Product Benefits

 

First Multi Currency Account in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 33 foreign currencies


Stay Unaffected By Currency Fluctuation

Stay Unaffected By Currency Fluctuation

The exchange rates are locked in to protect your money from foreign currency fluctuations.

No Currency Conversion Fee*

No Currency Conversion Fee*

Transact with your preferred currencies on overseas retail spending with no extra charges.

Earn Loyalty Point

Earn Loyalty Point

Enjoy 1x Loyalty Points for every RM1 spent overseas

Switch Between Foreign Currencies

Switch Between Foreign Currencies

Switch directly between supported currencies without converting back to Malaysian Ringgit

Instant Currency Conversion

Instant Currency Conversion

Enjoy access to a fast, simple and seamless online banking experience, no matter where you are.

Preferred Conversion Rates

Preferred Conversion Rates

Debit Card/-i holders enjoy preferential exchange rates when converting their preferred currencies

RHB Multi Currency Account/-i is protected by PIDM up to RM250,000 for each depositor. RHB Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM.


List of foreign currencies

USD (US Dollar) THB (Thai Baht)
JPY (Japanese Yen) EUR (Euro)
CHF (Swiss Franc) GBP (Pound Sterling)
CAD (Canadian Dollar) HKD (Hong Kong Dollar)
SGD (Singapore Dollar) ZAR (South African Rand)
SAR (Saudi Riyal) AUD (Australian Dollar)
NZD (New Zealand Dollar) NOK (Norwegian Krone)
SEK (Swedish Krona) DKK (Danish Krone)
JOD (Jordanian Dinar) KHR (Cambodian Riel)
VND (Vietnamese Dong) TRY (Turkish Lira)
BHD (Bahraini Dinar) INR (Indian Rupee)
MXN (Mexican Peso) PLN (Polish Zloty)
IDR (Indonesia Rupiah)
CNY (Chinese Renminbi)
AED (Arab Emirates Dirham) BND (Brunei Dollar)
BDT (Bangladeshi Taka) PKR (Pakistani Rupee)
PHP (Philippine Peso) QAR (Qatar Riyal)
KRW (Korean Won)    

Here’s How You Can Apply

 

To open a Multi Currency Account, it is compulsory to open a Ringgit Current or Savings Account. All buying and selling of foreign currencies and precious metals can be performed via RHB Online Banking or at any RHB branch.

Complete application and declaration form

Complete application and declaration form

Provide a copy of your identity card and/or passport

Provide a copy of your identity card and/or passport

For education purposes

For education purposes

Provide the relevant enrolment letter from an educational institution.

For employment

For employment

Provide working visa

Other Features You Want to Know

Individuals aged min 18 years & above

Product disclosure sheet - Multi Currency Account Gold & Silver Investment

Product disclosure sheet - Debit Card


* There will not be a 1% conversion fee charged on the transaction of the supporting foreign currencies. If there are insufficient funds in a particular currency to pay for the purchase, the fund will be deducted from the Ringgit Account/-i held in the card and a 1% conversion fee will be charged. If there are still insufficient funds in the Ringgit Account/-i, the said transaction will be declined.

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