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Smart Instalment Payment Plan

Convert your retail purchases to RHB Smart Instalment Payment Plan at 0% interest for up to 36 months, for better financial flexibility. RHB Smart Instalment Payment Plan is available at over 800 participating merchants nationwide.

Extra benefits and privileges

RHB credit cards are packed with a range of extra benefits to fulfill any unique individual’s needs.

View all extra benefits



RHB Smart Instalment Payment Plan is only applicable for purchase made using RHB Credit Cards at the selected and approved merchant outlets by RHB


Immediate approval at 0% interest with options of 6, 12, 24 or 36 months, subject to the arrangement and agreement between participating merchants and RHB


No application is required and no additional fee charged


Minimum purchase of RM500 and maximum of 100% of Cardmember(s) available credit limit

RHB Smart Instalment of IKEA applies to:


All Principal & Supplementary Cardmembers (hereinafter referred to as “Cardmember(s)”) of any RHB Credit Card/-i and RHB Business Credit Cards (hereinafter referred to as “RHB Credit Card”)


0% Smart Instalment at Ikea Store with options of 6, 12 & 24 months


Minimum purchase of RM500 in a single receipt

For more information, please call our Customer Contact Centre at 03-9206 8118, available 24 hours, 7 days a week.

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