• Private Sector
Profit Rate

Profit Rate

  • As low as 8.18% p.a. (equivalent to 15% p.a.)


  • Financing of up to RM150,000
  • On-the-spot approval and disbursement
  • As low as RM 57.54/month
  • Up to 7 years tenure
  • Debt consolidation
Monthly Repayment Method

Monthly Repayment Method

  • Self-payment
  • Auto debit instructions

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Financing Amount Capping
Instant approval & disbursement

RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.

Category Financing Amount Capping Interest Rate from (p.a.) Maximum Financing Tenure
Minimum Maximum
Tier 1 RM2,000 RM10,000 13.45% 5 Years (60 Months)
7 Years (84 Months)
Tier 2 RM16,000 RM50,000 11.66%
Tier 3 RM51,000 RM99,000 9.91%
Tier 4 RM100,000 RM150,000 8.18%

Note: PF 7 Years is only applicable for financing amount RM11,000 and above only.

*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45% p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR15% p.a.

The EIR (effective interest rate) may be higher if the monthly repayment is not regular.

Interest Rate
Repayment Table
Product Disclosure Sheet
Terms and Conditions
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