Get High Yield Savings in Malaysia with RHB Bonus Saver Account

Highlights and Benefits

The RHB Bonus Saver Account rewards consistent saving with step-up bank interest rates. Manage your money with secure online access and cohesive tools designed to help your savings grow steadily over time.

Step-Up Interest

Earn step-up interest rate up to 0.70% p.a just by increasing your monthly average balance by at least RM500 and completing the
12 Step-Up Counter.

Super Bonus

Enjoy a one-time Super Bonus Rate of 0.05%pa on total bonus interest earned after completion of 12 Step-Up Counter.

Step-Up Interest

Earn step-up interest rate up to 0.70% p.a just by increasing your monthly average balance by at least RM500 and completing the
12 Step-Up Counter.

Super Bonus

Enjoy a one-time Super Bonus Rate of 0.05%pa on total bonus interest earned after completion of 12 Step-Up Counter.

RHB Debit Card

Go cashless and enjoy exclusive benefits with RHB Debit Card.

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.

e-Statements

Get a free account statement every quarter.

RHB Debit Card

Go cashless and enjoy exclusive benefits with RHB Debit Card.

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.

e-Statements

Get a free account statement every quarter.

Rates

With effect from 28 August 2025

Step-Up Counter	Base Rate p.a.	Bonus Rate p.a.	Total Rate p.a.
1	0.05%	0.05% x1	0.10%
2	0.05%	0.05% x2	0.15%
3	0.05%	0.05% x3	0.20%
4	0.05%	0.05% x4	0.25%
5	0.05%	0.05% x5	0.30%
6	0.05%	0.05% x6	0.35%
7	0.05%	0.05% x7	0.40%
8	0.05%	0.05% x8	0.45%
9	0.05%	0.05% x9	0.50%
10	0.05%	0.05% x10	0.55%
11	0.05%	0.05% x11	0.60%
12	0.05%	0.05% x12	0.65%

Condition (After completion of 12 Step-Up Counters)
Super Bonus Interest	(Total Bonus Interest earned from Step-Up Counter 1 to 12) x10%
Super Bonus Interest	Base Rate p.a.	Bonus Rate p.a.	Total Rate p.a.
Fulfil monthly incremental average balance of RM500	0.65%	0.05%	0.70%
Does not fulfil monthly incremental average balance of RM500	0.65%	0.00%	0.65%

Base Rate is calculated daily and credited monthly.
Bonus Rate is credited monthly subject to criteria rate.

Preferred Debit Card

RHB Visa Debit Card

Cashback

0.5% on overseas transaction

Benefits

Enjoy contactless function.
Able to use the card for online / overseas function. However, customer need to opt on for this function.
Easy to apply as no minimum income is required.
Able to withdraw cash at any MEPS nationwide & the limit is up to RM10,000.
Applicable for Minor account age 12 to below 18 years or minor who open joint account with parent/ guardian aged 18 years and above
The daily defaulted limit for ATM, retail spend (EMV) and MyDebit (Epos) is RM200 respectively

Issuance Fee

RM12.00

Annual Fee

RM12.00