Term Deposits

RHB Commodity Murabahah Deposit-i

Grow your money with a Shariah-compliant deposit with your choice of tenure and superior profit rates.

Highlights and Benefits

Shariah Compliance

  • A term deposit facility based on the concept of Commodity Murabahah via the Tawarruq Arrangement.
  • It refers to the trading of commodities which acts as the underlying assets of a transaction.

Better Profit Rates

Enjoy superior profit rates to your RHB Current or Savings Account-i.

Flexible Placement Periods

Get flexible placement periods of between 1 to 60 months to meet your needs.


  • Cash upfront payment at point of deposit placement is available.
  • Perform transactions at any time via RHB Now

Flexible Profit Payment

Enjoy several profit payment plans:

  • Monthly
  • Quarterly
  • Half-yearly
  • Yearly
  • Upon maturity

You may also opt for Cash Upfront payment options in which the applicable tenure ranges from 3 months to 12 months only.


The RHB platform uses the latest encryption technologies and security screens to keep you safe.

Other Privileges

  • Known profit taking will be determined upfront upon placement.
  • No service fees.
  • Auto Renewal is allowed (not applicable for Cash Upfront payment option).
  • Premature and partial withdrawal is allowed (Terms and Conditions apply).

Fixed Deposit Calculator
Commodity Murabahah Deposit-i Calculator


Placement amount (RM)
Profit rate (p.a.) Please key-in
Placement date
Maturity date
No. of days
Profit payable (RM)
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This calculator is intended as a guide, and all information contained herein is for estimation and illustration purposes only. RHB Banking Group will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you make as a result of using the calculator.

Rates of Return

With effect from 8 May 2023
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Tenure 1 Month 2 Months 3-5 Months 6 Months 7-11 Months 12 Months >12 Months
Rates (p.a.)
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Profit will be accrued on a daily basis.

Profit payment option:
1. Credit to customer affiliate account
2. Redeposit to the principal account


Individuals aged 18 years and above

Sole proprietorships

Societies, associations, companies and business enterprises

Non interbank money market participants and government institutions

Service Charges

Protected by PIDM

Up to RM250,000 for each depositor.

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RHB Commodity Murabahah Deposit-i

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