Savings Account

RHB Bonus Saver Account

Try a unique account that earns you Step-Up interest and grows your money when you save regularly.

Highlights and Benefits

Step-Up Interest

Earn step-up interest rate up to 1.50% p.a just by increasing your monthly average balance by at least RM500 and completing the 12 Step-Up Counter.

Super Bonus

Enjoy a one-time Super Bonus Rate of 10% on total bonus interest earned after completion of 12 Step-Up Counter.

RHB Debit Card

Go cashless and enjoy exclusive benefits with RHB Debit Card.

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.


Get a free account statement every quarter.

Preferred Debit Card

RHB Visa Debit Chibi Superman

RHB Visa Debit Chibi Superman

0.5% on overseas transaction


  • Enjoy contactless function.
  • Able to use the card for online / overseas function. However, customer need to opt on for this function.
  • Easy to apply as no minimum income is required.
  • Able to withdraw cash at any MEPS nationwide & the limit is up to RM10,000.


With effect from 13 May 2020
Step-Up Counter
Base Rate p.a.
Bonus Rate p.a.
Total Rate p.a.
1 0.20% 0.10% x1 0.30%
2 0.20% 0.10% x2 0.40%
3 0.20% 0.10% x3 0.50%
4 0.20% 0.10% x4 0.60%
5 0.20% 0.10% x5 0.70%
6 0.20% 0.10% x6 0.80%
7 0.20% 0.10% x7 0.90%
8 0.20% 0.10% x8 1.00%
9 0.20% 0.10% x9 1.10%
10 0.20% 0.10% x10 1.20%
11 0.20% 0.10% x11 1.30%
12 0.20% 0.10% x12 1.40%
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Condition (After completion of 12 Step-Up Counters)
Super Bonus Interest (Total Bonus Interest earned from Step-Up Counter 1 to 12) x10%
Base Rate p.a. Bonus Rate p.a. Total Rate p.a.
Fulfil monthly incremental average balance of RM500 1.40% 0.10% 1.50%
Does not fulfil monthly incremental average balance of RM500 1.40% 0.00% 1.40%
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Base Rate is calculated daily and credited monthly.
Bonus Rate is credited monthly subject to criteria rate.


Residents and Non-Residents

Individuals aged 18 years and above

Joint account is allowed

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RHB Bonus Saver Account

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