Product Benefits

Tier Total Monthly
Retail Spend (RM)
Cashback
 Petrol  Dining  Utilities  Grocery  Online/
Dining/
Grocery
 Other Spend
1 1.00–999.99 0.2% 0.2% 0.2% 0.2% 0.2% 0.2%
2 1,000.00–1,999.99  1%  1%  1%  1%  1%  0.2%
3 2,000.00–2,499.99  2%  2%  2% 2%   2%  0.2%
4 ≥2500  5%  5%  5%  5%  10%  0.2%
 Monthly Capping (RM)  RM10  RM10  RM10  RM10  RM10  Unlimited


For the list of Merchant Category Code (MCC) which are eligible for cashback, please click here.

Petrol

Petrol

Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, all other petrol stations
Dining

Dining

Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, all other restaurants
Utility Bills

Utility Bills

An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga NasionalBerhad, all other utility billers
Groceries

Groceries

Stock up in bulk and it still wouldn’t be a problem. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, other hypermarkets or supermarkets
Online Dining/Groceries

Online Dining/Groceries

Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, other Online Dining & Groceries

Other Benefits

 

As a RHB Cash Back Credit Card-i holder, you can enjoy the RHB Smart Services as below:

Smart Pay

Smart Pay

so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
Smart Move

Smart Move

where you can balance transfer from any other credit card at attractive rates
Smart Instalment

Smart Instalment

at 0% interest for up to 36 months at selected merchants
CashXcess

CashXcess

Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.
Other Features You Want to Know
  • First year: No Annual Fees
  • Subsequent years: RM70 per annum.
    (will be waived subject to minimum RM10,000 spends per year)
Annual Fees waived.
Minimum 21 years old with a minimum income of RM24,000 per annum

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