This calculator serve as an indicative illustration in assisting cardmember to compute the length of time needed to fully settle credit card outstanding balances based on different repayment/payment amounts.
Illustration above is based on the following assumptions: Current
balance consists of retail transactions only and with no new
purchases made. Interest/profit rate is
p.a. Number
of days in a month is 30 and repayment/payment is made on due date. Minimum
due amount excludes any previous month overdue amount.
If you continue to make the monthly minimum payment, your total
interest/profit payable will increase and it will take you longer to pay
off this debt.
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