What is Takaful mySmart Income Plus?

Takaful mySmart Income Plus gives you the confidence to meet different goals for yourself and your family with guaranteed yearly cash benefits and maximises the full potential of your savings.
With the option of a short contribution payment term of 3 or 5 years, you can enjoy peace of mind and financial security for a coverage term of 15 years.
Hibah to your loved ones, ensuring they are well taken care of.
This is a limited pay family takaful endowment plan with guaranteed cash benefits that help support your financial needs to achieve your life goals.

Benefits of Takaful mySmart Income Plus

Short contribution payment term of 3 or 5 years.
Yearly Guaranteed Cash Benefits with Accumulation Option.
Greater Takaful protection up to 300% for accidental causes.
Potential investment profit.
Lump sum Maturity Benefit.
Hassle-free enrolment with no medical check-up.
Nomination under conditional Hibah.

Product Information


Entry Age	Person Covered: Minimum age: 14 days old Maximum age: 65 years old (next birthday) Proposed Participant / Certificate Owner: Minimum age: 19 years old (next birthday)
Coverage Term	15 years

Guaranteed Cash Benefits (GCB)


End of Certificate Year	GCB Payable (% of the Sum Covered)
End of Certificate Year	Contribution Payment Term: 3 Years	Contribution Payment Term: 5 Years
1 - 4	5%	10%
5	30%	35%
6 -9	5%	10%
10	55%	85%
11 -14	5%	10%
15 (Maturity)	105%	10%

For more information on the Takaful mySmart Income Plus, please refer to:

Product Disclosure Sheet

Product Disclosure Sheet (PDS) – Eng

Product Disclosure Sheet (PDS) – BM

Product Brochure

RHB Takaful mySmart Income Plus

Syarikat Takaful Malaysia Keluarga Berhad is a member of PIDM.
The benefit(s) payable under eligible certificate is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Syarikat Takaful Malaysia Keluarga Berhad or PIDM (visit www.pidm.gov.my).