Disclaimer
The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.
1. | Wider Coverage Across Malaysia |
Coverage from East to West or vice versa in Malaysia. | |
2. | Medical Coverage While You Are Abroad |
Medical expenses and other necessary expenses such as hospitalisation, alternative medicine, post-hospitalisation treatment, compassionate visitation and child care benefits are covered depending on the plan selected. | |
3. | Covers Trip Overbookings |
If your flight is overbooked and you are denied boarding on a commercial scheduled flight, this plan compensates you RM500 every 6 hours until your next available flight. | |
4. | Accidental Death Or Permanent Disability Coverage |
Covers unexpected accidental death or permanent disability up to RM500,000. | |
5. | Covers Travel Inconveniences |
Get compensation against mishaps such as trip cancellations, curtailments or travel delays during your trip. Set aside your worries and just enjoy your vacation. | |
6. | Emergency Medical Assistance Services |
When emergency strikes, stay calm as medical assistance is just a phone call away at +603-7965 3833. Our appointed medical assistance provider is available 24 hours a day, 7 days a week, 365 days a year to service you when you are abroad. |
No | Benefits, Per Trip | Advance Plan | Supreme Plan |
---|---|---|---|
Personal Accident |
|||
1 | Accidental Death | 250,000 | 500,000 |
2 | Permanent Disablement | 250,000* | 500,000* |
Medical & Other Necessary Expenses |
|||
3 | Medical Expenses | 300,000* | 600,000* |
4 | Alternative Medicine Treatment |
500* | 1,000* |
5 | Follow Up Treatment |
30,000* | 60,000* |
6 | Compassionate Visitation |
5,000* | 7,500* |
7 | Child Care Benefit |
10,000* | 20,000* |
Hospital Allowance |
|||
8 | Daily Income Benefit (up to 60 days) |
250 per day | 500 per day |
Emergency Evacuation & Repatriation | |||
9 | Emergency Medical Evacuation |
Unlimited | Unlimited |
10 | Emergency Medical Repatriation |
Unlimited |
Unlimited |
11 | Repatriation of Mortal Remains |
Unlimited |
Unlimited |
Travel Inconveniences |
|||
12 | Personal Luggage and Personal Effects |
5,000* | 7,500* |
13 | Personal Money |
5,000* |
7,500* |
14 | Travel Documents |
5,000* | 7,500* |
15 | Damage or Loss of Laptop Computer |
1,000* | 2,000* |
16 | Luggage Delay (RM200 per 6 hours) |
1,000 | 2,000 |
17 | Travel Delay (RM200 per 6 hours) |
2,000 | 3,600 |
18 | Trip Cancellation |
20,000* | 40,000* |
19 | Trip Curtailment |
20,000* | 40,000* |
20 | Trip Overbooked (RM500 per 6 hours) |
1,000 | 2,000 |
21 | Trip Misconnection |
250* | 500* |
22 | Travel Postponement |
2,000* | 3,000* |
23 | Hijacking Inconvenience (RM1,000 per 24 hours) |
10,000 | 20,000 |
24 | Full Terrorism Cover (Extended to cover insured person for any accidental death or disablement due to act of Nuclear, Biological and Chemical Terrorism except your direct participation in terrorism acts) |
Covered | Covered |
25 | Missed Departure |
1,000* | 2,000* |
26 | Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency |
10,000* | 20,000* |
27 | Credit Card Indemnity |
6,000* | 10,000* |
28 | Personal Liability |
1,000,000* | 1,000,000* |
29 | Travel Re-Route (at least 6 hours) |
600 | 1,200 |
30 | Rental Car Insurance Excess |
1,000* | 2,000* |
31 | Golf Equipment |
2,500* | 5,000* |
32 | Ransom Payment As A Result Of Kidnapping & Hostage |
100,000 | 200,000 |
33 | Home Care Benefit |
1,000 | 2,000 |
Note: Terms and conditions apply. Please refer to policy documents for full details.
*Amount up to
All Malaysians, Malaysian Permanent Residents, holders of a valid working permit or dependent pass in Malaysia aged between fifteen (15) days and eighty (80) years old (both ages inclusive) who depart from Malaysia as a passenger.
Annual Premium (Per Insured Person) | Plan Advance (RM) | Plan Supreme (RM) |
---|---|---|
Region 1 | 272.64 | 378.30 |
Region 2 | 319.81 | 444.34 |
Region 3 | 377.36 | 523.58 |
Premiums shown are subject to applicable tax as imposed by the relevant authorities. Please take note that RM10 of stamp duty shall be charged.
1. | Worldwide Coverage By Region |
You’ll be provided full coverage wherever you are in the world. | |
2. | International Travel Assistance |
Our appointed 24-hour travel assistance provider is just a call away if you find yourself in a difficult situation abroad. | |
3. | Medical Evacuation And Repatriation Benefits |
We’ll reimburse you for expenses incurred if you need to be evacuated to the nearest hospital or need to be transported back to your home country. | |
4. | Credit Card Indemnity |
We’ll pay off your outstanding credit card expenses incurred during your trip in the event of death or permanent total disablement due to an accident. | |
5. | Home Care Benefit |
We will compensate the indicated amount in the Table of Benefits in the event of a burglary resulting in loss or damage to household contents within your residence in Malaysia which was left vacant for the full duration of your Trip. |
Benefit |
|||
---|---|---|---|
Advance (RM) |
Supreme (RM) |
||
SECTION 1 – Personal Accident Benefit |
Accidental Death |
200,000* |
300,000* |
Total and permanent loss of sight in one or both eyes or total loss by physical severance or total and permanent loss of use of one or both limbs | |||
Permanent and total disablement from engaging in employment or occupations of any and every kind | |||
SECTION 2 – Medical and Other Expenses |
Medical and Other Expenses |
20,000* |
200,000* |
Follow Up Treatment up to thirty (30) days |
30,000* |
30,000* |
|
Child care benefit |
5,000* |
7,500* |
|
Compassionate care or visit |
5,000* |
7,500* |
|
Daily Hospital Income up to thirty (30) days |
250 per day |
250 per day |
|
Daily Hospital ICU Income up to thirty (30) days |
250 per day |
250 per day |
|
Alternative Medicine |
500* |
500* |
|
SECTION 3 – Medical Evacuation and Repatriation Benefit |
a) Emergency Medical Evacuation |
5,000,000* |
10,000,000* |
b) Emergency Medical Repatriation | |||
Funeral Expenses |
5,000* |
5,000* |
|
SECTION 4 – Personal Luggage and Personal Effects |
Personal Luggage and Personal Effects |
5,000* |
7,500* |
Damage or Loss of Laptop Computer |
1,000* |
1,000* |
|
SECTION 5 – Luggage Delay Trip cancellation |
800 |
1,000 |
|
SECTION 6 – Personal Money Trip curtailment |
500* |
1,000* |
|
SECTION 7 – Travel Documents Travel delay |
5,000* |
7,500* |
|
SECTION 8 – Trip Cancellation Missed departure |
20,000* |
30,000* |
|
SECTION 9 – Trip Curtailment Personal Liability |
20,000* |
30,000* |
|
SECTION 10 – Travel Delay Hijacking inconvenience |
3,600 |
5,000 |
|
SECTION 11 – Missed Departure Overbooked flight |
2,000* |
3,000* |
|
SECTION 12 – Personal Liability Travel postponement |
1,000,000* |
1,000,000* |
|
SECTION 13 – Hijacking Inconvenience [Maximum up to three thousand ringgit (RM3,000)] Loss of deposit due to abscondment or insolvency of travel agency |
1,000 for every 24 hours |
1,000 for every 24 hours |
|
SECTION 14 – Overbooked Flight Travel misconnection |
2,000 |
3,000 |
|
SECTION 15 – Travel Postponement Credit card indemnity |
2,000* |
3,000* |
|
SECTION 16 – Loss of Deposit due to Abscondment or Insolvency of Travel Agency Home care |
5,000 per person |
5,000 per person |
|
SECTION 17 – Travel Misconnection Emergency medical assistance |
500 |
750 |
|
SECTION 18 – Credit Card Indemnity Terrorism |
6,000* |
10,000* |
|
SECTION 19 – Home Care |
1,000 |
2,000 |
|
SECTION 20 – Emergency Medical Assistance Services |
Available |
||
SECTION 21 – Full Terrorism Cover (Extended to cover insured person for any accidental death or disablement due to act of Nuclear, Biological and Chemical Terrorism except your direct participation in terrorism acts) |
Covered |
* Amount up to
All Malaysians, Malaysian Permanent Residents, holders of a valid working permit or dependent pass in Malaysia aged between nineteen (19) and eighty (80) years old (both ages inclusive) who depart from Malaysia as a passenger. This also applies to insured adults and dependent children between fifteen (15) days and nineteen (19) years old (both ages inclusive), or up to twenty-three (23) years if they are still studying, unmarried and not gainfully employed.
Period of Insurance | Plan Advance (Overseas) (RM) | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Region 1 (a) | Region 1 (b) | Region 2 | Region 3 | |||||||||
Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | |
1 – 5 days | 27 | 45 | 58 | 27 | 45 | 58 | 36 | 64 | 82 | 45 | 78 | 103 |
6 – 10 days | 40 | 71 | 92 | 40 | 71 | 92 | 55 | 99 | 129 | 69 | 123 | 162 |
11 – 15 days | 54 | 97 | 128 | 54 | 97 | 128 | 74 | 135 | 178 | 94 | 170 | 225 |
16 – 20 days | 68 | 122 | 161 | 68 | 122 | 161 | 93 | 171 | 224 | 117 | 215 | 285 |
21 – 31 days | 88 | 161 | 213 | 88 | 161 | 213 | 122 | 225 | 298 | 154 | 284 | 373 |
Additional Week | 19 | 30 | 39 | 19 | 30 | 39 | 24 | 41 | 54 | 30 | 50 | 66 |
Period of Insurance | Plan Supreme (Overseas) (RM) | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Region 1 (a) | Region 1 (b) | Region 2 | Region 3 | |||||||||
Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | Individual | Individual & Spouse | Family | |
1 – 5 days | 39 | 70 | 91 | 39 | 70 | 91 | 51 | 96 | 125 | 65 | 121 | 159 |
6 – 10 days | 56 | 103 | 134 | 56 | 103 | 134 | 75 | 141 | 184 | 95 | 179 | 237 |
11 – 15 days | 74 | 137 | 181 | 74 | 137 | 181 | 101 | 189 | 252 | 129 | 245 | 324 |
16 – 20 days | 90 | 169 | 222 | 90 | 169 | 222 | 123 | 233 | 308 | 157 | 301 | 399 |
21 – 31 days | 124 | 236 | 311 | 124 | 236 | 311 | 171 | 327 | 432 | 222 | 423 | 560 |
Additional Week | 25 | 47 | 60 | 25 | 47 | 60 | 36 | 64 | 87 | 45 | 82 | 113 |
Premiums shown for Region 1(a) - Domestic are subject to applicable tax as imposed by the relevant authorities while for Region 1(b) - Overseas, Region 2 - Overseas and Region 3 - Overseas, tax is not applicable.
Please take note that RM10 of stamp duty shall be charged.
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