House & Property Insurance Plans

Comprehensive coverage for wide range of perils
Flexible and extendable coverage
Covered against any rental losses incurred for the period necessary for reinstatement

1/2

Comprehensive Coverage For Both Your Building And Contents
Your house and its contents are covered if they are affected by a wide range of perils including fire damage, water damage, theft and natural disasters.
Flexible Coverage Of Your Choice
As the policyholder, you determine the amount to be insured.
Extended Coverage For Additional Perils
Upgrade to benefits such as coverage for riot, strike & malicious damage, subsidence & landslip, unoccupancy of residence and full theft at an additional premium.
Feel Secure With Rent Insurance
You're covered against any rental losses incurred for the period necessary for reinstatement if your property is so damaged that it is inhabitable.
Compensation For Death
The Company will pay out if you succumb to an injury resulting in death due to violent theft or fire in your house.

Benefits	Sum Insured
Building	To be declared
Loss or Damage to Contents	To be declared
Property Temporarily Removed	15% of the Total Sum Insured on Contents
Damage to Mirrors	Up to RM500 per piece any one incident
Compensation for Death of the Insured Person	Up to the sum being RM10,000 or one-half of the Total Sum Insured on Contents, whichever is lesser provided that death ensues within three (3) calendar months of the injury
Servants’ Property	Reimburses the actual loss up to the Total Sum Insured on Contents
Rent Insurance	Up to 10% of the Total Sum Insured on Building and Contents respectively
Liability to Public	Up to RM50,000

Any person who owns or has legal interest over a property

Protect your possessions
If your home has been exposed to a break-in, fire, explosion or a natural disaster, we will cover the loss or damage to the contents of your home, from your most valuable jewellery to the food in your fridge.
Insure your cash
We provide coverage for the cash you keep at home against theft and other man-made or natural tragedies as well as any loss of cash from an ATM withdrawal made by burglars.
Flexible coverage
The amount of coverage is determined by you based on the value of your home contents.
Coverage for your guests' and servants' properties
We will even cover any losses or damage to your guests' or servants' personal effects if your home has been affected by any of the Insured Perils.
24-hours worldwide personal accident protection
Your family will be compensated with a lump sum payment in the event of your death arising from, or caused by, an accident.

Benefits	Sum Insured (RM)
A. Home Contents	To be declared
B. Property Temporarily Removed	1,000
C. Damage to Mirrors	500
D. Guest and/or Servants Property	1,000
E. Liability to Public (within premise)	50,000
F. Cash at Home	2,000
G. ATM Cash	2,000
H. Alternate Accommodation (RM300/day, max: 10 days)	3,000
I. Replacement of External Locks	500
J. Food in the Refrigerator	500
K. Personal Accident (Death or Permanent Disablement only)	100,000
L. Personal Liability	100,000