coverage from East to West or vice versa in Malaysia. | |
| 2. | Medical Coverage While You Are Abroad |
| Medical expenses and other necessary expenses such as hospitalisation, alternative medicine, post-hospitalisation treatment, compassionate visitation and child care benefits are covered depending on the plan selected. | |
| 3. | Covers Trip Overbookings |
| If your flight is overbooked and you are denied boarding on a commercial scheduled flight, this plan compensates you RM500 every 4 hours until your next available flight. | |
| 4. | Accidental Death Or Permanent Disability Coverage |
| Covers unexpected accidental death or permanent disability up to RM500,000. | |
| 5. | Covers Travel Inconveniences |
| Get compensation against mishaps such as trip cancellations, curtailments or travel delays during your trip. Set aside your worries and just enjoy your vacation. | |
| 6. | Emergency Medical Assistance Services |
| When emergency strikes, stay calm as medical assistance is just a phone call away at +603-7965 3833. Our appointed medical assistance provider is available 24 hours a day, 7 days a week, 365 days a year to service you when you are abroad. |
| Benefit (Per Trip) | Plan Advance | Plan Supreme |
|---|---|---|
| Coverage (RM) | ||
| Personal Accident |
||
| Accidental Death | 250,000 | 500,000 |
| Permanent Disablement | 250,000 | 500,000 |
| Medical & Other Necessary Expenses |
||
| Medical Expenses | 300,000 | 600,000 |
| Alternative Medicine Treatment |
500 | 1,000 |
| Post-Hospitalisation Treatment |
30,000 | 60,000 |
| Compassionate Visitation |
5,000 | 7,500 |
| Child Care Benefit |
10,000 | 20,000 |
| Hospital Allowance |
||
| Daily Income Benefit (up to 60 days) |
250 per day | 500 per day |
| Home Care Benefit |
Up to 1,000 | Up to 2,000 |
| Emergency Evacuation & Repatriation | ||
| Emergency Medical Evacuation |
Unlimited | Unlimited |
| Emergency Medical Repatriation |
Unlimited |
Unlimited |
| Repatriation of Mortal Remains |
Unlimited |
Unlimited |
| Travel Inconveniences |
||
| Personal Luggage and Personal Effects |
5,000 | 7,500 |
| Personal Money |
5,000 |
7,500 |
| Travel Documents |
5,000 | 7,500 |
| Loss Of Laptop |
1,000 | 2,000 |
| Luggage Delay (RM200 per 6 hours) |
1,000 | 2,000 |
| Travel Delay (RM200 per 6 hours) |
2,000 | 3,600 |
| Trip Cancellation |
20,000 | 40,000 |
| Trip Curtailment |
20,000 | 40,000 |
| Trip Overbooked (RM500 per 4 hours) |
1,000 | 2,000 |
| Trip Misconnection (RM250 per 6 hours) |
250 | 500 |
| Travel Postponement |
2,000 | 3,000 |
| Hijacking Inconvenience (RM1,000 per 24 hours) |
10,000 | 20,000 |
| Terrorism |
Covered | Covered |
| Missed Departure |
1,000 | 2,000 |
| Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency |
10,000 | 20,000 |
| Credit Card Indemnity |
6,000 | 10,000 |
| Personal Liability |
1,000,000 | 1,000,000 |
| Travel Re-Route (at least 6 hours) |
600 | 1,200 |
| Rental Car Insurance Excess |
1,000 | 2,000 |
| Golf Equipment |
2,500 | 5,000 |
| Ransom Payment As A Result Of Kidnapping & Hostage |
100,000 | 200,000 |
Note: Terms and conditions apply. Please refer to policy documents for full details.
All Malaysians, Malaysian Permanent Residents, Work Permit Holders and Employment Pass Holders or otherwise legally employed in Malaysia who are between 31 days to 80 years old, both ages inclusive
| 1. | Worldwide Coverage By Region |
| You’ll be provided full coverage wherever you are in the world. | |
| 2. | International Travel Assistance |
| Our appointed 24-hour travel assistance provider is just a call away if you find yourself in a difficult situation abroad. | |
| 3. | Medical Evacuation And Repatriation Benefits |
| We’ll reimburse you for expenses incurred if you need to be evacuated to the nearest hospital or need to be transported back to your home country. | |
| 4. | Credit Card Indemnity |
| We’ll pay off your outstanding credit card expenses incurred during your trip in the event of death or permanent total disablement due to an accident. | |
| 5. | Home Care Benefit |
| If your house in Malaysia has been broken into while you were on vacation, we’ll make a lump sum payment for any loss or damage to your household contents. |
|
Benefit |
|
Overseas |
|
|---|---|---|---|
|
Domestic / Inbound (RM) |
Advance (RM) |
Supreme (RM) |
|
|
Personal accident |
100,000* |
200,000* |
300,000* |
|
Medical expenses |
20,000* |
200,000* |
300,000* |
|
Post hospitalisation treatment |
30,000*,** |
30,000* |
|
|
Child care benefit |
N/A |
5,000* |
7,500* |
|
Compassionate care or visit |
1,000* |
5,000* |
7,500* |
|
Daily hospital income |
200 |
250 |
|
|
Daily hospital ICU income |
N/A |
250 |
|
|
Alternative medicine |
250* |
500* |
1,000* |
|
Emergency medical evacuation and repatriation |
1,000,000* |
5,000,000* |
10,000,000* |
|
Funeral expenses |
5,000* |
||
|
Personal luggage and personal effects |
1,000* |
5,000* |
7,500* |
|
Damage or loss of notebook computer |
N/A |
1,000* |
1,000* |
|
Luggage delay |
600 |
800 |
1,000 |
|
Personal money |
N/A |
500* |
1,000* |
|
Travel documents |
N/A |
5,000* |
7,500* |
|
Trip cancellation |
2,000*,** |
20,000* |
30,000* |
|
Trip curtailment |
N/A |
20,000* |
30,000* |
|
Travel delay |
1,000 |
3,600 |
5,000 |
|
Missed departure |
1,000* |
2,000* |
3,000* |
|
Personal Liability |
1,000,000* |
||
|
Hijacking inconvenience |
1,000 |
||
|
Overbooked flight |
N/A |
2,000 |
3,000 |
|
Travel postponement |
N/A |
2,000* |
3,000* |
|
Loss of deposit due to abscondment or insolvency of travel agency |
5,000 |
||
|
Travel misconnection |
250 |
500 |
750 |
|
Credit card indemnity |
3,000* |
6,000* |
10,000* |
|
Home care |
N/A |
1,000 |
2,000 |
|
Emergency medical assistance |
Available |
||
|
Terrorism |
Covered |
||
* Amount up to
** Not available for Inbound trip
All Malaysians, Permanent Residents, Work Permit Holders, Employment Plan Holders or otherwise those legally employed in Malaysia who are between nineteen (19) and eighty (80) years old (both ages inclusive), for insured adults and dependent children between fifteen (15) days and nineteen (19) years old (both ages inclusive), or up to twenty-three (23) years if they are still studying, unmarried and not gainfully employed.