RHB Wealth Leveraging | RHB Malaysia

What is Wealth Leveraging?

Exclusively for RHB Premier clients, Wealth Leveraging is an overdraft (OD) facility that provides additional funds to help grow your investments. It allows you to use your existing assets to gain access to an overdraft facility, which can then be invested in Unit Trusts and Retail Bonds. This creates an opportunity to maximise your potential returns by unlocking the value of your assets through leveraging.

A simple 4-step process to grow your investment potential:

Step 1: Apply for Wealth Leveraging

Speak to our Relationship Manager to apply for the Wealth Leveraging facility. RHB Bank will provide an overdraft facility based on your credit profile*.

Step 2: Choose your investment

Utilise the available overdraft facility to invest in Unit Trusts or Retail Bonds, based on the margin of finance*** determined by the bank from time to time.

Step 3: Boost your potential return

Invest with lower capital by using Wealth Leveraging facility to enhance the potential returns of your investment

Step 4: Collateral** with bank

Receive the allocated units of your chosen investment and these investments will be pledged to RHB Bank as security.

Step 1: Apply for Wealth Leveraging

Speak to our Relationship Manager to apply for the Wealth Leveraging facility. RHB Bank will provide an overdraft facility based on your credit profile*.

Step 2: Choose your investment

Utilise the available overdraft facility to invest in Unit Trusts or Retail Bonds, based on the margin of finance*** determined by the bank from time to time.

Step 3: Boost your potential return

Invest with lower capital by using Wealth Leveraging facility to enhance the potential returns of your investment

Step 4: Collateral** with bank

Receive the allocated units of your chosen investment and these investments will be pledged to RHB Bank as security.

*Subject to credit approval.
**Types of accepted collateral may be reviewed from time to time.
*** Margin of finance depends on the investment’s risk classification.

Minimum Loan Amount:

RM10,000

Maximum Loan Amount:

RM10 million

Facility Type:

Overdraft

Currency:

Ringgit Malaysia

Minimum Loan Amount:

RM10,000

Maximum Loan Amount:

RM10 million

Facility Type:

Overdraft

Currency:

Ringgit Malaysia

Investment Options

Unit Trusts

Diversify your portfolio with professionally managed funds designed to match different risk profiles and investment goals.

View Details

Retail Bonds

Enjoy steady income through lower-risk, fixed-return instruments that offer capital preservation and predictable payouts.

View Details

Unit Trusts

Diversify your portfolio with professionally managed funds designed to match different risk profiles and investment goals.

View Details

Retail Bonds

Enjoy steady income through lower-risk, fixed-return instruments that offer capital preservation and predictable payouts.

View Details

Eligibility

Malaysian

21 years old to 65 years old

Single name only

Malaysian

21 years old to 65 years old

Single name only

Other Features You Want To Know

Product Disclosure Sheet

Terms and Conditions

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