Auto Financing-i

• Fast approval
• Competitive rates
• Personalised service
• High margin of financing up to 90%
• Flexible payment period of up to 9 years
• Convenient payment:
• Extensive branch network of more than 200 RHB Bank and RHB Islamic Bank branches
• Cash Deposit Machines
• Internet Banking
• Interbank GIRO
• Standing instructions
• ATM(Interbank)
• Selected Branches of Pos Malaysia Berhad
• Cheque Deposit Terminals

• Individual
• Individuals aged 18 years old and above
• Sole proprietorships
• Partnerships


• Guarantor
• If an individual is below 21 or above 60 years old
• Non-Malaysians
• Affordability in meeting repayment obligations


• Business/Corporation
• Sole proprietorships
• Partnerships
• Private Limited & Public Limited Companies

• Visit our nearest branches.

• Hire Purchase-i PDS - ENG
• Hire Purchase-i PDS - BM

For Individual Applicants:

Individuals who are salaried earners employed by Multinational Companies (MNC), Public Listed Corporations)

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest ONE (1) month salary slip; OR
• Latest ONE (1) month credit bank statement; OR
• Latest interim EPF statement

Individuals who are salaried earners employed by non- MNC, Small and Medium Enterprises (SME)

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest one (1) month salary slip AND one (1) month crediting bank statement; OR
• Latest interim EPF statement

Individuals who are employed by Government / Government Agencies*

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest one (1) month salary slip OR
• Latest one (1) month crediting bank statement

Note:
* Government Agencies = RISDA, FELDA, SIRIM and etc.

Individuals who are Self-employed (Sole Proprietor/Partners/Company Directors)

• Business Registration Form A/B (for Sole Proprietor/Partnership); OR Trading License (for East Malaysia); OR Current and valid professional practice certificate issued by relevant competent body (for Professional practices); OR Borang 24 and Borang 49 (for Sdn Bhd); AND
• Latest six (6) months Personal or Company's bank statement; OR Latest Borang B/BE (validated payment receipt of payment to LHDN)

Commission Earners (Insurance Agents, Multi-Level Marketers, Broker, Remisier, General Commission Agents)

• Latest six (6) months salary slip; AND
• Latest six (6) months crediting bank statements; OR
• Latest Borang BE (validated payment receipt of payment to LHDN);

Note:
6 months salary slips and bank statement are required if you want to include variable income such as overtime, commissions etc in addition to fixed salary.

For Corporate Applicants

Limited Companies :

• Certified true copy of the Memorandum and Articles of Association
• Certified true copy of Form 24 (Shares issued and authorised share capital)
• Certified true copy of Form 49 (Names and details of all directors and company secretary)
• Certified true copy of the extract of the Director's Resolution
• Photocopy of the Certificate of Incorporation (Form 9 and 13, if any)
• Photocopy of the Certificate of Commencement of Business (Form 23, if any)
• Latest copies of the Audited Accounts OR Bankers' references (latest six months' bank statements)
• Brief comments of director's experience, exposure and financial standing and
• Photocopy of guarantor's identity card (both sides)

Partnership and Proprietorships (additional documents are required)

• Photocopies of the Certificate of Business Registration and Borang D
• Partnership Agreement (if any)
• Latest copies of the Financial Accounts OR Bankers' references (latest six months' bank statements)
• Brief comments on sole proprietor or partners' experience, exposure and financial standing and
• Photocopies of sole proprietor or partners' identity cards (both sides)

NOTE:

• All applicants are required to declare any Non-Bank Debt Repayment Obligations
• Any additional income documents may be required at the absolute discretion of the Bank

Others

• Major risk on this product
  The financing rate on this financing is Variable Rate and subject to changes in Base Rate.

• Fast approval
• Competitive rates
• Personalised service
• Save profit charges
• High margin of financing up to 90%
• Flexible payment period of up to 9 years
• Convenient payment:
• Extensive branch network of more than 200 RHB Bank and RHB Islamic Bank branches
• Cash Deposit Machines
• Internet Banking
• Interbank GIRO
• Standing instructions
• ATM(Interbank)
• Selected Branches of Pos Malaysia Berhad
• Cheque Deposit Terminals

• Individual
• Individuals aged 18 years old and above
• Sole proprietorships
• Partnerships


• Guarantor
• If an individual is below 21 or above 60 years old
• Non-Malaysians
• Affordability in meeting repayment obligations


• Business/Corporation
• Sole proprietorships
• Partnerships
• Private Limited & Public Limited Companies

• Visit our nearest branches.

• Vehicle Financing-i PDS - ENG
• Vehicle Financing-i PDS - BM

For Individual Applicants:

Individuals who are salaried earners employed by Multinational Companies (MNC), Public Listed Corporations)

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest ONE (1) month salary slip; OR
• Latest ONE (1) month credit bank statement; OR
• Latest interim EPF statement

Individuals who are salaried earners employed by non- MNC, Small and Medium Enterprises (SME)

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest one (1) month salary slip AND one (1) month crediting bank statement; OR
• Latest interim EPF statement

Individuals who are employed by Government / Government Agencies*

• Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
• Photocopy of applicant's driving license
• The following income documents:
• Latest one (1) month salary slip OR
• Latest one (1) month crediting bank statement

Note:
* Government Agencies = RISDA, FELDA, SIRIM and etc.

Individuals who are Self-employed (Sole Proprietor/Partners/Company Directors)

• Business Registration Form A/B (for Sole Proprietor/Partnership); OR Trading License (for East Malaysia); OR Current and valid professional practice certificate issued by relevant competent body (for Professional practices); OR Borang 24 and Borang 49 (for Sdn Bhd); AND
• Latest six (6) months Personal or Company's bank statement; OR Latest Borang B/BE (validated payment receipt of payment to LHDN)

Commission Earners (Insurance Agents, Multi-Level Marketers, Broker, Remisier, General Commission Agents)

• Latest six (6) months salary slip; AND
• Latest six (6) months crediting bank statements; OR
• Latest Borang BE (validated payment receipt of payment to LHDN);

Note:
6 months salary slips and bank statement are required if you want to include variable income such as overtime, commissions etc in addition to fixed salary.

For Corporate Applicants

Limited Companies :

• Certified true copy of the Memorandum and Articles of Association
• Certified true copy of Form 24 (Shares issued and authorised share capital)
• Certified true copy of Form 49 (Names and details of all directors and company secretary)
• Certified true copy of the extract of the Director's Resolution
• Photocopy of the Certificate of Incorporation (Form 9 and 13, if any)
• Photocopy of the Certificate of Commencement of Business (Form 23, if any)
• Latest copies of the Audited Accounts OR Bankers' references (latest six months' bank statements)
• Brief comments of director's experience, exposure and financial standing and
• Photocopy of guarantor's identity card (both sides)

Partnership and Proprietorships (additional documents are required)

• Photocopies of the Certificate of Business Registration and Borang D
• Partnership Agreement (if any)
• Latest copies of the Financial Accounts OR Bankers' references (latest six months' bank statements)
• Brief comments on sole proprietor or partners' experience, exposure and financial standing and
• Photocopies of sole proprietor or partners' identity cards (both sides)

NOTE:

• All applicants are required to declare any Non-Bank Debt Repayment Obligations
• Any additional income documents may be required at the absolute discretion of the Bank

Others

• Major risk on this product
  The financing rate on this financing is Variable Rate and subject to changes in Base Rate.

• As low as BR + 0.84% p.a. (equivalent to 2.33% p.a. flat rate)
• Current prevailing BR of 3.50% (Effective 7 November 2022)

• Non National Car Models under Honda, Toyata, Mazda and Nissan

• Preferential Rate T&Cs.