Malaysia

Personal Financing

Eligibility
  • Private Sector
Profit Rate
  • As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits
  • Financing of up to RM150,000
  • On-the-spot approval and disbursement
  • As low as RM 57.54/month
  • Up to 7 years tenure
  • Debt consolidation
Monthly Repayment Method
  • Self-payment
  • Auto debit instructions

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Financing Amount Capping
Instant approval & disbursement

RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.


CategoryFinancing Amount CappingInterest Rate from (p.a.)Maximum Financing Tenure
MinimumMaximum
Tier 1RM2,000RM10,00013.45%5 Years (60 Months)
RM11,000
RM15,000
7 Years (84 Months)
Tier 2RM16,000RM50,00011.66%
Tier 3RM51,000RM99,0009.91%
Tier 4RM100,000RM150,0008.18%

Note: PF 7 Years is only applicable for financing amount RM11,000 and above only.


*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45% p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR15% p.a.


The EIR (effective interest rate) may be higher if the monthly repayment is not regular.

Interest Rate
Repayment Table
Product Disclosure Sheet
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