RHB Qard Multi-Currency Current Account-i with Diversified Currency Portfolio

Highlights and Benefits

Shariah Compliance

Qard Multi Currency Current Account-i is based on the Shariah contract of Qard.
Qard refers to a contract of lending money by a lender (customer) to a borrower (bank) where the latter is bound to repay an equivalent replacement amount to the lender.

Multiple Foreign Currencies, One Account

Manage a diversified currency portfolio in Malaysia with ability for conversion from one foreign currency to another foreign currency.

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.

Instant Currency Conversion

All buying and selling of foreign currencies can be performed via RHB Now Internet Banking or at your RHB domicile branch.

Hedge Against Fluctuations

Minimize the risk of currency fluctuations with up to 24 foreign currencies available.

No More Double Conversions

Avoid double conversions for receivables and remittances to and from other countries.

List of Foreign Currencies

US Dollar

(USD)

Euro

(EUR)

Singapore Dollar

(SGD)

New Zealand Dollar

(NZD)

Indonesia Rupiah

(IDR)

Chinese Renminbi

(CNY)

Japanese Yen

(JPY)

Australian Dollar

(AUD)

Swiss Franc

(CHF)

South African Rand

(ZAR)

Arab Emirates Dirham

(AED)

Brunei Dollar

(BND)

Pound Sterling

(GBP)

Hong Kong Dollar

(HKD)

Canadian Dollar

(CAD)

Thai Baht

(THB)

Saudi Riyal

(SAR)

Bangladeshi Taka

(BDT)

Pakistani Rupee

(PKR)

Philippine Peso

(PHP)

Qatar Riyal

(QAR)

Danish Krone

(DKK)

Norwegian Krone

(NOK)

Swedish Krona

(SEK)

Qard Multi Currency Current Account-i conversion rates.

Check out the latest multi currency account conversion rates.

Find Out More

Choose your preferred account type.

Export Proceeds Account
(EXPA)

For exporters to retain export proceeds in foreign currency obtained from exporting physical goods.

Non-Export Proceeds Account
(NEPA)

For non-individuals to credit foreign currency obtained from activities other than physical goods, such as rental, fees, etc.

Education & Employment Account
(EDEA - Investment MCA)

Solely for individuals to fund education abroad and/or to credit foreign currency obtained from employment overseas.

Individual
(INDA - Investment MCA)

For individuals with no domestic borrowing/financing to deposit foreign currency.

Eligibility

Residents and
non-residents

Individuals aged 18 years and above

Corporations and business entities

Joint account is allowed

Here’s How You Can Apply.

To open a Qard Multi Currency Current Account-i, it is compulsory to open a Ringgit Savings or Current Account-i.
All buying and selling of foreign currencies can be performed via RHB Now Internet Banking or at your RHB domicile branch.

Complete application and declaration form with two specimen signatures.

Provide a copy of your identity card and/or passport.

For education purposes

Provide the relevant enrolment letter from an educational institution.

For employment

Provide working visa

RHB Multi Currency Visa Debit Card-i

First Multi Currency Account-i in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 16 foreign currencies.

Stay Unaffected By Currency Fluctuation

The exchange rates are locked in to protect your money from foreign currency fluctuations.

No Currency Conversion Fee*

Transact with your preferred currencies on overseas retail spending with no extra charges.

Safety and Credibility

Your deposit is protected by PIDM.

Instant Currency Conversion

Enjoy access to a fast, simple and seamless online banking experience, no matter where you are.

Preferred Conversion Rates

Enjoy exclusive currency conversion rates with Multi Currency Visa Debit Card-i. Convert your preferred currencies with preferential rates.

Find Out More

Achivements of distinction

Best Multi Currency Account Malaysia 2022Awarded by Global Banking & Financing Awards 2022

Best Forex Bank Malaysia 2022Awarded by Global Banking & Financing Awards 2022

Best Islamic Multi Currency Account Malaysia 2022Awarded by Global Banking & Financing Awards 2022

Best Islamic Forex Bank Malaysia 2022 Awarded by Global Banking & Financing Awards 2022

Service Charges

View service charges

Protected by PIDM

RHB Qard Multi Currency Account-i is protected by PIDM up to RM250,000 for each depositor.

Download PIDM’s DIS brochure

Terms and Conditions

Terms and Conditions - ENG

Terms and Conditions - BM

Terms and Conditions - Debit Card-i

Product Disclosure Sheet

Product disclosure sheet - Debit Card-i

Frequently Asked Questions

FAQs – RHB Qard Multi Currency Current Account-i

Talk to us

Please share your details and we’ll get back to you. Or download our QMS app to make an appointment at your preferred branch. Learn More.

RHB Qard Multi Currency Current Account-i

Create an account that offers a diversified currency portfolio based on the principles of Qard.

Highlights and Benefits

Shariah Compliance

Multiple Foreign Currencies, One Account

RHB Online Banking

Instant Currency Conversion

Hedge Against Fluctuations

No More Double Conversions

List of Foreign Currencies

Qard Multi Currency Current Account-i conversion rates.

Check out the latest multi currency account conversion rates.

Choose your preferred account type.

Export Proceeds Account(EXPA)

Non-Export Proceeds Account(NEPA)

Education & Employment Account (EDEA - Investment MCA)

Individual(INDA - Investment MCA)

Eligibility

Here’s How You Can Apply.

RHB Multi Currency Visa Debit Card-i

Stay Unaffected By Currency Fluctuation

No Currency Conversion Fee*

Safety and Credibility

Instant Currency Conversion

Preferred Conversion Rates

Achivements of distinction

Service Charges

Protected by PIDM

Talk to us

Export Proceeds Account
(EXPA)

Non-Export Proceeds Account
(NEPA)

Education & Employment Account
(EDEA - Investment MCA)

Individual
(INDA - Investment MCA)