A specially designed current account based on the concept of Commodity Murabahah via the Tawarruq Arrangement.
Enjoy profit of 2.85% p.a. or more when you Save, Pay, Spend, or Invest.
Easily open your account anywhere, anytime.
Go cashless and enjoy exclusive benefits with RHB Debit Card-i.
Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.
Enjoy complimentary
e-Statements every
month that is also viewable via RHB Now.
Donate a percentage of your profit to any of our listed charitable bodies.
Cashback
0.5% on overseas transaction
Benefits
Transactions
|
Base Rate
|
Bonus Payout
|
---|---|---|
Maintain minimum
RM1,000 account balance. |
0.05% p.a.
on your daily account balance. |
- |
Deposit
RM2,000 minimum monthly. |
- |
1.80% p.a.*
and qualify for other bonus payouts |
Pay minimum 3 bills monthly via RHB Now Internet Banking or RHB Mobile Banking App. |
- |
0.50% p.a.*
|
Spend minimum RM1,000 monthly with RHB Credit Card/-i or Debit Card-i. |
- |
0.50% p.a.*
|
Invest minimum RM1,000 monthly with selected RHB investment products. |
- |
1.00%**
|
Breakdown
|
RM
|
---|---|
Total Base Rate Earned (RM) | 0.21 |
Bonus Save | 1.52 |
Bonus Pay | 0.42 |
Bonus Pay | 0.42 |
Bonus Invest | 0.00 |
Note:
This calculator is intended as a guide, and all information contained herein is for estimation and illustration purposes only. RHB Banking Group will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you make as a result of using the calculator.
Total Profit & Bonus Payout earned for the month (RM)
Note:
This calculator is intended as a guide, and all information contained herein is for estimation and illustration purposes only. RHB Banking Group will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you make as a result of using the calculator.
Residents and
non-residents
Individuals aged 18 years and above
Joint account is not allowed
Up to RM250,000 for each depositor. Investment products are not protected by PIDM.
DAILY END BALANCE RANGE | BASE INTEREST/PROFIT RATE P.A* |
---|---|
Below RM1,000 | 0.00% |
RM1,000 and above | 0.05% |
CATEGORY | BONUS INTEREST/ PROFIT RATE P.A* | REQUIREMENT |
---|---|---|
i. SAVE | 1.80% p.a bonus rate on account with Monthly Average (MAB) up to RM100,000 | Minimum deposit of RM2,000 in a month |
ii. PAY | 0.50% p.a bonus rate on account with MAB up to RM100,000 | Minimum three (3) bills payment via RHB Now Internet Banking and/or RHB Mobile Banking App in a month |
iii. SPEND | 0.50% p.a bonus rate on account with MAB up to RM100,000 | Aggregated RM1,000 spent on RHB Debit and/or Credit Card/-i in a month |
iv. INVEST | 1.00% bonus rate (flat rate) on net investment value | Purchase of eligible RHB financial products with minimum amount of RM1,000 |
SAVE TRANSACTIONS
(TABLE A) (transactions below are included for Bonus Rate) |
NON SAVE TRANSACTIONS
(TABLE B) (transactions below are excluded from Bonus Rate) |
|
---|---|---|
i) Cash Deposit | x) MARA Payment Credit | i) Fund transfer within RHB Current or Savings Account/-i |
ii) Cash Deposit Pos | xi) EPF Payment Credit | ii) Cheque Deposit |
iii) Credit Transfer | xii) Money Order/ Purchase Order Deposit | |
iv) Fixed Deposit Credit | xiii) REFLEX – Funds Transfer Credit | |
v) Cashier Order Credit | xiv) REFLEX – payroll Payment Credit | |
vi) Demand Draft Credit | xv) REFLEX – Auto Credit | |
vii) Telegraphic/ RENTAS/ IBG Transfer Credit | xvi) MCA Credit | |
viii) Personal Express/ Financing Disbursement | xvii) IBK Cash Advance Credit | |
ix) RHB Auto Credit | xviii) ATM IBFT Cr At RHB | |
xix) ATM IBFT Cr At MEPS | ||
xx) DuitNow |
PAY (TABLE A)
(transaction below are included for Bonus Rate) |
PAY (TABLE B)
(transactions below are excluded from Bonus Rate) |
---|---|
Bill payment under Other Biller and JomPAY made to billing organization via RHB Now Internet Banking or RHB Mobile Banking App | i) Payment to any RHB Credit Card/-i |
ii) Payment to any RHB Loan/Financing | |
iii) Payment via FPX |
RETAIL SPENDING
(TABLE A) (transactions below are included for Bonus Rate) |
NON SAVE TRANSACTIONS
(TABLE B) (transactions below are excluded from Bonus Rate) |
|
---|---|---|
i) Local and overseas retail purchases | i) Easy Payment Plan (EPP) | viii) Reversal on Transaction |
ii) Spend via JomPAY using Debit Card/-i | ii) Balance Transfer (BT) | ix) Disputed Transaction |
iii) Cash Excess | x) Fraudulent Transaction Card/-i | |
iv) Credit Card/-i Outstanding Balance | xi) Sales and Service Tax (SST) | |
v) Finance Charge | xii) Card/-i Replacement Fee | |
vi) Annual Fee | xiii) Dial-An-Installment | |
vii) Late payment Charge | xiv) Spend via JomPAY using Credit Card/-i | |
xv) Other Fees and Charges |