Everything you desire
a call away

Dial-An-Instalment


Shop to your heart’s content with flexible monthly instalments. Dial-An-Instalment is an instalment plan that lets you convert your RHB Credit Card/-i purchases into fixed monthly payments so you can enjoy greater flexibility in managing larger expenses while keeping your finances structured and cohesive.
Convert into instalments via RHB Customer Contact Center

Plan (months)

One-Time Upfront Rate/
Profit Rate

Effective Rate  Minimum Transaction
Amount
6 months 2.50% 8.52% RM500
12 months 5.00% 9.10% RM1,000
 18 months 7.00% 8.67% RM1,000
24 months  9.00% 8.41%  RM1,000
 No Maximum purchase amount limit

   Note: Promotion is valid from 1 January 2026 – 31 December 2026
   Enjoy 0% instalments for new Credit Cardholders and on your birthday month! Click here for more info.

 

  

Convert into instalments via RHB Online Banking

Plan (months)

One-Time Upfront Rate/
Profit Rate

Effective Rate  Minimum Transaction
Amount
3 months  0.88% 5.27%  RM300
6 months 1.88% 5.12% RM500
12 months 3.00% 3.65% RM1,000
 18 months 6.00% 7.45% RM1,000
24 months  8.00% 7.50%  RM2,000

   Note: Promotion is valid from 10 September 2026 – 31 December 2026

 

  

Convert into instalments at participating stores

Plan (months)

One-Time Upfront Rate/
Profit Rate

Effective Rate  Minimum Transaction
Amount
3 months 2.00% 11.96% RM300
6 months 4.00% 13.59% RM500
 12 months 6.00% 10.90% RM1,000

   Note: Click here for list of participating stores.

 

  

3 Easy Steps to Apply

Request

Request

Call our Customer Contact Centre at 03-92068118 or login to RHB Online Banking to convert, or request for an instalment plan during checkout at participating stores.
Identify

Identify

Identify purchase(s) to be converted by referring to monthly credit card/-i statement or specific transaction(s) during checkout
Choose

Choose

Choose from flexible payment plans of 3,6,12,18 or 24 months

Other Features You Want to Know
Dial-An-Instalment Terms and Conditions
Dial-An-Instalment via RHB Online Banking Terms and Conditions
Dial-An-Instalment via Point-of-Sale Terms and Conditions

Our other card features

Credit Limit Increase

Credit Limit Increase

Increase your credit limit today and enjoy greater financial flexibility!
Smart Instalment Payment Plan

Smart Instalment Payment Plan

Enjoy 0% monthly instalment when you spend a minimum of RM500 on retail purchases at RHB's participating merchants.
RHB Rewards

RHB Rewards

Start your journey to an exciting experience with our new RHB Rewards. On top of earning RHB Loyalty Points when you spend, save or invest with us.
Compare
Get Connected

© 2026 RHB Bank Berhad 196501000373 (6171-M). All rights reserved.
BNM Smeinfo MyBayar FMOS PIDM AKPK

You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.

This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.

RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.

PIDM Membership Representation

PIDM Membership Representation

You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.

This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.

RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.